Money's math. And it's not. It's nothing to do with math. When we grieve and we grieve well, we are reborn.

Welcome to Plenty. One of the deepest joys of my life is when my incredible friends, who are often incredibly high functioners and high achievers, get a benefit from the work that I do. I field a lot of text and voice memos, as you might imagine, privately with people about their money stories. And one of them is my friend Jen Racioppi, who's the author of Cosmic Health. She's a professional astrologer.

She works with c level suite executives. She works with high performers of all kinds around using astrology and positive psychology to improve their well-being on all possible levels. She really is one of the smartest women I know. And so when she told me that Relaxed Money had made such a profound impact on her life after a traumatic divorce, and that she wanted to share her story with you, I said yes right away. She's a very discerning customer.

She's not an easy sell. And today, she's unpacking the story of how she rebuilt her financial life after a divorce that really did blindside her, and how she, step by step, learned to stay with what was even though it's not what she would have ordered and how she unlocked the superpower of her prosperity on the other side. We also go deep into her own healing story of how she reversed osteoporosis through her own natural protocol. She's an incredible depth of knowledge when it comes to our physical health and also our cosmic health, and we tie it all in with your relationship with money today. So enjoy this episode with the incredible Jennifer Racioppi and her money healing story.

Welcome to Plenty, a weekly recalibration of power, money, and safety for high capacity humans. I'm Kate Northrup, best selling author and creator of Relaxed Money, and this is where neuroscience meets ancient wisdom meets real wealth strategy. This is the sacred conversation at the intersection of money, the body, and the life you're truly here to live. If you're ready to reimagine what's possible for yourself and for the world, you're in the right place. Let's go.

Hi, Jen. Hello.

Thank you for being here.

Oh, this is amazing.

Well, I mean, really thank you for being here literally because you wrote me this beautiful message about a conversation you wanted to have. And educationally speaking for everyone listening, I want you to know that when you focus on being of service, doors open so fast, so wide. So this text was about your money transformation and how you wanted to share that story with our community. And how could I say no to that? It's such a heart of service.

It's such a heart of service. So let's get right to it. How did you end up in Relaxed Money?

Yeah. It's such a good question. I've been thinking about it, and, actually, it was a text to you. So I, had a rupture in my personal life, went through a big, you you know, divorce, and was reconciling my finances. Got to it.

You know? Like, it wasn't my immediate next step. My immediate next step was like, well, healing, you know, solidify. But then I was like, what's my real plan here? And I have a wonderful support person in my life who helps me with my long term finances, and it was the first time I ever met with them.

And I sat down. It was a father and a son, and they looked at my situation, and I explained it to them. And I explained that I had gone through a divorce, and this is what it is, and where do we go from here? And the most, you know, casual way between them, father and son, were like, yeah. This is why we don't get divorced in our industry.

And they may yeah. So they're like, we see this all the time, and, like, it's just a known fact. People who work in wealth planning or financial planning, like, we just don't get divorced. And a divorce is a lot. Like, it's emotional.

It's identity. It is scary. It's it's so many

legal stuff?

It's the full gambit. Right? But by the time I really got to that point where I was, like, taking that aspect of my life on, I was like, wait a second. There has to be something else because I, like, don't know if I can jump into full on money without, like, an intermediate step. I actually texted you.

And I was like, Kate, what do I do? And you were like, well, there's theory planning. There's Relaxed Money. And I don't think you were aware of how much I needed Relaxed Money at that time because you were like, theory planning. I'm like, I'm not there yet either.

Right? And so I was actually an affiliate for you and did the class like I would recommend anyone else do. And it was a a slow go. You know? Like, I wasn't, like, immediately in there with, like, all the wins, but you offer something that's so unique, which is the emotional experience around money as a front and center piece of the conversation, and then so many tools to help you stabilize, regulate, do the money thing, but you're starting with the emotions.

And that was, like, really an important piece of the journey for me because money's math. In theory. And it's not. No. It's not.

It's nothing to do with math. And so I was at the point where I kept my house. You know, like, that was part that was really what I wanted I really wanted my house. And there was a lot that went along with that that I didn't realize. And so I was managing, like, a household budget.

