Bobby Hoyt: hey, what's up?
This is Bobby Hoyt from Millennial Money Man.
I am doing a podcast for the first time for this brand, and it's been something
that I've wanted to do for a long time.
However, it's not, I never wanna do a super boring kind of interview podcast.
That's why I've avoided doing it.
And I've told the audience that I was gonna do it many, many times over
the years, and I had never did it.
So.
Here we are.
And I've got some wonderful people with me that are gonna be doing this podcast with
me, and it's mostly because I made them.
Michael Shuman: Thanks, dad.
Bobby Hoyt: Yeah, because, you know, I just kind of feel, feel like if
they're employees and you say, do this, like sometimes they can't say no.
So they're here, they're gonna do the podcast with me.
I've got Ariel, I've got michael, and basically a lot of stuff has changed with
the brand over the last several years.
If you have been following for many years.
It was just me kind of writing stuff randomly about personal finance.
Over the years I've really felt like.
Making more money is probably the most important thing you can do is, you
know, in your personal finance journey.
And so we've changed it a lot.
We brought in Michael, we, Ariel's been with me forever.
Uh, but we've really changed a lot of the site and how it works.
And now we're really a make money brand.
That's what we focus on.
We help people make more money, in a lot of different ways.
Side hustles, investing, freelancing online business, and.
That's kind of what we do now.
So I don't know if Michael told me I had to do an intro, so I
don't know exactly what else I'm supposed to be talking about.
However, I will say that this podcast is called Questionable Decisions,
and the reason that we started this podcast is because Michael bought
a $200 pepper grinder and we made fun of him a lot for it at least.
Yes.
I think that's why we started it.
I'm not actually sure it was Ariel's idea,
Ariel Gardner: It's exactly why we started this podcast.
Yes.
Bobby Hoyt: So we're gonna be talking about questionable
financial decisions and that's it.
Michael, how did.
. Michael Shuman: Great.
Bobby Hoyt: Thank you.
okay,
so here's what we're starting with, right?
This is kind of like a very important topic, right?
In this country, the power ball, which I honestly, I didn't, I don't know
if anybody else did the power ball.
Like I don't know if you guys get tickets for that or not.
Uh, I did not do it, and I've probably done it maybe once or twice in my life.
, but it seems like the number just keeps getting like way, way higher.
And so recently 1.9 billion.
Everybody probably has thought about like what they would do
with it, but we're gonna start with an article, that's on cnbc.
Make it that is about basically what would you do with it.
But it's Mark Cuban and Kevin Ale's take, and if you don't know who they
are, you should watch Shark Tank.
It's pretty dope.
Here's what Mark Cuban says.
He thinks that if you were gonna get all of that money, you should keep most
of it in the bank rather than risking it on investments that might not pay
off because you don't become a smart investor when you win the lottery.
I don't know if that's true or not, but I think you get so 1.9 billion.
How much do you think you get on that?
Michael Shuman: It was like less than half, maybe 600 million or something.
, Bobby Hoyt: yeah, so some kind of CNBC says 934.8.
It's 900.
It's a ton of money.
But he thinks that you should just offset inflation and put it
into a low cost s and p 500 index fund and let it grow long term.
He basically likes index funds.
Here's what Kevin O'Leary, who I like more if I'm gonna be totally honest here.
He says, take the lump sum, do not spend it.
Pay yourself an annuity and put the excess cash flow to work for you.
More money up front means more to invest and grow.
So he thinks you should just start investing even if, even if you're dumb.
You know, just get in there.
And then he said,, to grow it, put it in low volatility, dividend paying stocks
and the lump sum, you get less than the annuity, but you're gonna be able to take
advantage of compound interest right away.
They both agree that you should not spend a lot of money, which I think.
A terrible take.
I think you should spend a ton of money very quickly.
Yeah,
Michael Shuman: sure.
You just make 600 million.
, so let's just start with some of those figures.
The take home of it is roughly just under a billion, that
you're gonna be taxed at 37%.
So you're, you're coming home with like, let's call it 600 million, right?
That's what's gonna, if you take the lump sum.
First off, do we all agree lump.
I think you have to.
I'm not waiting for that.
Absolutely.
So you take the lump sum, you get taxed on it.
