{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Experts Unleashed with Joel Erway","title":"Why Your $2 Million Retirement Isn't Really $2 Million | EU 139 with Jay Duffy","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/ca2d8e7b\"></iframe>","width":"100%","height":180,"duration":2327,"description":"In this episode of Experts Unleashed, I sit down with Jay Duffy from framewealth.com to unpack what honest, advice-driven financial planning actually looks like. We talk about why most financial advisors are only paid when they sell you something, how Jay's parents' relationship with debt shaped his entire philosophy about money, and why that $2 million retirement account may actually only be worth $1.4 million after taxes. I also share insights on the three types of return every investor should know, why tax diversification matters more than rate of return, and the life-changing story of a plumbing family that redefined how Jay thinks about this work. Plus, we get into required minimum distributions, Roth vs. traditional timing, and what it means to be your client's personal CFO.    💡 YOU'LL DISCOVER ➡️ Money Mindset Origins [02:55] ➡️ Why Tax Planning Became Focus [09:59] ➡️ Retirement Tax Diversification [14:41] ➡️ Roth and RMD Pitfalls [19:12] ➡️ Case Study Insurance Saves Business [24:51] …And much more!   🏆 HELPFUL RESOURCES ✅ Visit Jay's website – https://framewealth.com ✅ For a full transcript of this episode, visit our blog. ✅ Get AI-Powered Marketing Ideas – Test drive Inspired as your personalized marketing butler with a 14-day free trial at https://getinspired.app/ ✅ Join our free Facebook group, Million Dollar Course Marketers – https://www.facebook.com/groups/milliondollarcourses ✅ Want the playbook for launching and growing your own course for $2,000 or more? Grab our book High Ticket Courses at https://book.highticketcourses.com/home/ ✅ Want to launch a High Ticket Course to grow your business without adding more work? Watch our brand new webinar – https://htcwebinar.joelerway.com/register ✅ Interested in working with Joel one-on-one? Apply here – https://thewebinaragency.com/   🎯 SUBSCRIBE TO THE PODCAST 🔥 Youtube –  https://www.youtube.com/channel/UCWv99s7kpbEkJfYmdOpHaFg/?sub_confirmation=1 🔥 Apple Podcasts – ...","thumbnail_url":"https://img.transistorcdn.com/VCOm6lJ2B7X9XwoEQ-XQO-8DWlea3vfFdcuHzWT75Vk/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS81ZjRi/ZDk5YjdkNzUzM2Ix/MzczZTU2NGQyYzA0/MDY1ZS5qcGVn.webp","thumbnail_width":300,"thumbnail_height":300}