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This file was generated by Descript 

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Candace Dellacona: Welcome to The
Sandwich Generation Survival Guide.

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I am your host, Candace Dellacona,
and I have a very special guest

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here with me today, Ben Kruger.

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Ben is one of the thought
leaders in modern care.

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So we're so excited to have him among
his many other interesting endeavors

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that Ben will, I'm sure share with us
today, about eight years ago, right

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before the COVID pandemic, Ben was
one of the co-founders of a company

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that probably many of you know called
Sollis Health which provides concierge,

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urgent, and emergent healthcare.

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And Ben's newest endeavor is truly
unique in the healthcare, especially the

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sandwich generation space called Appian.

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So I'm delighted to have
you here with us, Ben.

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But why don't we start from the beginning
on how you arrived at the care space,

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because as some of our audience members
may know, you started out your career in

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a very different area in Hollywood, right?

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Ben Kruger: That's right.

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And firstly, I'd just like to say thank
you so much for having me, Candace.

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I do love the show, and I think that
what you are touching on is so important

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and it's a real passion area of mine.

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And you are correct.

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I got to where I am through
a quite a circuitous route.

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I'm from New York City.

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I grew up as the son of a single parent
my father, I lived with my father who

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was one of the leaders and early creators
of the concierge primary care model.

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And much of my early life was
spent tagging along with my dad

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on, house calls or to the hospital.

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And just seeing him engage with patients
really in this very old fashioned.

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Person to person, empathetic
way that when I was growing

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up just seemed like the norm.

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He was the trusted resource and
therapist and doctor and really,

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that trusted source for people where
they knew they could call on him at

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any time and he was gonna be there.

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Whether it was for the medical
care or just as a shoulder to

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cry on or a support system.

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And that's, as I grew up, how
I expected healthcare to be.

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I again, then took a long
and circuitous route.

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For me, I never thought that
I wanted to be a doctor.

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I think I was maybe, too lazy to
actually put in the long hours.

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And so I went to a, after college
I ended up, finding myself drawn

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to entertainment like many do.

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And I ended up heading out from New
York City to Los Angeles after school.

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And I pursued a career in entertainment.

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I was a writer.

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I worked on television shows.

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I sold a number feature films.

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I produced a feature of film and
found my way into digital media.

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Again, a long story, but eventually
worked at a digital media company that

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was acquired by an investment group.

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Ended up loving the work that I was
doing with that investment group

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and they hired me on to become
their head of investment sourcing.

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And so really what I was doing,
they had a venture model.

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And so I was then sitting on the buy
side listening to entrepreneurs and

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founders talk about their ideas, their
visions, companies they'd already started

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and the challenges they were having or
ideas that they wanted us to invest in.

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And it scratched a lot of the same itches
that entertainment and writing did for me.

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Candace Dellacona: Just to
bring everyone in the loop.

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When you say you had a career in
entertainment, you had a very successful

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career in entertainment, you're
being very humble, and so you found

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the success at a pretty young age.

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You were exposed to this concept of
being a founder and the ideas coming to

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life, it sounds like, which is another
departure from like you didn't go to med

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school, you become a creative person.

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You're successful, you conquer that.

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You see yet another sort of opportunity
or avenue that you'd like to pursue just

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by being a witness to it, it sounds like.

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Ben Kruger: Yeah I think that's true
and I think I've said this before to

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people, it's usually anxious parents
who come to me and they say, my kid

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wants to get into entertainment.

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What should I tell them?

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What should I do?

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And I say, well, for me working in
Hollywood, I as Candace very kindly

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said, I worked on a network TV
show called Brothers and Sisters.

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I wrote pilots.

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I sold movies.

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I was on one of the very early digital
video, YouTube shows that I ran.

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And what I found was that
entertainment, the process of

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building of telling a story.

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Bringing that story to life
is a very similar parallel

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process to building a business.

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You are coming up with a concept that
is going to serve a specific audience.

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You have to pitch it, you have to
sell someone on it so that they

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will give you money so that you
can go out and create that thing.

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And then you're pulling in
different pieces and different

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resources to execute this vision.

