{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"My SBA Loan Pro Podcast","title":"2026 SBA Playbook: Real Estate, Business Acquisition & Franchise Lending | Ep. 27 | My SBA Loan Pro","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/f64bdb54\"></iframe>","width":"100%","height":180,"duration":2388,"description":"In this episode of My SBA Loan Pro Podcast, the host sits down with Ryan Smith, founder of ThinkSBA, to discuss the current and future landscape of SBA lending, real estate financing, and business acquisition funding.\nRyan shares what he’s seeing across SBA 7(a), SBA 504, national banks, community lenders, and SBA-only lenders — including where interest rates are headed, when it makes sense to buy versus wait, and why certainty to close often matters more than chasing the lowest rate.\nThe conversation also dives into business acquisition trends driven by the “silver tsunami,” increasing private equity competition, franchise startup financing, collateral requirements, and what serious buyers should be doing now to prepare for 2026.\nWhether you’re a business owner, acquisition entrepreneur, or franchise buyer, this episode offers practical, real-world insight into navigating today’s lending environment and positioning yourself for long-term success.\nInstagram: https://instagram.com/mysbapro\nTwitter: https://twitter.com/mysbapro\nLinkedIn: https://linkedin.com/in/ryanpatryck\nKey Chapters:\n00:00 – 2026 Owner Occupied Real Estate Financing Outlook\n02:05 – Owner Occupied Real Estate Interest Rates\n04:03 – Real Estate SBA 7(a), 504 & Conventional Lender Appetite\n07:30 – SBA 7(a) Variable High Interest Owner Occupied Real Estate Rate Financing\n11:20 – Current Lender Prepayment Penalty Strategies\n12:52 – Owner Occupied Real Estate Client Case Studies\n16:26 – Owner Occupied Real Estate Purchase Timing\n16:58 – How To Prepare To Buy Owner Occupied Real Estate in 2026\n18:11 – Business Acquisition Outlook And Opportunities\n20:08 – Weighing Business Acquisition Financing Interest Rates Vs. Certainty To Close\n24:25 – Why Key Employees Need To Be Ready When Opportunity Strikes\n28:10 – 2026 Business Acquisition Financing Outlook\n30:03 – Current SBA Franchise Financing Landscape\n30:50 – Franchise Start Up Collateral Vs. Liquidity\n33:08 – Lendable Real Estate Equity Defined\n34:21 –...","thumbnail_url":"https://img.transistorcdn.com/UZlGYkkzL4RLln3ajzHvPE8F5Le7c_odayThH46glvs/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMmM0/ZGQxYmNlMTdlZDgw/YzhlYWNiNDUyM2Uw/ZTk4ZC5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}