I actually would like to start with the fact that none of us, none of you, no
one should ever be playing the power ball
I think your odds of winning are like one in 300 million and there's like 300
and some odd million people in America.
I always think about it like if you've ever flown on an airplane, you look
down, you see like the thousands and thousands of houses, it's like one
person in one of those houses could win.
So obviously not a sound financial strategy, but if you wanna do it for
fun, please don't stake your life, on the results of the power ball.
. But, I think I agree that, you're never gonna out invest,,
an index like the s and p 500.
I probably would put a lot of it there to let it grow steadily.
But you want to have fun and you want to like, invest in things you
believe in or that interest you.
I'm sure everybody thinks this, but I kind of think I would
sort of know what to do with it.
You'd let a lot of it sit there, you'd spend some of it
and you'd invest some of it.
But I've also never won 600 million, so I don't know
Ariel Gardner: wanna go back to your point about why you shouldn't
play the power ball, because I just looked it up and you have a higher
chance of dying from lightning strike than winning Powerball I mean, I
Bobby Hoyt: Don't if totally off on that.
You should play it every once in a while.
I think when it gets to like 1.9 billion, like just, it's for,
Michael Shuman: for fun.
Here's, you know, I've always thought this . They say you should play when
it's high as though winning 50 million would be less impactful or exciting
and there's less people playing.
At that point, I feel like you're gonna play the power ball.
You play it when it's love.
No, no, no, no,
Bobby Hoyt: no that's not as much fun.
That's boring.
Like you wanna be part of it.
You wanna be part of it.
And do we, do we need to say that this is not financial?
Is anybody gonna say that before we actually get into the podcast?
This is not financial advice.
Yeah.
Like Michael just gave some non-financial, financial advice.
Nothing that we say here.
Please don't do anything that we say at all
Ariel Gardner: ever.
Unless it's play the power ball when it's low versus when
Bobby Hoyt: it's high.
You have to play it when it's high.
And I think that it's not even a question.
And I think, I think what you said Michael is like extremely reserved.
I thought you were gonna say something wild that was, uh, that
was way different than what I was.
I'm getting body guards.
That's the first thing I'm doing.
Body
Ariel Gardner: guards.
Do you have like people in your life that you feel who would be a threat to you?
Bobby Hoyt: I don't, but I would find 'em really quickly
if I, if I won 600, 700 million.
Like
Michael Shuman: they come out in your high school yearbook, you'll, you'll see
all the people who are gonna be coming
Bobby Hoyt: out.
I think I've thought about this.
I think what you do, you get, you get some kind of, you get
security, maybe two of 'em.
One during the day and one at night, or one that lives with you.
Not really sure.
I think you, you gotta.
Like you gotta move quickly.
You gotta set up an ce, you gotta buy the house and the lc.
You gotta get something with security cameras.
Like my paranoia would go off the charts.
Are you like
Michael Shuman: keeping this in cash, like with you at all times?
Why do you need the security?
But no, it's just because hostage or Yeah, they might ask for,
Bobby Hoyt: yeah, this is real, real stuff.
So I think you gotta go kind of into hiding for a little bit.
I think you gotta do some stuff like that.
Michael Shuman: Here's the other thing, you don't have to, you
don't have to reveal yourself.
You can win the power ball and no one knows who you are.
Bobby Hoyt: It depends on what state you're in.
I think.
I don't quote me on that, but I think depending on the state, they
disclose it or they don't disclose it.
I don't know.
Somebody can fact check me on that, but I read that in something the other day.
Michael Shuman: Well, let's assume that you're in a state where you
don't have to be nalton, are you?
Who are you telling.
How close are you keeping it?
Bobby Hoyt: I'm not even telling my wife.
I'm not telling anybody.
We're just moving.
There's gonna be security that comes in and that's it.
Like it's just people are gonna, things are guys gonna change and
I'll tell her when the time feels right for her On safety, I feel like
Ariel Gardner: I'm an overshare, like accidental overshare that I
would just be like picking a kid up from school and accidentally
say like, I won the 2 million Jack.
You would like, like how's your week going?
And then that would come
Michael Shuman: out.
So you would not last long.
You'd be, you'd be shopping at al.
Yes, I would talking to the, uh, less fortunate you.
