Secrets from the ERISA Vault

In this episode, Eric Buchanan explains why ERISA disability claims often feel unfair to claimants. He breaks down how ERISA changed the rules for long term disability cases, how courts review benefit denials, and why the legal standard often favors insurance companies over individuals.
Listeners will learn how administrative records control the outcome of most ERISA cases, why jury trials are not available, and how these structural limitations shape the way disability claims are decided.
This episode lays the foundation for understanding how ERISA works and why building the right record early is critical to protecting disability benefits.

What is Secrets from the ERISA Vault?

Breaking Down ERISA, Disability, and Insurance Claims Behind Closed Doors: Secrets from the ERISA Vault pulls back the curtain on disability and insurance claims governed by ERISA. Each episode breaks down how insurers evaluate claims, why benefits are denied, and what policyholders need to know to protect their rights. Drawing from real world experience, the show explains complex ERISA and insurance issues in clear, practical terms so listeners can better understand the system they are up against.