I was managing a lot of upkeep, a lot of overhead, and there was a lot happening there with the amount of resources that the house required versus my budget. Because, essentially, as I've said, a divorce is split your net worth in half, split your monthly household's budget in half, but double all your expenses.

Right. So, yes, split the income in half, split the net worth in half, double the expenses. And that math sucks. That's not fun math. Yeah.

That math sucks. Okay. So there you were plotting along, going through in that scenario that you've just described of that unfortunate math. And divorce I've never been divorced. I do remember very clearly when my parents got divorced.

I was 16, so I was old enough to be relatively aware of what was going on for my mom, and it was a huge financial awakening for her. And I think that's common for women, that a divorce is a big financial awakening slash reckoning. So it sounds like it was some level of that for you. And I'd love to know what were the first pieces for you that helped you to build a stronger foundation so you just started feeling better?

Really getting honest with what my monthly expenses were, really looking at, I mean, the math of it all. For me, I came from a marriage where we were both decent to great earners. We didn't have children. And so we are that demo that, like, could have had a lot of savings. That's not how we live.

We were I was like a girl on the go. I was always, you know, like, my business was doing good. My then husband, my husband, he earned well. And so this is like a lot of, like, travel and fun, to be honest, entertainment, being with other people. I wasn't thinking long term in my thirties.

I just wasn't, and nor was he. So I had to really just reckon with that. Like, this is what it is. This is what it isn't. In the context of your work, though, what was so helpful was I had a lot of resentments, and I had a lot of overwhelm, and I was in a lot of fear.

And I had a really charged triggered experience looking at things. Like, I went from, like, a little bit of oblivion. Actually, pretty much oblivion. Right? Because I was already emotionally recovering Yeah.

From the the loss of the partner into, okay. I'm gonna do this into, oh my god. I'm in panic and anxiety into, there has to be another way into, I can't out strategize this. I have to process this. And I would say there's an intersection there that Relaxed Money offers, which is presencing the mind body, the spirit.

In our work, as you know, there's a tendency to either do one or the other.

Either the strategic out outer stuff or only the inner work.

You got it. And so finding the intersection of the two, which is, oh, I can really bring everything I know about abundance and mind body connection

And positive psychology. And positive psychology. And marry it now with this next level in my life that I really wanna master and own. So beautiful. So here we are, you know by the way, I always like to say, I don't really believe in before and after stories, You know?

And so I'm curious today as we're recording this. I think you I think you logged into Relaxed Money maybe about a year ago, was it two years ago?

It was 2024.

It was 2024. Okay. So 2024. So now we're two years in. What was required of you in terms of any kind of, like, identity shifts, or how did your relationship with money need to change over the last two years?

Yeah. And how has it?

I mean, I'm, like, really freaking proud. I wasn't in a season, so in the context of your work, I really gave myself permission to be in a fertile void. So my solution was never just to go and, like, earn it all back or have these aggressive big launches or, you know, I wasn't that was not the season I was in. I really wanted to grant myself permission to maintain what I was doing, but also give myself as much time and space as I needed to heal. So that was, like, number one priority.

I'm really grateful that I was able to do that, take care of myself, maintain. But if you're not gonna earn more, you know, like so we earn more, we spend less, and then the gap between the two is where our, you know, our savings or our profit lie. For me, it was, like, really figuring out what I needed and sticking to that. And there was a lot of choices. So, you know, like, learning how to be still, really genuinely, and learning how to just live one day at a time and manage all of the everything that comes up with that has been such a great skill.

But, I mean, I've really mastered the art of budgeting, what I need, what I'm spending, why I'm spending on it, what I'm doing, what's what's left over, you know, the compulsory buying that, like, I don't I'm not a big shopper in that way. I'm a big traveler. I'm a big experience person. I love entertainment. I love concerts.

I love this. I love that. And learning how to be, like, in right relationship and pace it. I have a fantastic life. I love my life.