Yeah.
Bobby Hoyt: You wouldn't make it long.
Ariel Gardner: I would be passing my cart along though, you know,
without asking for their 25 cents
Michael Shuman: at that point.
Oh, that's nice.
Yeah.
That's how you would, that's how you'd spread some good in the world.
You'd leave your quarter in the cart.
Mm-hmm.
. Yeah,
Bobby Hoyt: everybody always says like, get a, get an attorney.
Which I, I, I agree with that part.
Get an attorney.
I think you, if you don't have, this is not legal.
Michael Shuman: Get an
Bobby Hoyt: accountant.
Yeah.
Nothing here is what you would don't, yeah.
Don't go do this, but you could go do this.
Um,
Michael Shuman: it's some legal advice to hire an attorney.
Like, can we at least, yeah.
I think we could say
Bobby Hoyt: yes.
People say get a financial advisor.
I don't agree with that.
I think you don't do that right away.
Because I think that there's a lot of financial advisors that like if you
don't, if you are in a position where you have that much money and you don't
know what to do with it at all, like giving it to somebody that you don't
know very well is not a good idea.
So I think you keep it in cash for a while.
Like I think you just lay low.
Don't die, don't get kidnapped for a long time until like everything
kind of smooths over and.
You go and buy like a mini horse or something like that in mansion.
Ariel Gardner: Yeah.
So if we're talking about buying mini horses and mansions and bodyguards,
what else would you do with your money?
Like, what else would you guys do with, you know, 600 million?
Bobby Hoyt: I see.
I'm like, , I might not even invest it.
Right?
Like, it's so much money.
Like, unless you just start spending wild amounts of money, like you
don't, even, even if inflation eats way at it, like you're not gonna run
outta money if you just don't become.
If you're not like Mike Tyson and you just start buying like every exotic
animal, and I, I think that I would definitely buy a mansion for sure.
Mm-hmm.
, but, and I would buy, I would buy, at least I would buy two or three.
I think real estate's a good play here.
I think you buy two or three properties and then I think you.
Maybe, maybe you put it in an index fund or something boring like that and,
and I think you keep a lot of it cash.
I would keep a ton of cash.
Well, that's
Michael Shuman: why, that's, again, I've never been in the position.
Money makes people do crazy things, but to me it seems like if you just
literally got the money, you took $600 million, you stuck it into money
market account, you put it at Schwab, and you, you don't do anything.
You don't invest it.
You don't have to decide any of that over one.
, it'll make you 10 million.
Like you can just relax.
Mm-hmm.
. And if you want to, I think what's kind of cool about the idea of that is you could
lean into the things that interest you.
You know that real estate is something that's successful.
You buy one house and you flip it, or you buy one apartment building
and you, you kind of figure it out.
In a sort of, I feel like it'd be fun to have that much money is what I feel like.
Oh my gosh.
I think so too.
Yeah.
I think people feel like they need to take 600 million and turn it into a billion.
Like what if you didn't?
What if you just sort of did things that interest you and, and you know,
aligned with what you wanted to do?
I feel like that's what I do.
Would I buy a cool car and a, and a house.
House, yeah.
But would I buy a $10 million house?
Probably not.
I'd probably, I'd probably wanna start in kind of an incremental way, um, and.
Well, I
Bobby Hoyt: would go to your house,
. Michael Shuman: We didn't both win 600 million I think.
I think I'm gonna have a nicer house than you at that point.
Yeah, that's probably true.
Bobby Hoyt: All right.
Yeah, I don't know.
I mean, I, I just, I wouldn't spend a, I mean, I don't know.
I would spend a lot, but I wouldn't invest a lot.
I would maybe do some angel investing maybe.
Yeah.
I just, but I do think you're right Michael.
I think it's like you do some stuff you're interested in, cuz I'm not trying
to go and start like a, some kind of like hedge fund or real estate investing
firm or something boring like that.
Like you're rich as hell.
Like just go be rich.
So going
Ariel Gardner: back to the, going back to like the initial prompt in
terms of which is better, you know, who has got better advice there?
So your advice is screw investing all together.
Or, you know, don't make that your priority.
Michael Shuman: Well make it your, it's, it's play money at the time.
You have a, you have a sandbox to play in.
