{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Healthy Happy Wise Wealthy","title":"Everything First Time Home Buyers Need to Know from Credit to Closing","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/aeca5c34\"></iframe>","width":"100%","height":180,"duration":4229,"description":"🎙️ Welcome to Healthy Happy Wise Wealthy (HHWW)! In this informative and practical episode, host Mary Meyer is joined by three powerhouse real estate professionals from Reno, Nevada: credit repair specialist Angie Salcido, seasoned Realtor Angela Kluck, and mortgage lender Jill Blessing-Bonnet. They break down every aspect of buying your first home, from understanding and fixing your credit to navigating loans, appraisals, and closing the deal—even tackling the emotional side of the process. Whether you’re a first-time buyer or just thinking ahead, this episode is your inside scoop to homeownership and building long-term wealth.🏡 Join us for a comprehensive discussion on finding the right team, the importance of starting with credit, getting pre-approved, handling down payments, and the realities of HOAs, repairs, and equity. Our guests share their expert strategies and the advice they give their own kids—making homeownership more achievable, less intimidating, and ultimately, part of a healthy, wealthy future.🌟 Topics Covered:Step-by-step guide to the home buying processHow (and why) to repair your credit before buyingMortgage approval, budgeting, and calculating realistic monthly paymentsDown payment solutions—including state programs, gifts, and 401k fundsThe appraisal and inspection process demystifiedNavigating HOAs: pros, cons & what’s includedBuilding equity: why it’s key to wealthSpecial considerations for single women homebuyersUsing home warranties for peace of mindTips for parents preparing young adults for homeownershipKey takeaways:Get your credit in shape early—credit repair is possible and sometimes crucial to qualifying for a loan.Before shopping for homes, get pre-approved with a trusted lender and know exactly what you can afford monthly—including hidden costs like taxes, insurance, and HOA dues.Down payment assistance programs and gifts can help first-time buyers—know your options and what money you’ll need upfront.The appraisal and inspection...","thumbnail_url":"https://img.transistorcdn.com/Vqo6JD-Q8uGnjoC_yXUl9xRxi_c0hMIxn_3UT-5ydd0/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS82Mzdj/ZDY5MGQ4MzJiYjlk/Yjc5ODc3M2MwMzkz/NzYxNy5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}