{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The Principled Entrepreneur","title":"We're Not in a Housing Bubble. It's Worse.","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/e26d354e\"></iframe>","width":"100%","height":180,"duration":2370,"description":"Timestamps:\n00:00 - Introduction - Welcome to Episode 2\n00:38 - Setting the Stage - Why Consumer Debt Matters\n02:06 - Debt and Your Credit Score - How It All s\n04:30 - Breaking Down Household Debt - The $18.4 Trillion Number\n06:30 - Credit Card Debt Hits $1.21 Trillion\n08:30 - Interest Rates on Credit Cards - The 24% Trap\n11:40 - The Stimulus Effect - How 2021 Changed Everything\n16:04 - Not a Housing Bubble, A Consumer Debt Bubble\n17:04 - The Market Will Self-Correct (Like It Always Does)\n19:25 - Student Loans and the 2021 Payoff Trend\n23:48 - What Happens If Delinquencies Hit 8-10%\n27:46 - Average Savings by Age - The Shocking Numbers\n29:00 - First-Time Buyers Need $21,800 Minimum to Close\n32:42 - Advice for Buyers - Pay Off Credit Cards First\n33:58 - Why Credit Score Is Overhyped\n37:18 - Looking Ahead - Interest Rates and 2025 Projections\n38:50 - Closing - Thanks for Listening","thumbnail_url":"https://img.transistorcdn.com/-bqDNbTKx1JyRFb-kskNW46t5cPBJjZMRKKGvrZoBYY/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS84ZDYw/MGIxNjVhNjkzODc3/YTEyZmEyMWE5Yjg1/MTdlYy5qcGVn.webp","thumbnail_width":300,"thumbnail_height":300}