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So there's a lot of similarities.

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What I ended up finding was when I
was then on the side and listening

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to entrepreneurs pitch me their
ideas is that Hollywood creates this

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incredibly byzantine bureaucracy
around the creative process.

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It's really everyone is trying to make
money out of the process of making things.

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And things may be a little
different today with the creator

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economy, and it's a lot easier and
faster and cheaper to make stuff.

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But 15, 20 years ago, you really
had all of these gatekeepers.

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And then I would look at a, a young.

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I remember this young female entrepreneur
coming in and she had a a tech product in

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the news space and she just had a concept.

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She was building it and there weren't
the same kind of barriers to entry

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for you needed money and you needed
the vision and the skill, right?

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But.

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There weren't agents and lawyers
and everyone saying, well,

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no, it's gotta go through me.

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It's gotta go through,
will the studio say yes?

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And so I was really inspired by the
creativity that entrepreneurs could

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execute and the real world problems
that they could solve and iterate and

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so I thought, maybe this is the best
way to express my ideas and creativity.

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And so I started to have this nagging
feeling as I was sitting there,

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listening to people pitch to me thinking
like, I'd love to be doing that.

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I wanna sit on that side of the
table and and build something.

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And something that had
a real impact as well.

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And again, for me, I think just
naturally I gravitated to a lot of the

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healthcare startup ideas and healthcare
deals that were happening at the time.

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And so we're, we're talking
back, maybe 20 12, 13, 14.

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And there were a lot of there was
a lot of focus at that time and

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still today it's growing even more
on the consumer side of healthcare.

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Candace Dellacona:
Especially in the US right?

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Ben Kruger: Yes, absolutely.

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And and again, I think that,
we forget that, healthcare in

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the United States accounts for
something like a fifth of our GDP.

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It is a massive, massive
part of our economy.

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And obviously most of it is
focused on the payer side either

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insurance or Medicare, et cetera.

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But more and more there have been
efforts to provide a more consumer

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friendly version of healthcare.

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And I think a lot of what was
happening really is that people were

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experiencing healthcare in the sort
of big box version of healthcare.

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And were constantly being
disappointed by the experience.

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And I think all of us, I don't need
to explain, how challenging it can be

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to get, not quality care in America,
but a quality experience of care.

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And so I was looking at these concepts
that were trying to address this issue

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and what I found was I related to it
enormously because as a child, again, I

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go back to this, you know how I grew up,
I grew up with thinking that healthcare

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in America was, this wonderful, warm, man.

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This doctor who would answer your
phone call in the middle of the night

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and do whatever needed to be done to
help you and provide the comfort that

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you needed without asking you know,
who your insurance provider was or

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saying, well, you can't really have
that procedure because it's not covered.

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Or, no, you need to wait three
weeks for imaging because we can't

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get it to you in a timely manner.

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And so I, that's how I grew up
thinking that people should be treated.

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And, it was my own adult realization,
just like growing up and having to

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pay taxes that yeah, you're gonna
pay a lot for insurance and you're

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not gonna get a lot in return.

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Candace Dellacona: All of that's
to say is that you're exposed to

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these founders who have a passion
and they have a problem that they've

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identified that they wanna solve.

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All of your experience and the
culmination about your exposure

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to young age, to healthcare and
what you thought it would be.

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And being in the creative space,
and you talked about like this

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Byzantine system, which is exactly
what the healthcare system is.

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So it's almost like all of these things
converged for you as a founder answering

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the question, making it so that healthcare
is accessible and has resemblance to what

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you thought it was when you were a kid.

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Which is a really beautiful way
to think about how it came to

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you, how you came into this space.

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So can you tell us a little bit about,
what you saw the first need was as it

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relates to Sollis, which is the first
company you co-founded with your dad

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and another partner, Sollis Health.

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Tell us a little bit about
Sollis and how you got there.

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Ben Kruger: I was looking, at
different concepts that were emerging.

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And I got very interested in
the growth of urgent care.

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And urgent care solves one specific need
around immediate and urgent medical needs

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which is creating more convenience as
opposed to using an emergency room for

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your urgent medical needs or trying to
call your primary care physician who

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really isn't exactly the right person.

