{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"#AskElla SHOW","title":"$613 to $5700: The D.R. Horton Tax Estimate Scam (Real Cases)","html":"","width":"100%","height":180,"duration":656,"description":"Families are buying new construction homes — and months later their mortgage payments are jumping $800 to $1,000 overnight.\nThis isn’t bad luck. It’s a system problem.In this episode, I break down what is allegedly happening with major builders and their captive lenders — based on recently filed federal lawsuits, public borrower cases, and decades of mortgage experience.If you’re considering new construction — or already bought one — you need to understand how payment shock actually happens and how to protect yourself before you sign anything.This is not fear-mongering.\n This is math, escrow mechanics, and real-life consequences.🔎 In This Episode, We Cover:Why new construction buyers are experiencing massive payment shockHow property tax estimates can be off by up to 80%How escrow shortages quietly destroy family budgetsWhy many buyers feel “forced” into builder-owned lendersHow affordability is sometimes calculated in misleading waysStep-by-step breakdown of how payments jump $800–$1,000Real lawsuit examples and borrower experiencesWhy this is bigger than one builderMy 5-step strategy to protect yourself before closingWhat to do if this already happened to you⚠️ This episode is based on public lawsuits, borrower cases, and professional mortgage experience. It is not legal advice.If you’re buying new construction in 2025–2026, this conversation could save you thousands of dollars — and years of financial stress.🎯 Book a no-pressure strategy call here:\n 👉 https://www.calendly.com/teamella/Don’t let “estimated payment” become your financial nightmare.","thumbnail_url":"https://img.transistorcdn.com/1JQmKKn11mPyRjv3aWoNIn5MGi7k846a3USRG5h__XY/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lNDdm/ZmY4NjcyYjU2OTdj/MmFjNGEyMjE1NDJm/MTIxMi5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}