But it's required a lot of patience, and it's required a lot of being, and not filling uncomfortable spaces with more because spaces feel uncomfortable. Yeah. And so I would say to just answer your question, I've been able to maintain an an like a decent steady flow in my business without pushing myself into a spring when I was really in a fertile void, been able to, you know, pay the ex I bought the house. So I had to pay my ex from his, you know, his equity piece, you know, get a new roof on the house, get new appliances in the house. You know, these, like, little nitty gritty things, like there was a mold issue.

Oof.

Never fun. Right? But, like, also, like, deal with it. Handle it. Take care of it.

You know, just like a lot of upkeep in that way in terms of managing I mean, I live in the Hudson Valley. They're really expensive intense winters, managing forecasting, all those budget needs. I live on a lake. I have a boat. You know, like, taking care of that.

Just maintaining my life. You know, part of my situation was is, like, just because my marriage went up in flames, I don't want my life to go up in flames, and I have to rise to the occasion of doing all this. And it was a huge learning curve. And also have safety, have security, have cushions, know my numbers, and spend reasonably while maintaining and preserving what I do have, those resources that I do have. What I'm hearing

you say is that you were able to to live a life of wholeness and abundance while adjusting the way you were actually doing money, because the math has to make sense. So I wanna know, in those uncomfortable moments that you may have felt drawn to go buy an experience or go take a trip or go whatever, but it didn't make sense for your spending plan, what did you do to be with yourself and meet yourself in those moments?

Yeah. I mean, I think it's like I I had to really stay away from social media. If I'm totally honest This is great. Like, I really needed to just accept the fact that I wasn't gonna spend a lot of time on social media. Social media had me think that I needed, like, a comeback story.

I needed, like, to be like, yeah. Like, look at me now, or, like, just doing all these things. I'm like, that has nothing to do with my long term plan. My long term plan right now is to keep the equity I have in my house, pay these other bills I have to pay to keep this house without touching that equity, keep this other set of, like, income revenue solid and keep my savings intact. And that had nothing to do with with anything else.

So it was kinda like learning how to be a little bit, in my opinion, this isn't the right phrase, so forgive me, but a little bit boring, and a little bit not so flashy, certainly not in the in it, you know, like very low key. To be honest, what I did was I took so many long walks. And I invested in things like Beautiful. A reformer from my home.

Yeah. Great. A Pilates reformer. Yeah. Amazing.

And, you know, did things.

So you got in your body, and you got in nature. Mhmm. And I'm curious. When you are doing a great Pilates workout or taking a walk in nature, what does that do for you?

The other piece of my story is is that I'm almost thirty years post menopause, and I've been rehabbing my bones. So I had extreme osteoporosis, and so I, you know, didn't go on a drug for that. I treated it with estrogen and weight training and diet and sleep. So I was already on this, like, pretty solid regimen. But, dude, I reversed osteoporosis naturally.

That's incredible. Yeah. I pushed it all the way back to osteopenia. Wow. Yeah.

So there's so I'm trained to be in that space, but what it also gives to me is, you know, when I take a long walk, or I'll walk like this five mile walk by my house, it's like, the first twenty minutes, I'm like, should I go home? You know, like, I'm really and I don't bring my phone. I don't not like talking to the camera while I walk. I'm not taking pictures. You know?

Not talking about your comeback Oh, no. No. Really not. There's no screen time. I don't even have my phone.

I'm not tracking steps. I don't have a smart anything. There's no podcast. Yeah. No.

I'm really just out there. So the first twenty minutes, I'm like, I should probably go home. Right? And then it's like, just keep going. And then I don't really know what happens for about a good hour, you know, and then I'm like, then I just feel great.

And, you know, like, then I just feel great. And I come home like, okay. That's awesome. What else am I gonna do today?

Yeah. Can you tell your story? Because anyone watching the video can see that you are not the age of a usual woman who would be thirty years past menopause. Do you mind telling

your story? Yeah. No worries. Yeah. So I had cancer as a teenager, and I had a radical hysterectomy at the age of 19 to treat an aggressive endometrial cancer.

Put me immediately into menopause without me knowing.

At what? Like, 18,

19? Yeah. 19. So I had no idea what menopause was. I just knew that, like, I was beating cancer.