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Doesn't have necessarily the
right facilities capacity,

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et cetera, to schedule to

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Candace Dellacona: whatever, right?

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Ben Kruger: see you exactly.

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To see you immediately.

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Urgent cares were popping up
and becoming quite successful

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and solving part of that need.

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And the idea was always that they
would step in for the primary

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care doctors and for the emergency
rooms and sort of fill that gap.

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And in New York City, especially
at the time there was a company

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called CityMD, which was growing.

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And I met the the founder there,
Rich Park and got very interested

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in what their model was.

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And it was to, build as many of these
boxes on as many corners as possible

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and try and create more convenience
for the consumer so that, hey, I have

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a need, I can go right down there.

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And the Starbucks model of urgent care.

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So that did and helps to solve part of
the need, which is convenient access.

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Candace Dellacona: But
not the personal part.

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Ben Kruger: Exactly.

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On the other hand, concierge
care was really growing.

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My dad was one of the early adopters
of this model, which is, as many of you

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will know it's taking a membership or
subscription approach to primary care and

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that was growing as again, people wanted
a closer relationship to their doctor.

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They didn't just want their
insurance company telling them

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which doctor they should go to.

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They wanted to choose the doctor and
they wanted to be able to call the

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doctor when they needed and not worry
that the doctor was just charging

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them hourly or was unavailable to
them because they couldn't be paid.

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That there would be more alignment
with the long-term health by creating

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this longer term relationship.

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And there were a number of businesses
trying to take that concierge model out

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of the individual concierge doctor model
and create a more scalable solution.

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But what I was seeing was and really
what I identified was that for urgent

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care and the experience of going to the
urgent care, it was still this kind of

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clunky experience, this one-off experience
where, oh, I have an urgent need, but

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then you have to go into the urgent care.

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You have to give them your insurance.

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You have to wait online.

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They don't know who you are.

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They have to take your medical history.

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It can work well, but it can also be
a really relatively onerous process.

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It's not the emergency room, but
you can wait a really long time.

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And as these urgent cares were also being
purchased by private equity companies the

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pressure for them to squeeze their margins
was such that there's incentive for those

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companies to hire lower level providers.

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Who might be less seasoned and you might
actually provide less quality care.

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And so the experience you
get there is not great.

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Meanwhile, concierge doctors, they still
have the problem of what to do when

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someone needs something immediately,
because, you have these amazing

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internists, but you cut your hand,
they dunno how to sew you up, right?

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Or they shouldn't sew you up, right?

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And they don't have capacity
in their office and they're

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just not built for that.

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You have tummy pain, you need imaging.

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They can't do that.

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So they also had this need for
this urgent and emergency support.

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So the concept came to us and it
was through conversations with my

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father about what his business could
use and what his service could use

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and what was in the market that
what if we applied the membership?

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Approach to experience and that
long-term alignment with patients and

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medical providers and applied that
to the urgent emergency care space.

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And so that was the basic
concept of Sollis in a nutshell.

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It was create a subscription version of
the urgent care slash emergency room.

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We built that, we started that in
2016 and really it was to serve

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concierge doctors and a lot of the,
private doctors and their patients.

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And we really started very small.

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And it was really, we bootstrapped the
company, not knowing what we didn't know.

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Built it from scratch and the concept
started to take on attraction.

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And really most importantly, the
doctors out there loved the concept

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and were engaging with us as partners.

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Candace Dellacona: So I love the fact, a,
as a sandwich generation member, that it's

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a concept that you came up with your dad.

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And, you brought your certainly
different skillset together to

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solve a problem that your dad had.

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So you helped him, the elder fix a
problem that he felt through creativity

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and with that being said, and the
concept of concierge taking off,

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other than the obvious, and before
we get to your newest endeavor.

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Why do you think the concept of concierge
care is resonating with so many people?

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Is it because you read the times and you
read that our healthcare system is broken.

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Is it because people are craving
that old fashioned, real meaningful

00:17:37.654 --> 00:17:39.544
relationship with your physicians?

