{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Money Questions","title":"Babies","html":"","width":"100%","height":180,"duration":1700,"description":"In this episode of Money Questions, Nate (no kids) and Matt (dad of two) break down the real financial impact of having a baby in Canada. They cover:\nThe true cost of raising a child, including the first-year expenses\nDelivery costs: deductibles, co-pays, hospital rooms, and planning around health insurance.\nBaby gear on a budget: cribs, car seats, strollers, and the value of buying secondhand.\nParental leave & income: EI/parental benefits, employer top-ups, and planning for reduced cash flow.\nEmergency savings & credit options during that first unpredictable year\nThe rising cost of childcare and how it shapes decisions about where to live and work.\nRisk management: income protection, disability coverage, life insurance, and wills/guardianship.\nLong-term planning: prioritizing retirement vs. kids’ activities, and using RESPs and government grants to save for education.\nGrounded in Matt’s real-life experience and Nate’s planning lens, this conversation gives expecting (and surprised) parents a practical framework to think through money, risk, and long-term goals when a baby enters the picture.\nTo learn more visit: https://www.evangelinewealth.com/\nDISCLAIMER: The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This presentation was prepared, by Matthew McGowan and Nathan England CFP, for the benefit of Matthew McGowan and Nathan England CFP, Mutual Fund Representative with Evangeline Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this presentation comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating...","thumbnail_url":"https://img.transistorcdn.com/80xHWJv-eUp-4fNPTORyJy71SJwTauPmemz-84Hheig/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8xMTlk/NDliOWQyMjI0MDMy/MTI0MTAyNThhNmYz/YjRmMS5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}