{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Benevolent Disruptors","title":"Episode 12 | Jack Zhang, CEO and Co-Founder of Airwallex","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/b5182b84\"></iframe>","width":"100%","height":180,"duration":2134,"description":"In this episode of the Benevolent Disruptors Interview Series, we welcome Jack Zhang,  CEO and Co-Founder of Airwallex, the global financial infrastructure company processing $60B+ in annualised transaction volume across 200,000 businesses in over 200 countries, built not from Silicon Valley, but from a Melbourne coffee shop.Jack turned down a billion-dollar acquisition offer from Stripe, survived COVID, and spent a decade quietly doing the hardest things in fintech, obtaining licenses in 70+ markets, integrating with 80+ banks, and building what is effectively the next-generation global bank for entrepreneurs. His philosophy? Take the path of maximum resistance. It's working.The conversation covers why starting outside the Valley was Airwallex's biggest advantage, how a single hiring philosophy shift changed everything, and why the AI era will produce two or three financial operating system winners, and Airwallex intends to be one of them.Key Takeaways:Why turning down Stripe's billion-dollar offer forced Airwallex to think at a completely different scaleHow ditching experience-based hiring for competency and first-principles thinking transformed the company's culture and trajectoryWhy Airwallex's Asia Pacific profit engine funded its rapid expansion into Europe and North AmericaThe realist case on stablecoins: even 10% of the $7 trillion daily FX market moving on-chain would be a trillion dollars a day, but 90% remains fiat, and that's the real problem to solveWhy agentic payments will run through regulated wallets, with AI agents transacting via stablecoin as a universal currencyJack's 2030 vision: 1 million customers, $20K revenue per customer, $20 billion top line👉 Learn more at https://www.benevolentdisruptors.com/","thumbnail_url":"https://img.transistorcdn.com/e3_GV3LBH7RGlOeqljrTYvIZI-Lp7_153hlD3SBJPgk/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wMDlm/Y2U3OTljNmQxM2Jk/YzBhNzVhNTQ3OTgz/NzU4Yi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}