{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Retirement Answer Man","title":"Your Social Security Playbook: Building Your Strategy- Single Filers","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/ba90d89d\"></iframe>","width":"100%","height":180,"duration":3010,"description":"Roger Whitney explains how solo filers can make a confident Social Security claiming decision without getting overwhelmed by complexity. He covers the biggest mistakes to avoid, introduces a practical decision-making framework, answers listener questions about survivor benefits, and closes with a simple action step for deciding when to revisit the issue.\n\nOUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PODCAST\n(00:00) Intro: Why Social Security decisions get complicated\nPRACTICAL PLANNING SEGMENT\n(02:55) Social Security claiming framework for solo filers: avoiding common mistakes, knowing when to begin, using the OODA framework, evaluating your plan and personal circumstances, checking survivor or divorced-spouse benefits, identifying your priorities, and testing your options against your retirement plan. \nLISTENER QUESTIONS\n(36:24) Karen asks how to switch from her own Social Security benefit to survivor benefits later.\n(39:06) Julie asks whether she should claim survivor benefits first while letting her own benefit grow.\n(40:54) Drew asks how retiring at 60 and claiming at 64 would affect his Social Security benefits.\nSMART SPRINT\n(46:50) If Social Security is still a green banana, use your full retirement age in your plan and set a date to revisit it; if it’s ripe, follow the protocol and make your claiming decision. \nON THE BOOKSHELF\n(47:30) Roger recommends The Violin Maker, while Natalia gives Wild Dark Shore five out of five for its emotional depth and thrilling twists. \nREFERENCES\nSocial Security Administration\nLive Year-End Planning Session \nSign up for the Noodle! \nThe Violin Maker: Finding a Centuries-Old Tradition in a Brooklyn Workshop by John Marchese \nWild Dark Shore by Charlotte McConaghy\nRock Retirement with Roger Whitney — YouTube channel\nSubmit a Question for Roger\nYouTube video: When Should a Single Person Claim Social Security?","thumbnail_url":"https://img.transistorcdn.com/ZpX_mjyJlNc9EkcOXxrNJpkZJfbQBcKxxEeVTSEjAo4/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zZWM3/NGVlZDE5ZDYyZGY1/MjJlZWUzMmIzODM1/ODlkNS5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}