{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Investing Unlocked","title":"Are Your Pensions at Risk? – with Tom McPhail","html":"","width":"100%","height":180,"duration":1877,"description":"If you’ve got a pension, chances are big changes are coming - whether you realise it or not.\n\nFrom a brand new pensions bill to debates over the future of the triple lock, and even changes to salary sacrifice, the UK pensions landscape is shifting fast.\n\nIn this episode of Investing Unlocked Extra, Georgie Frost speaks with pensions expert and Times columnist Tom McPhail about what’s changing, what it means for your retirement, and what you should actually be paying attention to.\n\nThey also explore the growing tension between government control and individual choice, why trust in the system matters more than ever, and the simple steps people can take to stay on track.\n\nIn this episode, we explore:\nWhat the new pensions bill actually means for savers\nWhy the government wants “fewer, bigger, better” pension schemes\nThe controversy around the government’s proposed investment powers\nWhat the triple lock is - and why its future is under threat\nHow changes to salary sacrifice could affect higher earners\nWhy many people are losing trust in pensions and investing\nWhat younger generations are really up against financially\nThe simple steps you can take now to build a stronger retirement plan\nIf you’re unsure what all these changes mean for you - or whether you’re doing enough for retirement - this episode breaks it down in a way that actually makes sense.\nThank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you.\n\nPensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast.\n\nTake control of your...","thumbnail_url":"https://img.transistorcdn.com/YHRkmxuEO7pbWO50iTSO19Bw8Do_tjdQbrnJt_ssZWw/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mZmM2/NjYxZDBlMzQ1MmE4/YTM5YTU2NzNmMDFj/ZjNkMy5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}