{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Retirement Answers","title":"Avoid These 5 Retirement Mistakes Before It’s Too Late","html":"","width":"100%","height":180,"duration":962,"description":"You've spent decades saving for retirement, but are you about to make the same mistakes thousands of retirees only spot when it's too late? In this episode, I walk through the five biggest regrets I see in my work as a retirement planner, and exactly what you can do right now to avoid them.Tune into this episode to find out:(01:14) Regret #1 – Claiming Social Security too early costs you(01:44) Early claiming locks in a permanent 30% benefit cut(02:49) How claiming early closes your Roth conversion window(04:12) Regret #2 – Playing it too safe with your investments(06:43) Using the bucket system to balance safety and growth(08:37) Regret #3 – Not spending enough early on(11:06) Regret #4 – Putting off tax planning until it's too late(12:14) How RMDs, Social Security taxes, and IRMAA blindside you(13:46) Regret #5 – Juggling too many accounts and strategies(14:30) Why simplicity leads to clarity and lasting retirement confidence👉 Work With Us: https://www.rivertreewealth.com/get-started ✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbers Email: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobduke Jacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.","thumbnail_url":"https://img.transistorcdn.com/YnuG4gZSyvFMDTRhl7aBM26xNd92NMFpYdpvqJoCaGU/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9hNTM0/ZTQ1MWJjYTRlNGU2/MjMzMTM0MDcwNjI2/NDkwYi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}