{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"#AskElla SHOW","title":"90% of Co-Buying Home Deals Fail. Here’s Why","html":"","width":"100%","height":180,"duration":450,"description":"Thinking about buying a house with friends or family? Pause — this could destroy both your relationships and your finances.\nIn today’s market, co-buying is trending fast. But after 30 years in mortgages, I can tell you the hard truth: 90% of joint purchases end badly — financially, emotionally, or both.I’m Ella Gurfinkel, Senior Loan Officer with 30 years of experience and over 2,000 families served. In this episode, I break down exactly why co-buying usually fails, when it can work, and what smarter alternatives look like if you can’t afford a home on your own (yet).💡 You’ll learn:🚩 Why most co-buying arrangements turn into disasters🤝 The difference between co-borrowers and co-signers (and which is riskier)💳 How co-signing can quietly ruin your credit and future buying power🧠 The red flags that scream “don’t do this”🏠 When co-buying can work — and the strict rules it requires🔄 Better alternatives if you’re not ready to buy soloWhether you’re thinking about buying a duplex with friends, asking parents to co-sign, or pooling money for a down payment — listen before you sign anything.👉 Ready to talk through your options the smart way?\n 📅 Book a free consultation: https://calendly.com/teamella/a-conversation-with-ella-gurfinkel","thumbnail_url":"https://img.transistorcdn.com/1JQmKKn11mPyRjv3aWoNIn5MGi7k846a3USRG5h__XY/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lNDdm/ZmY4NjcyYjU2OTdj/MmFjNGEyMjE1NDJm/MTIxMi5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}