{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Deal Flow Friday","title":"Insurance: Michael Brodie - Marsh","html":"","width":"100%","height":180,"duration":2667,"description":"LA WILDFIRE - DONATION LINKS:\n\n⁠Red Cross Wildfire Relief Efforts⁠⁠\nGoFundMe.org Wildfire Relief Fund⁠\n⁠Los Angeles Fire Department Foundation⁠\n⁠Salvation Army Wildfire Relief⁠\n\nIn this episode of Deal Flow Friday, David Moghavem invites Michael Brodie from Marsh Insurance, along with Max Sharkansky from Trion Properties, to discuss the current state of the commercial and residential insurance market, particularly in light of recent natural disasters such as wildfires and hurricanes. They explore the implications of taxpayer-funded insurance programs, the importance of resilience in property investment, and the evolving philosophy around insurance coverage. The conversation also touches on the future of construction materials and market trends, including predictions for insurance premiums and the challenges faced in the casualty insurance market. The episode concludes with a hopeful outlook for the insurance landscape as it begins to stabilize after years of volatility.\n\nChapters\n\n00:00 Acknowledgment of Los Angeles Wildfires [Donation Links Available in Show Notes]\n04:14 Introduction, Max and Michael\n08:09 Understanding Residential Taxpayer-Funded Insurance Programs\n11:52 Resilience in Property Investment \n18:17 The Balance of Coverage vs Premium\n21:26 Insurable Construction Standards vs Cost of Construction \n24:38 How Catastrophic Residential Losses affect Commercial Insurance Market\n30:27 \"Park Place & Boardwalk\": Top Markets for Insurers? \n33:16 Underwriting Trends in Adjusting Risk Models\n36:25 Predictions on Where Insurance Premiums are Going\n39:32 Casualty Insurance Trends","thumbnail_url":"https://img.transistorcdn.com/4CCvylFxdsaNNVGdB1dUOC4NLsR9R2eQL8p1_hY2q7Y/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS83NmRk/ZTI0ZGQ1OTRiOTFm/MzAwYzY5MGE1ZmIy/YTk2YS5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}