00:17:39.544 --> 00:17:41.134
Is it a combination?

00:17:41.819 --> 00:17:45.479
What are your thoughts about why
it's resonating with so many people?

00:17:47.374 --> 00:17:49.049
Ben Kruger: I believe
it's all of the above.

00:17:49.169 --> 00:17:49.259
Candace Dellacona: Yeah.

00:17:50.009 --> 00:17:52.709
Ben Kruger: That's a
sort of a cop out answer.

00:17:52.709 --> 00:18:02.204
But I really do think the healthcare
system is in America is, it's a cliche to

00:18:02.204 --> 00:18:05.174
say it's broken, but it truly is broken.

00:18:05.224 --> 00:18:08.944
We have the greatest
doctors, the greatest minds.

00:18:08.974 --> 00:18:17.014
You unquestionably will get the
greatest medical care if you can in

00:18:17.014 --> 00:18:20.899
America, the greatest care that exists
in the world, exists in America.

00:18:21.349 --> 00:18:27.079
But the process of accessing
that care, who gets the care, how

00:18:27.079 --> 00:18:31.789
you get the care is just broken.

00:18:31.969 --> 00:18:38.239
And nobody, even the most seasoned
physicians, really knows the

00:18:38.239 --> 00:18:40.989
best way to navigate that system.

00:18:41.089 --> 00:18:43.309
It is extremely complex.

00:18:43.684 --> 00:18:47.074
Every single situation is different.

00:18:47.764 --> 00:18:51.574
Every hospital has a
different way of working.

00:18:51.634 --> 00:18:55.954
Every insurance company, every
state has different regulations.

00:18:56.244 --> 00:18:59.094
You layer into that Medicare, Medicaid.

00:19:00.204 --> 00:19:05.424
The sheer number of people in America,
the needs in urban environments,

00:19:05.544 --> 00:19:13.504
underserved communities it just becomes
a truly, and again, the fact that it

00:19:13.504 --> 00:19:15.574
accounts for a fifth of our economy.

00:19:16.084 --> 00:19:19.114
It is just an unwieldy monster.

00:19:19.634 --> 00:19:27.144
And I think just like anything else people
want a better experience and people want

00:19:27.264 --> 00:19:31.974
to have access and they want expertise.

00:19:32.324 --> 00:19:40.329
And so I think for a certain market,
it is worth spending money to get

00:19:40.329 --> 00:19:44.649
that better experience for something
as important as your healthcare

00:19:45.009 --> 00:19:49.274
. Candace Dellacona: I would also say, I
think it's important that it's not just

00:19:49.274 --> 00:19:51.104
experience that people are craving.

00:19:51.104 --> 00:19:51.959
They're craving good care.

00:19:53.294 --> 00:19:57.884
So we're not really talking about a luxury
here, unfortunately, we're talking about

00:19:58.034 --> 00:20:01.844
having the attention span of a physician
that doesn't have his hand or her hand

00:20:01.844 --> 00:20:05.144
on the door the entire time of the
appointment because insurance companies

00:20:05.144 --> 00:20:08.594
are requiring that they see a client
every, or patient every six minutes.

00:20:09.204 --> 00:20:13.944
So experience versus the actual care, I
think is really an important distinction.

00:20:14.394 --> 00:20:19.084
I also think if I could, is that,
the creation, the finding of Sollis

00:20:19.104 --> 00:20:23.774
Care, which is amazing because it
answered this deficit and this area

00:20:23.774 --> 00:20:29.324
where everyone realized there, there
wasn't anyone to fill that space.

00:20:29.654 --> 00:20:32.654
You then took almost a wide lens view.

00:20:32.654 --> 00:20:36.974
I'm gonna use your, one of your
Hollywood terms, but a wide lens view.

00:20:37.544 --> 00:20:43.184
And you started thinking about
care in a much broader way

00:20:43.634 --> 00:20:47.339
when you conceived of Appian?

00:20:47.439 --> 00:20:48.189
Is that accurate?

00:20:49.599 --> 00:20:50.379
Ben Kruger: Absolutely.

