{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Play It Smart","title":"Don’t Dilute Your Ownership! The Debt vs Equity Debate Every Tech Founder Needs to Hear","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/f78bfb3f\"></iframe>","width":"100%","height":180,"duration":2099,"description":"In this episode with Luc Arama, you’ll learn:\nHSBC Innovation Banking’s acquisition of Silicon Valley Bank (SVB) and Luc’s feelings about it.\nHow companies manage a debt facility with SVB in both the UK and the US.\nWhy a founder should consider going down the debt route rather than the equity route.\nAt what stages does HSBC Innovation Banking lend to companies.\nWhat terms HSBC Innovation Banking usually offer for someone who is raising money through both an equity round and a venture debt facility.\nHow HSBC Innovation Banking differentiates itself in the market against traditional banks, venture debt funds, and VC funds.\nHow it differentiates from revenue-based financing.\nWhy HSBC Innovation Banking helps so many software companies compared to e-commerce.\nWhat the due diligence process is for HSBC Innovation Banking when it underwrites.\nExamples of covenants being breached and what happens if they are breached.\nWhat needs to happen for HSBC Innovation Banking to auction off a business.\nHow Luc sees the financing landscape evolving in the future.\nHow you can get in touch with Luc.","thumbnail_url":"https://img.transistorcdn.com/6-vnBhWGbIbshBWg9R_x1QuxBgHMyYLu3QMWAn9CBmY/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS80NmQ4/YWRhNTcxNmU3ZDg1/NGU2NGYwNDY1NGI1/YzY2YS5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}