{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"My SBA Loan Pro Podcast","title":"Real Estate Working Capital And Exit Strategies with Roy Chiovari | Ep. 25 | My SBA Loan Pro Podcast","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/c8023b80\"></iframe>","width":"100%","height":180,"duration":2289,"description":"In this episode, Roy Chiovari shares how he’s helping redefine what it means to be a banker in today’s world — moving beyond transactions to the art of personalized private banking at Citizens Private Bank.\nDrawing on his early credit training and experience at Wells Fargo, Roy explains how that foundation shaped his holistic approach to serving clients. His team functions as a single, lifelong point of contact for business owners and real estate investors—simplifying everything from day-to-day banking to long-term financial strategy.\nFor busy entrepreneurs, Roy’s mission is clear: eliminate banking “brain damage” through responsive, remote-friendly, full-service support. He also highlights why deposits—not just loans—reveal the depth of a client relationship, and how referrals from satisfied clients have become the cornerstone of his thriving practice.\nIf you liked this content, let's connect on social media:\nInstagram: https://instagram.com/mysbapro\nTwitter: https://twitter.com/mysbapro\nLinkedIn: https://linkedin.com/in/ryanpatryck\nKey Chapters:\n0:00 - Introduction\n0:42 - Chicago Roots\n1:53 - Credit Training\n5:48 - From Transactional to Relational\n7:16 - What is Private Banking?\n9:18 - Holistic Client Care\n12:47 - Avoiding Banking Brain Damage\n17:50 - The Power of Deposits\n19:42 - Exiting a Business\n20:30 - Owner-Occupied Real Estate\nMore Subject Matter Experts Playlist\nhttps://youtube.com/playlist?list=PL1...\n⁠More ThinkSBA Resources\n⁠https://calendly.com/thinksba - Schedule Call\nhttps://g.page/thinksba - Google Business Page & Reviews\nhttps://thinksba.com/faq - Frequently Asked Questions\nhttps://mysbaloanpro.com⁠ - My SBA Loan Pro Podcast\nhttp://youtube.com/@thinksba - YouTube Channel","thumbnail_url":"https://img.transistorcdn.com/UZlGYkkzL4RLln3ajzHvPE8F5Le7c_odayThH46glvs/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMmM0/ZGQxYmNlMTdlZDgw/YzhlYWNiNDUyM2Uw/ZTk4ZC5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}