00:20:51.429 --> 00:20:56.679
With the creation of Sollis,
one of the things that I really

00:20:56.679 --> 00:21:00.649
enjoyed was the helping, right?

00:21:00.679 --> 00:21:06.019
The helping our clients and members deal
with the problems that they were facing.

00:21:06.349 --> 00:21:13.699
And yes, solace started really as this
approach to urgent emergency care, right?

00:21:13.699 --> 00:21:15.139
That, hey, I have an immediate need.

00:21:16.099 --> 00:21:23.549
But what we ended up building
around that was a really powerful

00:21:24.239 --> 00:21:27.689
care navigation engine as well.

00:21:27.959 --> 00:21:32.429
So when someone would come into us,
firstly, we would already know their

00:21:32.429 --> 00:21:37.019
medical histories and know who they
were, which made the experience of coming

00:21:37.019 --> 00:21:43.349
in, even with a new urgent situation,
a much better experience for them.

00:21:43.764 --> 00:21:49.974
By creating higher quality of care because
we didn't have to rule out 50 things.

00:21:50.154 --> 00:21:53.064
We knew, okay, there's a
history of this already.

00:21:53.244 --> 00:21:59.244
We can laser focus in on what that
problem probably is, might be, and

00:21:59.244 --> 00:22:02.754
then execute on that much more quickly.

00:22:03.054 --> 00:22:04.664
And with a lot more focus.

00:22:04.664 --> 00:22:10.124
Similarly, we already have relationships
with the rest of their care team, and so

00:22:10.214 --> 00:22:17.779
a lot of what Sollis continued to build
was those touchpoint with the family.

00:22:18.079 --> 00:22:21.889
Those touch points with the family's
support system, the primary care

00:22:21.889 --> 00:22:26.269
doctor, maybe they have a specialist,
a cardiologist an orthopedist.

00:22:26.599 --> 00:22:33.349
So Sollis would then be able to sit in
the middle and be able to communicate

00:22:33.439 --> 00:22:39.389
better and execute for the family, and
so really create this network effect.

00:22:40.919 --> 00:22:47.219
What I realized was Sollis did
that amazingly well when someone

00:22:47.219 --> 00:22:49.199
had that immediate need come in.

00:22:50.489 --> 00:22:56.639
When we were looking at a cohort
of our patients who were older,

00:22:57.299 --> 00:22:57.809
Candace Dellacona: Aging.

00:22:58.709 --> 00:23:03.694
Ben Kruger: Exactly they're
dealing with more healthcare

00:23:03.694 --> 00:23:07.024
complexities, more comorbidities.

00:23:07.384 --> 00:23:13.444
They have more complex
social dynamics as well,

00:23:13.594 --> 00:23:14.434
Candace Dellacona: Absolutely.

00:23:14.434 --> 00:23:14.764
Yeah.

00:23:15.484 --> 00:23:18.274
Ben Kruger: Some people have,
they've lost their partner.

00:23:18.325 --> 00:23:20.755
Their families may have moved away.

00:23:20.755 --> 00:23:27.055
And what I was seeing was that the
needs that they were presenting

00:23:27.055 --> 00:23:29.635
were much, much, much more complex.

00:23:30.025 --> 00:23:36.115
And that Sollis did a great job trying
to serve those needs, but wasn't

00:23:36.235 --> 00:23:40.665
built for that type of complexity
and that type of longevity care.

00:23:41.115 --> 00:23:49.305
And so as I saw that and I also
experienced my own experience as a

00:23:49.305 --> 00:23:51.525
member of the sandwich generation.

00:23:51.525 --> 00:23:55.975
I've got children and I
have aging parents as well.

00:23:56.365 --> 00:24:01.075
I started to think about can we take
some of the things that we learned

00:24:01.375 --> 00:24:10.220
about creating a really quality care
experience and apply that to a aging

00:24:10.220 --> 00:24:14.420
market and an aging demographic
who has a bit more complexity.

00:24:15.770 --> 00:24:23.090
As I looked at that, I realized
too, Sollis is focused, I would

00:24:23.090 --> 00:24:33.590
say 95% or more on medical care,
the needs of our aging population.

