{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Mortgage Research Network Podcast","title":"Housing Market 2026: Slow Growth, Tight Supply, and a New Normal","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/dae8aba8\"></iframe>","width":"100%","height":180,"duration":231,"description":"After years of record prices, doubled mortgage rates, and the lowest sales in decades, the 2026 housing outlook points to something unusual: stability. Tim Lucas and Craig Berry break down why experts expect slow price growth—not a crash—and how regional differences will shape buyer and seller decisions next year.In this episode you’ll learn:Price forecasts: Most experts predict 2–4% national appreciation; some see as low as 0.5%.Why no crash: Mortgage delinquencies at 3.42% and a massive $17.8 trillion in homeowner equity keep the market stable.The supply puzzle: A 4.7 million home shortage nationwide—yet oversupply in parts of Florida and Texas after aggressive pandemic-era building.Rates staying elevated: Expect 6%+ through 2026; anything below 6% is considered a “bonus,” not the baseline.Sales outlook: NAR projects 10–20% more home sales; Fannie Mae expects ~9.2% growth.The shift in power: Inventory up 22 straight months, reaching 4.6 months of supply, giving buyers more negotiating room—especially for homes that need work.Read the full article:https://www.mortgageresearch.com/articles/housing-market-forecast-2026/","thumbnail_url":"https://img.transistorcdn.com/d0_MTJTpsh7lnCi_eEsBK7Q0iL4SBxn41mXzPERYFUM/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wYTM1/ZjY5YzI1MzdiN2I5/NmNjN2Y4MTY1NzI2/NTYwOC5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}