Behavior Gap Radio

In this episode of Behavior Gap Radio, Carl shares Essay #4 in his ongoing series and reframes one of the most misunderstood ideas in planning: risk. Most of what we call risk isn’t volatility or headlines—it’s what’s left over after you think you’ve planned for everything. Carl explains why good plans don’t eliminate risk, why certainty should make us nervous, and why humility is not a weakness but a risk-management strategy. In a complex, adaptive world, planning isn’t about control or prediction. It’s an ongoing practice of awareness, flexibility, and learning to work with what inevitably shows up.

Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

What is Behavior Gap Radio?

Greetings, Carl here.

This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.

-Carl