00:24:34.220 --> 00:24:41.530
Sure, the medical care needs are more and
more complex, but there's all of these

00:24:41.650 --> 00:24:44.860
other needs that go along with that.

00:24:44.860 --> 00:24:50.260
And with that aging process that I was
starting to look at and really start to

00:24:50.260 --> 00:24:53.570
understand more and educate myself on.

00:24:53.570 --> 00:25:02.095
And as I looked at that, I realized that
there was an opportunity to try to create

00:25:02.095 --> 00:25:11.125
that same kind of support network, that
advocacy, that navigation that we tried

00:25:11.125 --> 00:25:19.615
to provide to the healthcare system for
Sollis, for the broader journey of aging.

00:25:20.275 --> 00:25:22.190
And that's what Appian is.

00:25:23.049 --> 00:25:27.669
Candace Dellacona: When you think
about aging, and it's certainly a topic

00:25:27.669 --> 00:25:32.349
that comes up a lot on this podcast,
and as members, you and I of the

00:25:32.349 --> 00:25:37.539
sandwich generation, when you become
a caregiver in whatever form that

00:25:37.539 --> 00:25:39.639
is, whatever, however you define it.

00:25:40.854 --> 00:25:41.754
think you're right.

00:25:41.754 --> 00:25:46.554
Only a small percentage of what we
do as advocates for our aging loved

00:25:46.554 --> 00:25:50.064
ones have to do with the medical care.

00:25:50.664 --> 00:25:54.624
And part of the reason why I actually
started this podcast was to provide

00:25:54.624 --> 00:26:00.144
these resources that go beyond that
because the things that we need beyond

00:26:00.144 --> 00:26:06.174
the medical care are also time consuming,
also require sometimes expert guidance.

00:26:06.834 --> 00:26:12.324
And they are things that you and
I as laypeople may not do as well.

00:26:12.324 --> 00:26:21.294
So what I think you explained, and correct
me if I'm wrong, but, Appian seeks to

00:26:21.294 --> 00:26:28.434
serve as almost the quarterback for the
network surrounding your aging loved one.

00:26:28.584 --> 00:26:32.034
And what I love about that, and one of
the things that we've talked about on this

00:26:32.034 --> 00:26:34.284
podcast too, is the concept of solo aging.

00:26:34.284 --> 00:26:38.484
Because you don't always have
a network of people that can

00:26:38.484 --> 00:26:40.074
step in and advocate for you.

00:26:40.074 --> 00:26:47.694
So, when you come up with the concept
of Appian, I'm curious to know, as

00:26:47.694 --> 00:26:52.404
your dad who was, say, focused on the
care, what did everybody say to you?

00:26:52.404 --> 00:26:54.204
Did they say you're onto something Ben?

00:26:54.204 --> 00:26:55.374
Did they say you're crazy.

00:26:55.374 --> 00:26:59.034
It's too expansive, it's too big
of an idea, it's too ambitious.

00:26:59.034 --> 00:27:01.024
What was the, the feedback?

00:27:01.627 --> 00:27:02.827
Ben Kruger: It's
interesting you asked that.

00:27:03.097 --> 00:27:08.349
The feedback, firstly, I think stepping
back really what is the concept?.

00:27:08.372 --> 00:27:14.682
I think that you identified it well, it
is creating a service that can be the

00:27:14.687 --> 00:27:21.357
partner to the aging adults or the family
and the caregivers and or and or both.

00:27:22.137 --> 00:27:31.557
And act really as their advocate, guide,
supporter, project manager through

00:27:31.617 --> 00:27:36.207
the holistic process of aging, right?

00:27:36.247 --> 00:27:43.897
And what we see is aging
is incredibly complex.

00:27:44.007 --> 00:27:44.227
Candace Dellacona: Yes.

00:27:45.127 --> 00:27:48.817
Ben Kruger: Everyone is going to
have a different experience, right?

00:27:48.907 --> 00:27:51.727
Some will have extreme
medical needs, some won't.

00:27:52.177 --> 00:27:53.557
Some will be aging alone.

00:27:53.557 --> 00:27:56.847
Some will have, beautiful
communities and families.