And what happened was is that, you know, I went into what they call is, like, a parachute menopause where you just go immediately into surgical menopause. So I didn't have ovaries. I did take I have been on estrogen pretty consistently, but that was the late nineties, and estrogen and hormone replacement has really changed. So there was some abrupt changes throughout the journey of of figuring this out. And I went through this period of time where I switched from of, like, a pharmaceutical estrogen to a compounded bio identical suite of hormones, but I wasn't absorbing them as well as I could have been.

My absorbability wasn't totally spot on. And during that time frame, I had, like, precipitous bone loss. Oh. Yeah. And so by the time I was in my mid thirties, my bones were so bad that adopting a child was no longer on the table for me because I couldn't be home alone with a kid.

I couldn't even pick up a bag of groceries without risking breaking my back. If you were like an 80 year old woman, this would be bad. But you're in your mid thirties, and you've got a lot of life tier. And I found a rheumatologist who was like, so we're not gonna treat you with those drugs. She goes, because here's the truth.

These numbers are so bad that if you were gonna break something, you would have broken something here already. And so there has to be something in integrity in these bones. And she's like, we're just gonna keep doing what you're doing, but we're gonna ramp it up, and we're gonna get you on a different delivery method of your estrogen, this, and the other thing. So that was when I was 38. That was, like, almost eight years ago now.

And so I've been at that for this whole time. So that was another piece of the story. It was like, I I'm not gonna give up my lifestyle. Yeah. That is healing my bones.

And so I've been actively healing my bones, body first. Yeah. They keep getting better, and they're shocked. My doctors are shocked that it works.

This is so cool. And there's also a great metaphor here. Do you wanna tell me what it is rather than me telling you what it is?

I mean, working bone deep and the structure, like, structural alignment, like, structure first, what were you gonna think? What were you gonna add? It's the same thing.

Yeah. You have rebuilt your skeleton, which is the foundation of your body, but then also your life. And I'm just seeing how as you've been healing your bones, and then I know, you know, I know we're on the tail end with that two years of your money healing journey specifically, but there is something so profound about relaying the foundation and going back to basics of, okay. How am I paying for my life? There's something about finances that are a scaffolding in the same way that your bones are a scaffolding for your entire body.

Because in society, you can't skip your relationship with money just like in your life. You can't skip your relationship with your bones. If those go, you're screwed. Part of

the work I did in Relaxed Money, which was really cool, is I also learned that I was a little bit of entitled in my life. Because I went through that experience so young and it was so traumatic, in my mind, I wasn't gonna go through another trauma. So when I went through another trauma at the level that I it felt like a trauma at that time, I was lacking acceptance. Right? And in well, you know, you do the money story as you teach it, and you do, like, the the deep writing that goes along with it.

I'm like, oh, I just I have to accept this, that, you know, this is also part of the story, and this is also self care. This is caring for my health. This is caring for my body. This is caring for my well-being. And, the values orientation around how we spend and what we're making our money for is, like, this is primary for me to do this.

And so, yeah, it it's That's really interesting.

You're an astrologer. Among other things, a music aficionado, well versed in positive psychology. You really are one of the smartest people I know, and so when you tell me that my work made an impact for you, I take it very seriously because you are not someone who's like, woo. Everything's great. Like, you are a very discerning human.

I'm

a tough self. I like Correct. I am.

And I love that about you. I love that about you. So I'd love to know yeah. I can't exactly do the math on the timing you said, but let's say you're in your mid forties. Right?

For a lot of our community is 40 and above. And there are some particular transits that I don't think we know about. I, you know, I knew all about the Saturn return, and I knew all about what happens kind of like early days, but it wasn't until I was in my early forties that I started to discover these other incredible things that begin to happen in a human's chart, but we'll just talk about women right now Yeah. In midlife Yeah. Cosmically.

So can you tell us what those are and what maybe we should be keeping an eye out for?

Yeah. You're correct. We know a lot about Saturn return, and Saturn return is really that transition from emerging adult into adult. And then we have midlife transit. So, like, if you think about it, it's like we're an emerging adult till we're about late twenties, early thirties.

