{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"On The Money","title":"What’s investment growth going to do to your pension?","html":"","width":"100%","height":180,"duration":1561,"description":"Rebecca O'Connor, head of pensions and savings at interactive investor, is joined by Dan Mikulskis, lead investment adviser and partner at the actuarial consultancy LCP, to discuss a new report: Is 12% the new 8%?\n\nThe joint report from interactive investor and LCP highlights the dramatic impact that ‘lower for longer’ investment growth rates could have on retirement outcomes and outlines how individuals, pension providers and policymakers should respond. Read the report to find out:\n \nWhy your expectations might be too high;\nHow growth forecasts on pension statements have come down over time;\nWhat some of the world’s biggest asset managers think stock market growth will look like over the decades to come;\nWhat the impact of this will be for people with defined contribution pensions;\nWhat you can do personally to reduce the impact of lower growth rates on your pension;\nWhat we think providers and the government could do\n\nYou can download the report here: https://www.ii.co.uk/knowledge-centre/future-growth\n\nThis material is intended for educational purposes only and is not investment research or a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy. The value of your investments can rise as well as fall, and you could get back less than you invested. The investments referred to may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser. Past Performance is not a guide to future performance. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.","thumbnail_url":"https://img.transistorcdn.com/7ZC8la7nytdI9O7dkuK4mxt0pkQtiWqpeE_2MJXUpZo/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9hNDY5/NzMyNjIxMzYxOGU4/ZWVkOGM0NDUxYTA1/ODQ5OC5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}