00:27:57.237 --> 00:28:05.967
But for everyone, that journey
is one of the most important and

00:28:05.967 --> 00:28:08.667
impactful moments of one's life.

00:28:09.147 --> 00:28:16.767
It sounds obvious, but for most people,
especially in today's modern America,

00:28:17.517 --> 00:28:19.692
aging is something that happens to them.

00:28:20.962 --> 00:28:29.607
And what we seek to do is honor the
process by giving people the tools to

00:28:30.612 --> 00:28:36.192
place the attention and intention on
aging that it deserves, so that aging

00:28:36.192 --> 00:28:42.462
goes from a passive experience that
happens into an active project that you

00:28:42.462 --> 00:28:49.902
get to engage with, and that you get to
make good decisions for yourself and for

00:28:49.902 --> 00:28:55.842
your family that are going to optimize
your life today and set yourself up for

00:28:55.842 --> 00:28:58.752
the best possible future you can have.

00:28:59.142 --> 00:29:02.562
Candace Dellacona: So with all of that,
if you think of aging as a project,

00:29:02.562 --> 00:29:04.392
I think that's a great analogy.

00:29:04.892 --> 00:29:11.972
Creating the infrastructure so that
when things do happen, when the result

00:29:11.972 --> 00:29:17.342
of the quote unquote, aging could end
up in a compromised mental capacity if

00:29:17.342 --> 00:29:21.032
you have a memory impairment issue or
you're physically more limited than you

00:29:21.032 --> 00:29:25.052
once were having that infrastructure in
place, and you and I have talked about

00:29:25.052 --> 00:29:30.092
this a bunch of times, Ben, it provides
choices so that there is no crisis.

00:29:30.092 --> 00:29:33.692
And I think that's one of the main
points that I try to make with my

00:29:33.692 --> 00:29:38.912
clients, with our listeners, is that
when you set up yourself for success,

00:29:39.482 --> 00:29:44.702
and you think about what the future
holds and lay the plan so that it's

00:29:44.702 --> 00:29:47.372
plug and play, it is much more seamless.

00:29:47.372 --> 00:29:54.442
There are less mistakes, it is less
costly than making a really misguided

00:29:54.832 --> 00:29:58.132
under the gun decision in crisis mode.

00:29:58.582 --> 00:30:04.477
And so I think what is also quite
universal in setting up this plan is

00:30:05.197 --> 00:30:13.007
children of, the older generations,
many of us struggle with, how do we even

00:30:13.007 --> 00:30:19.827
start this conversation to say, Hey,
mom, dad, aunt, uncle, whomever it is.

00:30:20.367 --> 00:30:21.417
What's the plan?

00:30:21.417 --> 00:30:25.077
How do we start that dialogue?

00:30:25.167 --> 00:30:26.727
What's your best advice?

00:30:27.256 --> 00:30:34.726
Ben Kruger: The best advice that I have
through this process and my experience is

00:30:36.856 --> 00:30:38.686
not to wait to engage.

00:30:39.346 --> 00:30:42.466
Engage now in a conversation.

00:30:44.266 --> 00:30:53.706
And secondarily, it's to really listen
, as the members of the sandwich generation

00:30:53.706 --> 00:31:04.676
to really try to understand what are the
goals and desires of the aging loved one?

00:31:05.096 --> 00:31:06.896
What is it that they want?

00:31:07.166 --> 00:31:09.176
What are they scared of?

00:31:09.386 --> 00:31:10.646
What don't they want?

00:31:11.126 --> 00:31:20.246
The first step is to really get to
know them and go more deeply into their

00:31:21.521 --> 00:31:24.041
hopes and dreams and fears as well.

00:31:24.041 --> 00:31:26.201
Fears play a huge part of that.

00:31:27.101 --> 00:31:34.301
I think the challenge is for a lot of
people and a lot of us, the relationships

00:31:34.301 --> 00:31:36.731
that we have can be complicated.

00:31:37.091 --> 00:31:40.701
It's very hard for a lot of
people to have the kind of open

00:31:40.701 --> 00:31:43.551
conversations that they hope to have.

