{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Freedom for Retirement™","title":"Is Your Retirement Still on Track? 5 Things to Review Now","html":"","width":"100%","height":180,"duration":983,"description":"Most retirement plans do not fail at year-end. They fall off track mid-year, when nobody stops to check.\nMarkets move. Spending shifts. A Roth conversion, a property sale, an IRA withdrawal—each decision touches your taxes, your Medicare premiums, and the shape of your long-term plan. Waiting until December to sort it out means losing months of options. This episode walks through five things every retiree and pre-retiree should review right now, while there is still time to act.\nThis episode covers:How your retirement income plan holds up when real spending diverges from the original projectionWhat portfolio drift looks like and when rebalancing is the right responseWhy retirees with multiple income sources are especially exposed to underpayment penaltiesHow to evaluate a Roth conversion if you are in a lower-income window before RMDs beginWhat IRMAA is, how the Medicare lookback period works, and why an income decision today can raise your premiums two years from nowCatch the small issues now. They are much easier to fix in July than in December.\n👉 Work with us at https://www.f5fp.com.\nAbout F5 Financial Planning:\nAt F5 Financial Planning, we help individuals and families align their finances with what matters most so they can live lives of Freedom and Significance. We are a fee-only, fiduciary financial planning and investment management firm, meaning we don’t earn commissions or sell products — our only commitment is to our clients’ best interests. We provide comprehensive financial planning, investment management, tax-efficient strategies, and retirement planning for families, corporate executives, and entrepreneurs. Our team serves clients nationwide through virtual meetings and from offices in Illinois, Georgia and Florida.\nAt F5, our goal is simple: to help you gain confidence, clarity, and control over your financial future so you can focus on the people and passions that matter most. \nVisit https://www.f5fp.com to learn more about our services and...","thumbnail_url":"https://img.transistorcdn.com/OMhHymyiKvGNkP8t54gkQ7TzI2XINLOZKfM_8kC6oG8/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zMmQ1/YjllNTViYjQxODFh/ZjM5NjgyZDFmMzkx/MDYyNy5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}