{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Asset Management Group, Inc ","title":"The Hidden Cost of Multiple Advisors: An $86,000 Mistake","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/c3beddfc\"></iframe>","width":"100%","height":180,"duration":1483,"description":"The Hidden Cost of Multiple Advisors: An $86,000 Mistake \nTwo advisors. One expensive collision. In this episode I unpack how $86,000 in realized capital gains from an uncoordinated brokerage account cascaded into surprise taxes, higher Medicare premiums through IRMAA, and a missed Roth conversion window. If you split assets across firms, this is your wake up call to coordinate or consolidate.\nWhat you will learn\n• Why multiple advisors often create tax and planning conflicts\n• How IRMAA works and why income thresholds matter for two full years\n• The hidden cost of realized gains inside taxable accounts\n• When Roth conversions make sense and how they can be blocked by bracket creep\n• A simple checklist to audit your advisor relationships and reduce surprises\nChapters\nHook and story set up\nWhy splitting advisors sounds smart\nThe $86,000 capital gains surprise\n IRMAA and premium surcharges\nThe Roth conversion opportunity lost\nThe system problem and your role\nWhat to do next and coordination checklist\nTakeaways and next steps\nFollow us on\nX.com: https://x.com/AMGinc_ATL\nInstagram: https://www.instagram.com/assetmanagementgroupinc/\nLinkedIn: https://www.linkedin.com/company/amgincatl/\nFacebook : https://www.facebook.com/beyondtomorrowpodcast\nWebsite: https://www.assetmg-inc.com/\nYouTube: https://www.youtube.com/@assetmanagementgroupinc\nTikTok : https://www.tiktok.com/@assetmanagementgroupinc\nBlog: https://www.assetmg-inc.com/blog\nDisclosure\nEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.\nAsset Management Group,Nida financial,The Hidden Cost of Multiple Advisors,shorts,podcast,#podcast,#shorts,financial advisor,financial planner,clash royale,crypto,self improvement,stock market,warren buffett,king finance,premia finance,women in finance,schwab network,wealth building,sara finance,how to become a millionaire,stock market today,how to,consumer finance,financial...","thumbnail_url":"https://img.transistorcdn.com/z2f5kAVm8CssE_t9IqR0kRCwW59GOtTJsEbkVHwF9a4/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mNWE2/N2ZkZmIwM2NjN2Rj/ZGNiZmZhNmFlMWJh/NzhmYS5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}