Real estate sellers, landlords and those who have no equity and just want out from under their payments, this class is for you. Many high equity sellers and tired landlords are de-risking and using the installment sale (IRC 453), seller financing to:
- sell quickly and easily for the highest possible price
- defer most of their capital gains (use the 1031 exchange to defer all capital gains)
- earn interest on the IRS' money
- have great income for retirement (often much more than you were netting in rent)
- leave a great inheritance for heirs and beneficiaries
- access to liquidity... done properly and intentionally, you can sell all or part of the payment stream for cash for little to no discount
Most sellers who offer owner financing have NO IDEA that anyone would want to buy their note. Their real estate agent or broker doesn't tell them, their title company doesn't tell them, their attorney doesn't tell them, their financial advisor doesn't tell them.
They find out several weeks after the closing when they start getting postcards and letters in the mail offering to buy their note. But by then, the value of their note is baked in. The terms can't be modified to make the note more valuable.
This often costs the seller (who traded real estate for a promissory note) tens of thousands, even hundreds of thousands of dollars.
Only someone who regularly buys notes for their own portfolio is qualified to help you and your other trusted advisors create a note that is right for you short term and long term.
What is Owner Financing & Note Investing Podcast with Dawn Rickabaugh?
Specializing in seller financing, Dawn is a visionary real estate professional who gets families into (or out of) homes and investments in a way that empowers and enriches them, as well as the communities in which they live… with or without banks and regardless of market conditions. Dawn is the antidote to America’s addiction to Wall Street’s financial opium. She makes the powerful, non-bank, strategies usually reserved for sophisticated investors accessible to everyday people, making or saving them thousands and instilling hope as she illuminates hidden opportunities. As a seasoned note investor intimate with seller financing and the secondary market for private mortgage notes, she provides mission-critical expertise that is extremely rare in today’s marketplace. Sellers: know what your note will be worth before you create it. "Landlord Liberation", "Buyers: The Seller is Your Bank" and "Note Investing for Newbies" are key gateway books for those wishing to engage with The Realm. Visit www.NoteQueen.com.