Empirical Evidence That ERISA Makes LTD Cases Hard

In this episode, Eric Buchanan examines empirical data showing how ERISA disability cases are decided in federal courts. He discusses statistical trends, reversal rates, and what the data reveals about the challenges claimants face when pursuing long term disability benefits under ERISA.

Listeners will gain insight into how courts apply the arbitrary and capricious standard of review and why outcomes often depend on the administrative record created before litigation begins.

This episode builds on the foundation of ERISA procedure and highlights why strategic preparation is critical in disability claims.

What is Secrets from the ERISA Vault?

Breaking Down ERISA, Disability, and Insurance Claims Behind Closed Doors: Secrets from the ERISA Vault pulls back the curtain on disability and insurance claims governed by ERISA. Each episode breaks down how insurers evaluate claims, why benefits are denied, and what policyholders need to know to protect their rights. Drawing from real world experience, the show explains complex ERISA and insurance issues in clear, practical terms so listeners can better understand the system they are up against.