I, that's what I've always thought is, you know, your money will make money
for yourself if it literally sits well in a money market account, you know, at
a 1.7% annual return, but even in the s and p 500, like that's a safe bet.
You know, there's not many things that beat that over time.
That is where , I'd likely want to put the, the bulk of just letting it
sit there, make a little bit of money.
But to Bobby's point, I think angel investing and picking things that
interest you and things that, you know, ignite your, your passions,
like you have fun money at that point.
You don't need to turn it into $3 billion, if you don't want to.
Mm-hmm.
. And I think honestly, when you see the horror stories from people who win the
lottery, it's because they go absolutely.
Insane.
They, , they go to Vegas, they buy the Lamborghini, they blow it up their nose.
Like, it, it's, uh, it's not because they made it unsound investment decisions.
Ariel Gardner: well, they invested their money in something.
It was just not the right investment really.
Bobby Hoyt: But even, even if you did that, so this says 930.
Million dollars.
Like you could go crazy for a long time and still not run outta money.
Like you just have to do somebody.
I think where a lot of people, they get screwed by somebody they trust
that's like, oh, let me invest this money for you and some cool business
opportunity, and then they just steal it.
Like that happens to athletes all the time.
I think it's where you get screwed, but I think the most
important thing is to, to not die.
Right.
Ariel Gardner: Will you like figure out a way to cryogenically freeze yourself or
Bobby Hoyt: No?
I just mean, I mean immediately not die.
Like you gotta protect yourself.
a lot, very paranoid about this.
Michael Shuman: 600 million is 1 million a month for 50 years.
Yeah.
Bobby Hoyt: So even if you just invested like a small portion
of that, like, I don't know.
I, you know what?
Joe Rogan I think is a good example of.
What I think people turn into when they have a lot, not because he wasn't a,
like a, an Elon Musk business type of person, cuz I think Elon would take it
and like just go start some other massive company or something, or buy something.
But like Joe Rogan was a comedian, relatively like normal person.
Then he got a hundred million from Spotify.
What you see him do is like, he invests in companies that align with his interests,
like supplement companies and athletic stuff and like MMA stuff or whatever.
I don't know what
Michael Shuman: I'm invest.
And also he builds like the coolest studio that he loves to go to with cool
, you know?
Yeah, yeah, yeah.
Billing it and.
Interviews people for three hours a day.
Like it's just all aligned with stuff that he likes to do.
And I think that's where people, whether you have $600 million or whether you have
a million dollars, there's this kind of wisdom of the world that says, you know,
you have to, you have to, choose a money manager who you know, can really diversify
you and do all this kind of stuff.
And it's like, well, yeah, that's one way to make money.
It's also a.
Not know what your money's doing and, you know, turn over your, the decisions
about that money to someone else.
Or you can choose the things that you do know about or things you wanna
learn about and invest in a way that keeps you involved with your money's
success and keeps you happy too.
Um, I think people who just, you know, ship all their money off to a money
manager and are afraid to spend it or afraid to, you know, do anything with
it that aligns with their passions.
What fun is that?
It's not, it's no fun.
Have,
Bobby Hoyt: have you said what you would do?
Did we ask you yet?
Cause I feel like you're one of those people that just give it all away or so.
Ariel Gardner: I would not give it all away.
I would have a lot of fun with it.
I would probably, uh, buy some cool old cars.
Bobby Hoyt: What kinda old cars though?
Like,
Ariel Gardner: um, a 69 Fastback Mustang.
Bobby Hoyt: Okay.
I didn't see this
Ariel Gardner: coming.
Alright.
Yeah, I would have an old Porsche call Larry and figure
out, you know, what to get.
Bobby Hoyt: Larry's like, he's our tech.
If anybody is wondering who's randomly putting the same people's
names, there'd be some other ones.
Probably like a, just, you know, like whatever mood you're in, you would
have a car to drive to Aldi or see, you know, the bank to withdraw more money.
Uh, yeah, yarn, um, lots of travel.
Michael Shuman: I think what's the most, and I think we've talked about
this offline before, but what's the most expensive yarn out there?
Ariel Gardner: Uh, the most expensive yarn out there, uh, qui.
