{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Market Pulse","title":"Modernizing the Mortgage Journey: A Deeper Look","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/fe7b94dc\"></iframe>","width":"100%","height":180,"duration":1944,"description":"Bobby Deery sits down with Praveen Chandrahomhan, SVP of Origination Growth at Cotality, to explore how AI is reshaping mortgage lending. They discuss the rise of “micro AI” in origination, the balance between speed and empathy in the borrower journey, and why personalization and retention are becoming critical in a purchase-driven market. \nIn this episode:\nHow is AI changing mortgage lending?AI is improving customer service, underwriting, document processing, and workflow automation while keeping humans in the loop. AI helps lenders increase speed, accuracy, and empathy throughout the borrower journey.\nWhat mortgage challenges does AI help solve?The conversation highlights how AI reduces friction, improves clarity for borrowers, lowers operational costs, and supports more personalized experiences—especially in a highly regulated, purchase-driven market.\nWhy are personalization and retention so important right now?With fewer refinance opportunities and evolving trigger legislation, lenders are prioritizing retention and relationship-based lending. AI-powered data and automation help lenders stay connected to borrowers across the full lifecycle of homeownership.","thumbnail_url":"https://img.transistorcdn.com/KL7pzgqOuzAsfb84PAuuPDFaRooifWnN1jo7UJlgVKg/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzE0MjE3LzE3MDQy/MTQyMTUtYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}