And then when do we start hitting midlife? I would say it's like even like 35. You know? And so we're really we have this like peak time between like 30 and 35 where we're, you know, in this sort of sweet spot in our life if we allow for it, if we can get there. And then quickly, as we get to depending on your year or your generation, you know, we come into these transits known as Pluto square Pluto, Neptune square Neptune, Uranus opposite Uranus, then we come upon the midway point between our first Saturn return and our second Saturn return.

So that's known as the Saturn opposition. By the time we get into our later forties, we're heading towards a Chiron return. And then, we're, you know, on our way to our second Saturn return, which will happen later in our fifties. And so these are a series of transits that bring up particular things. Like, my divorce happened in the middle of a Pluto situation.

It was actually Pluto Saturn. For everyone, they're gonna be their own thing. But Pluto square Pluto is very much about finding your personal power, and sometimes that death rebirth cycle where there's a part of my identity that really very much needs to be reconciled with, like faced. Our Neptune square Neptune can be more like disillusionment. This is like when we're coming into a period of our life where we're like the ideals, the visions, the hopes, the dreams.

Like, I thought I wanted this. I achieved this. This didn't do what it was supposed to do for me, and now I have to rethink what it is I really want is, like, kind of the flavor of a Neptune, transit. Uranus opposite Uranus is, like, that's the classic midlife crisis transit, you know, in in early forties where it's like Uranus is freedom, revolution, in opposition to whereas in your natal chart is like, let's have some liberation here. It's like, what's with all this responsibility?

Can I just get free? And then Saturn, opposite Saturn is like, yeah. But you're still under the gun of this soul's purpose. What are you here to do this lifetime? And you're at, like, the halfway point.

You're at the midterm of the Saturn cycle. So there's this serious, it's Saturn, so we have to do the work. Whereas, like, Chiron return is, like, coming back to the wounded healer, which is essentially what I'm offering here today. It's like, I went through this. I can't undo the fact that I went through this, but here's what I learned because of it.

And we can't take money and the body and make them separate, and your work so beautifully has helped me get to that point. So thank you. But, yeah, when we look at these transits as a series of events, right, we really know that our maturation ripens deepens. We come into our personal power where we redefine our values. We get serious about what is ours to do, but we find some joy and liberation in it, and then we return to the wisdom of our truth Wow.

The female body goes through perimenopause and menopause. It's a lot. It's a lot.

It's a lot. It's a lot. And it's so interesting that you went through the physiological shift of that so abruptly so much younger than much of your generation. Right? Yeah.

Our generation. And so in this interesting way, you can be a way shower for those of us who are going through it in the, you know, a more assumed timing.

I mean, I've been there, done that. I I am twenty some odd years. I forget. I can't do the math in my head right now, but close to, you know, getting towards thirty years without a cycle. So, like, I'm I live my life as a crone in a younger woman's body.

And It's wild. Yeah. Like, that's a really

interesting karmic path, Jen.

Yeah. And and the husband I had couldn't go the distance with that. Right? And I didn't see that when I chose him in my twenties. And and I think I actually don't think divorce is failure.

I think, you know, divorce is options. Right? And that relationship served what it was supposed to and offered what it did, and it's like mine to charge forward. But, yeah, no, it's a really interesting life because the cron energy is a really specific energy. It's and I'm not even sure I love that word, the cron energy, you know,

like What does that mean to you?

You know, I haven't been cycling. So I don't have these, like, really expressive expansive needs to grow, then followed by, like, a composting, going internal to have it every month. Like, mean, I live my lifetime by the phases of the moon, so that's been really helpful. But I'm a pretty

Even Steven.

Eat pretty Steve even Steven. You know? Like, it doesn't I don't have these explosive, like, big pivots in my monthly cycle that are, like, very energizing, and then very much about returning to rest. I mean, I do it to some degree with the moon, but it's really not the same as doing it with your body. But I also think that there's, like, in some ways, there's a need for less when you're when you're living without the intensity of hormonal fluctuations.

Also, we don't wanna mistake that for no needs.

