{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Daily Payments News","title":"Daily Payments News - DNP 2026-01-28_ 0501","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/ff072ff5\"></iframe>","width":"100%","height":180,"duration":275,"description":"Agentic Payments, Crytpo, Fintech and the future of Commerce... every day in 5 minutes\n...\n• US merchants’ crypto acceptance surges—driven by Millennials/Gen Z probing and paying 26% of volumes in digital assets—but 90% cite onboarding complexity vs. card payments.  \n• ASIC spots crypto, AI and payments as “regulatory perimeter” issues, pushing for licensing clarity, conduct enforcement and bringing unlicensed platforms under AFSL rules.  \n• Agentic AI moves from pilot to production in finance: 44% of teams deploying autonomous agents for trading, compliance and portfolio “digital twins,” cutting costs 15–20% while raising explainability, bias and human-in-loop governance concerns.  \n• Mastercard’s Agent Suite debuts AI agents, tokenized intent-based payments and “Know Your Agent” identities, plus Start Path scouting, signaling a bid to own the rails of autonomous commerce.  \n• Merchant payments optimization shifts gateways into strategic customer-journey roles: platform-specific integrations, tokenization tweaks, embedded fraud controls and interchange education to boost authorizations and reduce declines.  \n• Recurring narrative: capture demand for crypto and AI-driven innovation by simplifying infrastructure and embedding clear regulatory and governance guardrails.","thumbnail_url":"https://img.transistorcdn.com/kb5Hp9DycmB8teRLdWO0rJyWxI9UmZnhMfuojudJQY4/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8yNzAw/YjAyZTFmOTY3NTc2/NTgwZjg1NDM3ODgy/ZGFmMC5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}