I think
Michael Shuman: And is it just like some, some animal spins it in their,
in their little nest or something?
Ariel Gardner: No, quibi is from a bison, I believe.
I'm looking this up right now.
I feel
Michael Shuman: bad that I can, you just bought, remember what if you
bought farmland with those bison on it and you had an unlimited
supply of it and you buy, I think
Ariel Gardner: Ted Turner owns a lot of the land where ICE are right now.
Yeah.
Mm-hmm.
, I mean, I don't really like qubit, so I probably wouldn't buy.
, you know, bison farm, but small pack of some sheep, it'd be good.
Bobby Hoyt: Okay, so this is like super eclectic.
You're just like Joe Rogan, by the way.
He, he bought a lot of cars, so I don't know if you identified
Oh, I said that about Ariel.
Yeah.
You're just like him.
And he was like, I have a lot of cars because I have a few money.
And so that was it.
So now
Ariel Gardner: I, this is like the most hurtful thing you
could ever say to me right now.
Michael Shuman: And see, I, I find, I find having cars to be like stressful.
I wouldn't want, I'd want to pick.
Two cars tops.
You know what I might do?
I, I might like, um, like some kick ass RV or something like, some like baller thing
to like travel the US in with like a hot tub on the roof and not secure enough.
Ariel Gardner: Yeah, I don't know about that.
Michael Shuman: I've just got a lot of concerns about someone taking him out.
Ariel Gardner: I feel like Bobby stays up at night.
Like this is what wakes him up in the middle of the.
Bobby Hoyt: Well, it could have something to do with Michael, uh, deeply researching
me before he came into the company and made me extremely uncomfortable with that.
I don't know.
I could be traumatized by something like that.
Who knows?
Michael Shuman: Well, we don't have time to get near trauma,
so I think maybe we move on.
yeah, it's a good one.
All right.
So I wanted to talk about, Recently, Elon bought Twitter and they laid off
lots of people and after the big wave of people that they laid off, we've
kind of seen this back and forth and every couple of days this crops up.
There's some employee.
Who kind of shoots off at the mouth on Twitter, says something about, the
company or about Elon, and he fires them, several times, just like let
them know on Twitter, the podcast is called, questionable Decisions.
This is my first questionable decision that I posed the two of you.
What do you think about that decision?
Good or bad?
Bobby Hoyt: Actually, I'm gonna go first.
Ariel Gardner: Go from first.
Yeah.
I think that, first of all, I think kudos to them.
I, you know, I, I don't think that I would do it.
I think it takes a special person to.
You know, quit publicly like that because they know that they're gonna quit.
Right?
Like, they know that's what's happening.
Instead of turning in, I the first one did, well, probably not the
first one, but everybody else after the fact has seen that.
So why not go out that way?
And then I feel like these people all are gonna have, I don't know,
I, I feel like they're gonna have a great job here in the next few.
Like the, this, like, not martyrdom, but this, uh, I quit Twitter this way.
This is how I put my job.
This is how
Michael Shuman: I got, yeah, tech, tech market is looking really great right now.
I'm sure that the prospects are, are fantastic.
Well,
Ariel Gardner: maybe they'll go, they'll pivot and do something else.
You know, they'll,
Bobby Hoyt: it's not the greatest time of all time to make that decision, but yes.
Michael Shuman: Bobby, what do you think about your employees saying
like, if you're gonna go out, go.
The gun's a blazing
Bobby Hoyt: dude.
Well, Ariel's already, she's already come at me on Facebook.
But she does it in a way that's, I can't, I can't actually like fire her for,
because she is so sarcastic that I'm like, uh, I don't think that that's real.
You know?
So it's one of those like, she's very crafty at it, but I think she's wild.
I think you're wildly wrong here, Ariel.
Really?
Yeah.
What did, like, I think that these people are, Like, I don't think that they did.
If you watch, okay.
If you not all of them.
I think that there are some that are like, I'm gonna go out in the, you know, flame,
what is that blazing glory, whatever.
I'm gonna go out and I'm gonna, approve this point or whatever.
But if you read some of the tweets from some of the people that have done this,
they, they like didn't see it coming.
They're like, I got fired and this sucks.
You know, like how it, they are totally shocked that there was some kind
of like real world consequence for.