Right. Yeah. And maybe even the needs are just as powerful even if they're less dramatic. I don't know. There's something I can't quite articulate what I'm feeling right now, but it's they don't matter less even if they're less like, I need chocolate before my cycle, and now, like, I can't cook dinner or fold the towel or whatever.

I'm just being, you know, I'm being hyperbolic. But, you know, but it's still it's

like a deep well. Desire runs different. It's like like the desire's like I don't know how to say it, but it's in the bottom of your belly desire. It's like a true, like, soul desire. But also times for me, it's like sometimes it's just a little too flat.

It's just like a little too boring. You know? So what do you do about that?

Especially for anyone listening who's like, oh, no. Right? We have such terrible cultural messaging around perimenopause and menopause, and it's changing so much right now, which I'm very grateful for. But, like, the PR has not been good. But I'm curious for you, what do you do?

Because there is a part of me, and you've said the word boring twice, and it is not by accident. There's a part of me that is terrified of being bored.

We have to learn how to be bored. Yes. Bored boredom is not a problem. It's a problem for me for, like, the first twenty minutes of the walk. Like, should I stop?

Like, I don't like this. But, like, actually, all creativity comes from that. And if we don't give ourselves space to be destimulated, to be with ourselves like, I love stimulation, but I actually have to hear the my inner voice. I have to learn how to tolerate discomfort and be in my own skin and connect to that inner voice and have some confidence that, like, hey. Like, I'm being directed by something that's deeper, wiser from a greater well within and use it as a superpower because it really is.

So I think that we are in a culture, and this ties back to the money conversation. I think that we're in a cultural moment where we don't have enough time to destimulate, and we think more is more. But what we're really doing is we're conditioning ourselves to get our needs met through patterns of consumption and over relying on external sources of authority to tell us what we need, keeping up with the Joneses, which is actually terrible for our finances because wealth is built upon consistency and reliable choices, and having that capacity to return to self and tap in and appropriately be stimulated and then withdraw, and be like, well, where does that land for me in my body, and what am I gonna do next without needing to permanently be in a socket that overrides our own needs? Like, what else are we doing here if we don't want that? Yeah.

You know? And, like, that's a really cool superpower.

It's a really it's the superpower. Yeah. It's the superpower. I'm so glad you said that and how it relates to our money, because so many people are going for the dopamine hit through spending. We are going for creating a sense of worth through external permission, status symbols, belongings, material items.

And while you weren't a big shopper, you said. I'm not. Right.

Like, that's not your thing. Right?

We all have our things that we go for. And, you know, you talked about sitting with yourself and the discomfort with, which I love, and your walks in that first twenty minutes. Is it really just for you a practice of staying committed to stay with yourself in those moments? Because what you are describing is something I've been playing around with called the subtraction law of abundance that really there's so much more there when we are able to stop accumulating.

It's not just learning. That sounds like you're enduring it. It's actually so fun. You know what I mean? Like, can you spend a day by yourself unplanned with like

mean, greatest day of my life. I would love it so much.

Yeah. Like, I can. I can spend a week like that.

So, you know I Actually, a couple weeks ago a couple months ago, Mike spontaneously on a Friday morning said, I'm taking the girls with me to Maine today on a last minute trip. You have three days at home on your own, and it was the greatest gift someone has ever given me.

Yeah. So welcome to my life. Right? Like, and the and, you know, I do there are kids in my life. I do have, like, a full life.

I love my life. I am not home by myself all the time. Like, that's not what my life is because I've created an abundant, beautiful, rich life that I love. However, as a woman without kids who has always had a lot of time to herself, is like that space of, like I mean, that's a version of queendom. That's a version of, like, owning time and space, but that's, like, you think, you write, you're a creative, you're a content creator.

Like, you actually it's an important part of the process to have quiet, to have silence, to have privacy for your subconscious to metabolize Yeah. Everything, and then for the voice of the soul to come up and and give you your next iteration of directions. But abundance or subtraction, is that what you called it?

Yeah. The subtraction law of abundance.

