{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Credit Union Regulatory Guidance Including: NCUA, CFPB, FDIC, OCC, FFIEC","title":"America's Credit Unions Letter to NCUA Requesting Nondisclosure of Overdraft and NSF Fee Data","html":"","width":"100%","height":180,"duration":297,"description":"America's Credit Unions Appeal Against Disclosure of Fee DataThis episode of Samantha Shares presents an audio version of a letter from Carrie Hunt, Chief Advocacy Officer for America's Credit Unions, to the National Credit Union Administration (NCUA) Board of Directors, dated April 19, 2024. The letter requests the NCUA not to publicly disclose overdraft and non-sufficient funds (NSF) fee data collected in the latest Call Report. America's Credit Unions argue that disclosing this information could harm credit unions' reputations and should be considered confidential business information under FOIA exemptions. The organization had already expressed concerns about the process of including such data in the Call Report without sufficient notice to credit unions. The letter underscores the potential reputational risks and misleading interpretations if the fee data is made public. It urges the NCUA Board to either prevent the disclosure of the fee data or delay it until the legal and policy implications are fully assessed.00:00 Introduction to the Episode00:26 Sponsorship and Additional Resources00:55 The Letter to the NCUA Board01:08 Urging Nondisclosure of Fee Data03:33 Concerns Over Public Disclosure04:43 Conclusion of the Letter and Final Thoughts","thumbnail_url":"https://img.transistorcdn.com/DblKo84_Ha6-XOQnfj5k1wmxCkQHeB53BeeKc2eI7dM/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQ4MTk5LzE3MDM4/NTQxOTktYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}