Talking shit about their new boss,
Ariel Gardner: which I think, I mean, I think then they would
get fired in any other way.
Like I would expect that the majority of people who got
fired over Twitter this way.
They, knew what was gonna happen., but the ones who didn't, I mean, they were gonna,
there was gonna be another reason for them to be fired if they're that stupid.
Bobby Hoyt: That's probably true.
I actually think that Elon, I don't know.
It's hard to tell with him because I don't, I, I can't tell.
I mean, obviously he's smart.
I mean, you have to be smart to do what he's done.
I kind of feel like he was doing some of that on purpose to like suss people
out a little bit because like he was talking crap about, he actually, he
tweeted some stuff about how their, how Twitter works and he was wrong.
Like he actually was wrong.
So I don't know if he did that on purpose or if he was like, he did that and then
he, he found all these people that were like quote tweeting him and then just
like, he was like, oh, I should fire these people cuz it's a bad culture fit.
Then he kept doing it.
He has been kind of doing it in a strange way.
It's been a weird thing to like watch it, watch.
Usually this stuff happens internally and you don't.
, but this is happening on a very public stage, so I just don't think, generally
speaking, it's a good, I think Twitter, I think Twitter is sometimes bad for
society, and I think that it really causes people to say whatever comes to
their mind without thinking about it.
Mm-hmm.
. Cause I, this is not like, these are not the first people that
have like faced real consequences from saying things on Twitter.
So I think, I don't know.
I feel like if you work at Twitter and you do that and you're surprised,
then yeah, you're probably dumb.
Right.
Michael Shuman: Well, I don't know about gum.
, I mean, they're obviously, well, I don't know about obviously, but I, I would
assume that many of them are intelligent.
I think there's two parts of this that are fascinating.
Number one, A company like Twitter now being private versus public, a public
company has to run every decision they make, every, feature that they ship,
even something like layoffs through what it would do to their stock price.
Like that, that is the filter that they think through., Elon bought Twitter.
It's private now.
I kinda have to remind myself when I see some of the headlines, it's like, oh crap.
Well that probably hurt Twitter.
It's like, no, not, not.
If it doesn't ultimately hurt Twitter.
There are no investors in Twitter right now, or, there's no open
investors on the stock market.
, I find that very interesting to see.
And Bobby, you also mentioned that a lot of times this stuff happens in private.
What's funny is not only is it not happening in private, it's
happening on Twitter, which is the product that is the company.
so there's like so many layers of just interest there, but.
Ul Oh, but not speaking of, speaking of people laying off lots of fuel.
Yeah.
I think the other thing here is that's fascinating is, and I, I come from
some startups definitely, no, no Twitter, but there is a real, Silicon
Valley, like San Francisco type.
, startups culture, uh, a public persona of being kind of like,
you know, a little entitled.
They make, uh, huge salaries.
They, they all think that, uh, they are God's gift to the company.
And so in my mind what I saw was, um, quite a sense of entitlement to the job.
That it was like, how dare I be fire?
How dare he fire all these people?
How dare.
All these layoffs happen.
That's kind of what a company is.
It is the real world.
A company's job is to make money, especially now when they've
been taken private and they have to make money, whereas before
they could just bleed money.
So yeah, I, I think it's very, idiotic to.
Publicly attack or call out your boss, in public.
, and yeah, maybe some of them knew that was gonna happen.
I honestly think that many of them didn't.
They did not think that that would be the repercussions for their actions.
, but., in my opinion, uh, those are quite questionable
decisions to send, that tweet.
I mean, I
Ariel Gardner: will agree that it is questionable.
I, I mean, I think it would take, even if you were expecting this to happen,
it would take a very special type of person to feel like they could do this.
I mean, I, I cannot even imagine opening up your computer or like
pulling out your phone and like, here's what I'm gonna do right now.
Publicly.
Try to, I mean, crash and burn my career, like that would be, I
can't imagine doing it, but there's something about the guts that it
would take to do that sort of a thing.
Michael Shuman: Well, you know, there's also no other public figure, none,
and this is Elon before he bought Twitter, who is as involved and as
vocal and, and on Twitter as Elon.
And so I think a lot of the, the Twitter employees likely thought
that either it wouldn't be seen or it wouldn't if they made a statement,
it wouldn't be fact checked.
