{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Speaking of Insurance","title":"California Property Insurance Is Changing Fast - What Homeowners Need to Know","html":"","width":"100%","height":180,"duration":1857,"description":"California’s property insurance market is changing fast, especially for homeowners in wildfire-prone areas.\n\nIn this episode of Speaking of Insurance, Aaron and Brian Bollinger discuss what they’re seeing in California right now: rising California FAIR Plan premiums, limited carrier availability, underwriting restrictions, older roofs, brush exposure, and why it pays to start shopping well before your renewal date.\n\nWe cover:\nWhy the California FAIR Plan is becoming more expensive\nWhen a standard homeowners policy may still be possible\nHow roof age, home updates, brush exposure, and documentation affect eligibility\nWhy home and auto bundles can create more options\nWhat homeowners can do mid-policy - and why they shouldn’t cancel coverage before a replacement is secured\nHow claims history affects future insurance costs\nPractical risk-reduction steps for mountain, seasonal, and high-fire-risk homes\nWhat could help stabilize California’s insurance market over time\n\nThe bottom line: insurance companies need enough information to assess risk, but homeowners need access to coverage that is practical, coordinated, and reliable when they need it most.\n\nSpeaking of Insurance is hosted by Aaron Bollinger and Brian Bollinger of Bollinsure Insurance Services.\n\nLearn more or request an insurance review:\nBollinsure Insurance Services\n562-268-9355\nquotes@bollinsure.com\nCalifornia Insurance License #6013787","thumbnail_url":"https://img.transistorcdn.com/dHECMWMH7UdDMxVCK6uZsLMFIjvUnSx75gpYwTfdThI/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9jZjYx/ZjA4ZDliODU5MjE5/ZmNkNjc2MGIxNjU1/YmJlYi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}