{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Risky Science Podcast","title":"How Hurricane Risk Really Gets Priced with Dr. Ben Collier","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/e2a4d75b\"></iframe>","width":"100%","height":180,"duration":3340,"description":"Dr. Ben Collier, a professor at the University of Wisconsin-Madison, and his fellow researchers published a recent paper that uses twenty years of Florida data to trace a direct line from cat model revisions to the premiums homeowners actually pay. The finding? A one-dollar increase in modeled expected loss translates to roughly five dollars in higher premiums. That multiplier — and what's driving it — is what we're unpacking today.In the episode we dive deep into the findings.The paper: Pricing Climate Risk: Hurricane Models and Home Insurance Over the Last Two DecadesSubscribe to Risk Market News","thumbnail_url":"https://img.transistorcdn.com/3X78H4LzkYVdV3_JNhYpCkRuhSbbSSm8qcc9B0n2z2M/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zYzVh/YmVlMjFlNzE1OGUw/NjVhMTBjMDUwZWVk/YWI1NS5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}