{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"hol+ with Dr. Taz MD | The Future of Medicine is Holistic","title":"Ep. 7 - \"Plan Ahead\" with Jean Chatzky","html":"","width":"100%","height":180,"duration":3304,"description":"This is episode (7) of our special nine-part series entitled Plan Ahead. Our hosts Julie Flakstad & Dr. Taz Bhatia, welcome Jean Chatzky - CEO and Founder of HerMoney, journalist, author, and former financial editor of NBC’s Today Show. The conversation addresses both the practical and emotional aspects of financial planning, especially for women in their 40s and 50s. Chatzky shares insights into why financial planning is inherently challenging, particularly due to human behavioral tendencies, and emphasizes the importance of understanding personal \"money types\" to overcome financial roadblocks.Here are some of the themes we discuss …What ‘planning ahead’ means in our 40s + 50s: Jean offers perspective on why we’re not necessarily wired to plan ahead ahead, how planning ahead has evolved, and what we should be thinking about today.Emotional and Behavioral Aspects of Money Management The episode underscores that money management isn’t just numbers—it’s tied deeply to emotions and behaviors, and understanding this connection can help individuals make better, less reactive financial decisions.Understanding Personal “Money Types” She explains that one of the first steps to planning ahead is to better understand your relationship with money and finances. Jean recommends taking a money personality quiz (see link below) to provide insight on why you are the way you are, and, if you’re in a relationship, how your partner is wired too.Building an Emergency Fund Jean highlights the importance of a dedicated emergency fund (aka the “oh shit” fund) for life’s unexpected expenses, including tips on how much we should have saved for unforeseen circumstances.Empowering Women in Financial Decision Making The conversation explores how many women in midlife feel unprepared to handle or even talk about personal finances, the need to insert oneself in financial conversations, and advice on how to take a more active role in managing day-to-day finances.Setting Realistic Financial...","thumbnail_url":"https://img.transistorcdn.com/dk3-2MWMfnX775_3EJvEAYePX2gPGqNcU4lUBYgbkNg/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS81OTFk/YjRmODQxYmQxMDdk/ZGY4NmNhYmQ3YWRi/ZmFmMi5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}