{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Credit Union Regulatory Guidance Including: NCUA, CFPB, FDIC, OCC, FFIEC","title":"Chairman Todd Harper: We Will Collect More Share Overdraft Data & Separate Consumer Compliance Ratings to Be Considered? The Brookings Speech","html":"","width":"100%","height":180,"duration":1646,"description":"NCUA Chairman's Remark at Brookings Institute: Regulatory Changes & Credit Union Developments\nThis podcast features Samantha Shares discussing NCUA Chairman Todd Harper's remarks at the Brookings Institute. The main topics involve the National Credit Union Administration’s plans to gather more data on overdrafts and possibly shift towards a CAMEL-like rating for consumer compliance or a separate consumer compliance exam. Samantha goes on to share educational insights from her sponsor, Credit Union Exam Solutions Incorporated. Listeners also learn about the NCUA chairman's responses during the Q&A session, including imminent reporting requirements for large credit unions with over one billion in assets. The podcast is also enriched by Chairman Harper’s prepared remarks about the NCUA's regulatory landscape, the importance of consumer protection, and the future challenges of the credit union system.\n00:00 Introduction and Overview\n00:02 Insights from NCUA Chairman's Remarks\n00:50 Sponsorship and Services\n01:19 Discussion on Overdraft Data Reporting\n02:36 Implications for Consumer Compliance\n03:56 Chairman Harper’s Prepared Remarks at the Brookings Institute\n07:48 Credit Union Performance Data and Warning Signs\n12:16 Vendor Authority and Risks\n19:05 Central Liquidity Facility and its Importance\n22:18 Consumer Financial Protection\n24:30 Closing Remarks and Future Directions\n27:13 Conclusion and Contact Information","thumbnail_url":"https://img.transistorcdn.com/DblKo84_Ha6-XOQnfj5k1wmxCkQHeB53BeeKc2eI7dM/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQ4MTk5LzE3MDM4/NTQxOTktYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}