But on several of these people who have called out Elon, they would say something
and he'd come back with the receipts.
Like he'd bring the stats to refute them.
There was the one recently about how much free meals were costing and he said it
costs on it, that's $400 a person a meal.
And someone said, I worked for that department and that's not true.
And he like, came back with, Basically the receipts, like he owns the company, he has
the figures, and so I don't think you do yourself any favors by just grandstanding
or like virtue signaling on Twitter when your boss will call you out and he has the
information to repeat what you're saying.
I feel like that's just, that's getting into really.
Idiotic territory when you, when you kind of make those kinds of statements.
Ariel Gardner: Now I do have a question about that because that's
one thing that I thought about.
Is he like, is it him?
Is he reading everything or does he have a team who's like scouring Twitter for this?
Like what
Bobby Hoyt: is, I think it's him.
Yeah, I think it's him, which is.
I, I actually do.
I, cuz I've thought about that too.
I'm like, how does this man have time?
Cause I've looked at his tweets and replies.
Cuz like if you look at just his tweets, like he, it seems like
he only tweets a little bit.
If you look at his tweets and replies, that man is in threads
constantly tweeting about stuff.
And it's like, he has 10 kids, right?
He owns multiple companies.
How is he doing this?
I don't, I think that this, this is an accusation.
I think he's like jacked up on Adderall and like just doesn't ever sleep.
And I think he's just.
This is what he does all the time.
But I do think
Michael Shuman: like, well, when you're that rich, you follow Disclaimer,
Bobby Hoyt: disclaimer, disclaimer, disclaimers.
I don't know if he's on an Adderall or what, and not the data roll's bad.
I'm not saying anything about it, but I do,
Michael Shuman: Elon, we, we like you.
Please don't find this podcast in, we don't know what, what,
uh, medications you're on.
But, um
Bobby Hoyt: I do think that there probably were a lot of people that did
it and thought like, I'm gonna get fired.
I'm gonna go down in this, you know, this flame.
But I don't think that any of them really expected him to.
Tweeting back at them or tweeting to other people.
Yeah, I just fired that person.
That part is surprising, and I think it's kind of, I think it's kind of weird.
I think it's, I kind of think it's a questionable decision for me,
Elon, other than it's good content.
Ariel Gardner: Yeah.
Yeah.
I feel like if I, if you were the type of per any of us or anyone, did
it quit in this fashion and had your boss tweet back at you, like piece
out, I would frame this like somewhere in your house they're doing that.
Like this would need to be For sure.
They're doing that.
It's brilliant.
They're framing it.
It'd be your Christmas card for the year, you know, . Yeah.
Here's what happened.
Bobby Hoyt: Maybe you aren't, maybe you aren't actually wrong,
Ariel, but I just, I don't know.
I just think, I think it's, I think it's a mix.
I think it's a mix of people that were doing it on purpose, and I think it's a
mix of people that are just like, just thought nothing would happen, which is
Ariel Gardner: wild.
Do we know how many people have done this?
Is there any like, stats on the number of people who quit
this way or called them out?
I, I
Bobby Hoyt: don't know.
I've, I've personally have only seen like three, but I'm sure there's, yeah.
Plenty more than,
Michael Shuman: It feels like probably like five total tops, um, kind of
public, public tweets that I've seen.
Hmm, interesting.
So, so, uh, so on this, on this decision, Ariel, are you sticking with your.
Ariel Gardner: I mean my, my verdict is that it is questionable, but
I support these people for making it because I think that they
probably knew what they were doing.
Michael Shuman: Okay.
Bobby, what about you?
Questionable or not?
Bobby Hoyt: I think it's super questionable.
I think it's funny too, which I don't know if I should say that It's hilarious.
I think it's questionable, hilarious, and I do not support these people.
Ariel Gardner: But if you're listening, we would love to interview
you . Find out why you decided to do
Bobby Hoyt: this.
Oh, that would be hilarious.
I would have to probably not say anything.
I would be super embarrassed cuz I'd be like, ah.
Said you were stupid.
So I wouldn't talk in that podcast.
Ariel Gardner: All right.
That was it..
, we'll be back in the future with more, and, , thanks for listening.