Pre-approval and qualification:  Often used interchangeably, but did you know they are different and both play a vital role in your homebuying journey?  Many people think they need to have everything lined up perfectly before they apply for a mortgage loan but that is not always the case.  Getting pre-qualified can be a great first step for anyone who is just starting to think about buying a home.  It can give you a general idea of what you can afford.  Getting pre-approved shows sellers you are serious and gives you an edge in a competitive market.  Pre-approval and qualification can feel overwhelming, but having the right information and connecting with the right lender can make all the difference.   Want to learn more?   Check out the show notes for some helpful resources!