The subtraction law of abundance. Freaking brilliant. And for me, my more was travel. You know, when I did my, like, money story, I'm like, okay. There was a year I went to, like, Italy, Hawaii, and Bali, and then a ski vacation, and I might have been in Miami too.

Right? You know, like, that's a lot of airports in travel and a lot of

A lot of stimulus That's a

ton ton of stimulation. So I have that part of me that can be, like, just on the go for sure. And learning how to reel and travel and just, like, stay

be where you are.

Has been that has been the piece that I've really had to master to stay in control of my finances is, like, less airports for me. But the subtraction piece is huge because we don't actually need more. I mean, maybe we do. Maybe someone in some season Yeah. Absolutely.

Don't mean to speak in absolutes. But often, we need space to metabolize what

we already have. Space to metabolize what we already have. Yeah. Yes. Good.

And by adding more trips, social engagements, social media stimulus, podcast, what whatever stuff, we fill in this like, we gloss over and prevent ourselves from having the space to metabolize what we already have, or we can. And it doesn't mean, like, we don't get to want to have more, which, you know, of course. Of course. We we Of course. There are other trips you wanna take.

Of course. Of It's not about that, but there is something in here of what you said of having that space to metabolize what we have. It's almost like, for lack of a better word, forced to have this season of recalibration. Right? And some people, it lands in their life, and some people choose it.

And most people, it will just land like it did for you, and you have to reckon with that. And the way you walked through it was to actually allow yourself to take that fertile void, that pause season to be able to metabolize what you already have. So you're coming back into now a springtime, and I wanna know about what is emerging for you in this springtime energy after these two years of money work in a season where you you really are in way more stability bone wise and also otherwise.

That's the craziest part is that I've never actually been more stable. Right? And so when we grieve and we grieve well, we are reborn. You know, like, grief is like honoring love. Right?

We grieve because we love someone or something that's no longer here, and it does bring you back to a natural resurrection of self, and it's a rebirth. It's not who I used to be. It's who I am now. And so what's going on in my life is that, like, I've actually never had more energy. I've never had more focus.

I really am, like, pretty well rested, and I'm really clear on my priorities. I know how I'm spending my time. I'm nothing's really running me around. I'm working on creative projects that feel good. I'm working with clients that feel good.

I'm iterating and ideating in my business. My relationship with my mom is, like, solid. My siblings and I are doing well. You know? Like, it's just like I have a really rich life in the areas in my life that matter, and I'm really excited about projects that I have going on in work, and it was hard.

You know? And if I didn't have a lot of tools, not just your work, but, like, your work was really pivotal on learning how to manage the nervous system while doing this, like, deconstruction of my life to relay the bones for the new foundation that I was going on. I'm not sure what I would have done, but thankfully, didn't have to. And there's a snowball effect. It's all cumulative.

And so I'm like, just off to this next chapter of my life, which is in this moment, pretty exciting and really good, and also, you know, living it one day at a time. Mhmm. This is one day at a time.

One day at a time.

Yeah.

So good. Imagine yourself, you know, you were in a more unusual situation because you're you know, we've been friends for years. And, also, you're an affiliate of Relaxed Money, and so you had the program through that. But imagine you were you, and you were in the place you were two years ago, and you were wondering what could actually help you and if something like Relaxed Money could actually help. What might you have needed to hear, or what would have helped you take that action step and give yourself that gift?

Getting in touch with your why and your what. It's like, what do you want, and why do you want it? And having a vision for what you think is possible for yourself as you do this work. Because, you know, if we don't know what what we're doing, it's like we're not gonna really do the work. So, like, really get in touch with, like, what is my nonnegotiable here?

Like, for me, I was just really clear. Like, I was keeping my house. I was keeping my lifestyle. I was gonna learn how to manage my money. I was gonna learn how to do some long term planning.

I was gonna do it in a way that honored my body and everything I believed, and I there was really no other option. Right? But for people who are, like, on the fence, it's just like, you know, come to Relaxed Money because you really wanna metabolite metabolize a different capacity to hold and a different range to show up with. Come to Relaxed Money because you're ready to confront some difficult maybe coping mechanisms, maybe stories, but work with it and work through it, and recondition reactivity. Because the one thing you always say is money's made up.

