{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The Payment Expert Podcast","title":"Open Banking's Biggest Problem: The FCA Has a Plan | Ep. 15","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/f6979966\"></iframe>","width":"100%","height":180,"duration":1277,"description":"Open banking has a problem and the FCA finally has the statutory powers to fix it. We sit down with Andrew Self, Head of Open Banking & Finance at the Financial Conduct Authority, to find out what the new regulatory framework actually means for the UK's open finance future.From variable recurring payments to the 2028–2030 Open Finance roadmap, Andrew breaks down the real obstacles, commercial models, consumer trust, data access and how the FCA plans to solve them.🎙️ IN THIS EPISODE:Intro: Why open banking is at a crossroadsThe FCA's new statutory powers explainedWhy the commercial model has failed so farVariable recurring payments (VRP) — the game changer?Reliability & error messaging: the industry's weak spotOpen Finance vision: mortgages, SMEs, and pensionsThe PRISM framework: how the FCA prioritises use casesWhat needs to happen before 2028🔔 Subscribe for weekly payments, fintech, and financial services news.#OpenBanking #OpenFinance #FCA #Fintech #UKPayments","thumbnail_url":"https://img.transistorcdn.com/x2AisWu-O0-jJGBjbb6bp8_EKOIbCdh06yuEKJ5YS6Y/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mOGQ4/MGQ1ZjhhNGRjYWY0/NzI0Nzc4NTRmNjU5/MDNlNy5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}