{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The Melinda Eitzen Show","title":"Alesia Coffman | Financial Empowerment During Divorce","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/fdf22eac\"></iframe>","width":"100%","height":180,"duration":1908,"description":"Episode SummaryMelinda Eitzen talks with Alesia Coffman of Merrill Lynch Wealth Management about her mission to financially educate and empower women navigating divorce. Drawing on more than 30 years in finance and her own personal experience with divorce, Alesia explains why financial understanding is critical to confidence, long-term stability, and avoiding costly regret during and after the divorce process.Throughout the episode, Melinda and Alesia break down complex financial concepts in practical, approachable terms. They discuss why assets are not created equal, the hidden risks of private investments, capital calls, pre-tax versus post-tax dollars, and why liquidity matters when dividing marital property. Alesia shares real-world examples from mediation that illustrate how a settlement that looks “fair” on paper can be deeply unbalanced without proper financial analysis.---About the GuestAleisa Coffman is a Wealth Management Advisor with Merrill Lynch and a Certified Divorce Financial Analyst (CDFA). She specializes in helping individuals, particularly women, understand their finances during divorce and make informed decisions that support long-term financial security. Alesia can be contacted at: office number:214-750-2100, email: alesia.coffman@ml.com, website: https://fa.ml.com/alesia-coffman/ or https://fa.ml.com/crockett-associates---Key Takeaways About Financial Empowerment During Divorce● Education Creates Confidence: Understanding finances during divorce helps clients move from fear and overwhelm to confidence and clarity.● Assets Are Not Created Equal: A dollar in cash, a 401(k), a public stock, and a private investment all have different risks, restrictions, tax implications, and liquidity concerns.● Private Investments Carry Hidden Risks: Private investments may involve capital calls, lack income, be difficult to value, and restrict access to cash, making them risky in divorce settlements.● Liquidity Is Critical: Clients must consider how they...","thumbnail_url":"https://img.transistorcdn.com/bGTbZzEbbsII5tI0d9pCh9uwJ0h8pLhLEumJrqVZYN4/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQ4MTEyLzE3MDM2/OTMwMTQtYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}