It's like, right, it's a made up system. Money is a made up system, but the problems that happen in your life as a result of not having your money worked out are not made up.

They are so real.

They are so real. They're so real. I love how you said that. And sometimes they're worse than we recognize because we can't actually get present to them. And sometimes they're not as bad as we think they are, but we still can't get present to them.

And what I've learned in your work is that both can be true. You know, this could actually be worse because I haven't been looking at it, and I think it's this good. But when I really look, I'm like, oh. I mean, I'm gonna say, Chris, dump that one up. You know?

Like, that one's pretty bad. And then sometimes I'm like, oh, that's gonna be terrible. And I look at him like, it's like not even that bad. What was I doing? But between the two of, like, confronting this is a whole host of emotions and thoughts and feelings and experiences that have pretty much nothing to do with the problem I need to tackle.

Right? Like Wow. It's history. It's story. It's stress response.

Ancestry. It's ancestry. It's like, often, it's not even about that. But what I learned in this work is that by learning how to do these, like, very simple practices that you teach in conjunction with working with the money thing is, like, no matter how bad that is, and no matter how not bad that is, if I come to it with a full capacity, I can figure it out. It's like, money, we can solve these problems mostly by spending less, earning more, stewarding our resources better, asking for help, saying a prayer, like, going into that expansive state where I don't even know where the solution's gonna come from, but the solution's gonna come, or I'm gonna get exactly the level I have a need for because the universe works in that way.

So now we're using, like, a law of attraction versus, like, a strict, like, formula. But there's always something that's gonna work out. Like, one of those things is gonna click. But if we can't actually look at it, we're not actively solving the problem. Yeah.

Right? We're not actively working with the issue on the page because we're not actually in the problem yet. So for people who are, like, thinking about it or not sure, it's like, if you find yourself avoiding avoiding this conversation, then this is a conversation for you. If you find yourself dramatizing this conversation, then this is a conversation for you. If you find yourself delightfully surprised at how well you're doing, but you wanna do better, this is especially a conversation for you.

Because what happens is you come and you set this foundation where you're like, oh, I have systems. I have a process. I know how to work with this. I I've seen myself make these steps forward. And now I can actually accelerate in the direction that's gets to be really if that's your spring, that's your fun, that's the growth cycle that it all leads to.

So I would say, like, in any of those situations, you know, catastrophizing, avoiding, or doing pretty well and just wanna do better. Yeah. It's like this is these are good tools. This is a solid community.

So good. Yeah. I'm so excited to see what the next decade brings for you after this past two years of so much recalibration of this fertile void time that you really honored yourself with, of this foundational work of going down at, you know, bone deep. I'm so excited for what comes next after your incredible book, Cosmic Health, because is it okay to say you're working on another one? I am.

You're working on another one? Can you say what it's about or no? Not yet?

I'm not quite there yet. Okay. Great. I would say there's segments of this conversation when we're talking about midlife transits and the hormonal cycles for sure. And, you know, I think the overlap with your work that we've discussed here today is, like, learning how to be with what is so that you can actually figure out with what's next.

Yeah. Yeah. Amen. Mhmm.

If people wanna find out more about you, if they wanna get your book, if they wanna read your incredible material, should they go?

My website, jenniferracioppi.com. It's just myname.com.

I will say Jennifer sends the most incredible emails, so I read all of them. You are my favorite astrologer. Thank you for being here.

Lord me.

I adore you, and thank you for your story, and thank you for so boldly doing this work, and taking it on, and sharing so generously about it.

Yeah. No. And thank you for doing it. It's a huge service, and and I am so excited for where you're going. I've just watched you, like, come back to money in such a big way, and really have the intersection between money and body is just so beautiful, and you do it so exquisitely well.

Thank you. So thank you.

Thank you. One last thing, and this is important. The difference between where you are now and where you wanna be financially is not effort. It's architecture. Join me for good with money, my free three day live financial upgrade experience, and we will close that gap together.

Tens of thousands have already done it, and you're next. Join us at katenorthrup.com/good. Again, that's katenorthrup.com/good.