{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Freedom for Retirement™","title":"Stop Building Your Portfolio Around Your Age","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/bac673ec\"></iframe>","width":"100%","height":180,"duration":657,"description":"Turning sixty-five does not automatically mean a portfolio needs more bonds.\nThe danger most retirees watch for is a market drop, but the one that does the most damage is quieter. A portfolio that feels safe because it barely moves can still fall behind rising costs for groceries, insurance, and health care. That gap does not show up in one dramatic moment. It builds slowly over ten, fifteen, or twenty years until it becomes a real problem.\nThis episode covers:What actually separates two retirees who share a birthday but not a risk profileWhy market volatility gets blamed for a danger it is not actually causingHow a portfolio that feels safe can quietly fall behind the cost of livingWhether two to three years of cash can protect a plan from an early market dropWhat should replace age as the real driver of portfolio decisionsThis episode makes the case for building a portfolio around your actual financial life instead of your age.\n👉 Work with us at https://www.f5fp.com\nAbout F5 Financial Planning:\nAt F5 Financial Planning, we help individuals and families align their finances with what matters most so they can live lives of Freedom and Significance. We are a fee-only, fiduciary financial planning and investment management firm, meaning we don’t earn commissions or sell products — our only commitment is to our clients’ best interests. We provide comprehensive financial planning, investment management, tax-efficient strategies, and retirement planning for families, corporate executives, and entrepreneurs. Our team serves clients nationwide through virtual meetings and from offices in Illinois, Georgia and Florida.\nAt F5, our goal is simple: to help you gain confidence, clarity, and control over your financial future so you can focus on the people and passions that matter most. \nVisit https://www.f5fp.com to learn more about our services and planning process.\n*****\nAdvisory services are offered through F5 Financial Planning, LLC, an SEC-registered investment adviser....","thumbnail_url":"https://img.transistorcdn.com/OMhHymyiKvGNkP8t54gkQ7TzI2XINLOZKfM_8kC6oG8/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zMmQ1/YjllNTViYjQxODFh/ZjM5NjgyZDFmMzkx/MDYyNy5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}