{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Credit Union Regulatory Guidance Including: NCUA, CFPB, FDIC, OCC, FFIEC","title":"Chairman Todd Harper: We Will Collect More Share Overdraft Data & Separate Consumer Compliance Ratings to Be Considered? The Brookings Speech","html":"","width":"100%","height":180,"duration":1646,"description":"NCUA Chairman's Remark at Brookings Institute: Regulatory Changes & Credit Union DevelopmentsThis podcast features Samantha Shares discussing NCUA Chairman Todd Harper's remarks at the Brookings Institute. The main topics involve the National Credit Union Administration’s plans to gather more data on overdrafts and possibly shift towards a CAMEL-like rating for consumer compliance or a separate consumer compliance exam. Samantha goes on to share educational insights from her sponsor, Credit Union Exam Solutions Incorporated. Listeners also learn about the NCUA chairman's responses during the Q&A session, including imminent reporting requirements for large credit unions with over one billion in assets. The podcast is also enriched by Chairman Harper’s prepared remarks about the NCUA's regulatory landscape, the importance of consumer protection, and the future challenges of the credit union system.00:00 Introduction and Overview00:02 Insights from NCUA Chairman's Remarks00:50 Sponsorship and Services01:19 Discussion on Overdraft Data Reporting02:36 Implications for Consumer Compliance03:56 Chairman Harper’s Prepared Remarks at the Brookings Institute07:48 Credit Union Performance Data and Warning Signs12:16 Vendor Authority and Risks19:05 Central Liquidity Facility and its Importance22:18 Consumer Financial Protection24:30 Closing Remarks and Future Directions27:13 Conclusion and Contact Information","thumbnail_url":"https://img.transistorcdn.com/DblKo84_Ha6-XOQnfj5k1wmxCkQHeB53BeeKc2eI7dM/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQ4MTk5LzE3MDM4/NTQxOTktYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}