00:31:43.761 --> 00:31:46.071
Not everybody has those tools.

00:31:46.491 --> 00:31:50.511
People have the tools of, let me
fix a problem and, I can get on the

00:31:50.511 --> 00:31:52.401
internet and I'll figure something out.

00:31:52.761 --> 00:31:59.241
But those other tools, especially when
it's with your parents  are more complex.

00:31:59.241 --> 00:32:00.891
It is more challenging.

00:32:01.231 --> 00:32:11.451
So in some ways we can serve as an
intermediary or that third party who can

00:32:11.721 --> 00:32:17.591
step in there and have that conversation
and start that dialogue in a way and it

00:32:17.591 --> 00:32:24.281
allows people to speak to us potentially
in a way that they might not be able to

00:32:24.281 --> 00:32:27.371
speak to their children and they might
not be able to speak to their parents.

00:32:27.641 --> 00:32:34.031
But I think generally the more you can
do to really ask open-ended questions,

00:32:35.261 --> 00:32:39.701
honor and accept what you're hearing.

00:32:40.121 --> 00:32:41.261
And I'll give an example.

00:32:41.801 --> 00:32:49.261
For instance, my mother and my stepfather
they live outside of New York City.

00:32:49.261 --> 00:32:55.021
They live about an hour out of town
in a three story home that is not

00:32:55.021 --> 00:32:58.831
really aging appropriate, let's say.

00:32:59.251 --> 00:33:06.616
And the conversation about where to age
and how has been an ongoing conversation.

00:33:07.216 --> 00:33:14.139
And the first time I asked the
question about this I approached

00:33:14.139 --> 00:33:18.219
it like, Hey, your house isn't
safe in case something happens,

00:33:18.219 --> 00:33:19.719
what's gonna happen in the winter?

00:33:19.729 --> 00:33:22.699
If someone slips and falls and
gets hurt, you don't have a

00:33:22.699 --> 00:33:24.079
bathroom on your first floor.

00:33:24.319 --> 00:33:25.804
This is a disaster waiting to happen.

00:33:27.064 --> 00:33:28.204
What are you gonna do?

00:33:28.414 --> 00:33:29.224
How can I help.

00:33:30.604 --> 00:33:36.034
That was not met with the kind
of, warmth and appreciative

00:33:36.194 --> 00:33:38.414
appreciation that I expected.

00:33:38.664 --> 00:33:42.834
And instead it was, Hey,
we've got it covered.

00:33:43.074 --> 00:33:44.274
Don't worry about it.

00:33:44.644 --> 00:33:46.494
And we're figuring something out.

00:33:46.934 --> 00:33:52.754
And what I didn't realize was I
was projecting all of my fears

00:33:52.754 --> 00:33:54.704
and all of my needs onto them.

00:33:55.034 --> 00:33:58.994
The need for me was, or my fear
is, okay, you're gonna get hurt.

00:33:59.184 --> 00:34:04.104
And my need is I want you to be safe,
and I wanna know what's happening so

00:34:04.104 --> 00:34:06.474
I'm not called in the middle of the
night and have to deal with this.

00:34:06.474 --> 00:34:07.974
I mean, sort of selfishly,

00:34:08.229 --> 00:34:09.279
Candace Dellacona: Yeah, yeah, yeah.

00:34:09.609 --> 00:34:10.149
Yeah.

00:34:10.274 --> 00:34:17.744
Ben Kruger: But that's just not ultimately
how these conversations work best.

00:34:17.924 --> 00:34:25.024
And so instead asking, Hey, if you
had your dream scenario of how you're

00:34:25.024 --> 00:34:30.544
going to live the next 10 years of
your life and where you're going to

00:34:30.544 --> 00:34:31.954
live, like what does that look like?

00:34:32.794 --> 00:34:37.499
What would be, your kind
of nightmare scenario.

00:34:37.499 --> 00:34:38.549
What don't you want?

00:34:39.029 --> 00:34:44.219
So and a lot of the time what happens is
people say you'll speak to an aging adult,

00:34:44.219 --> 00:34:47.219
and I don't know what the percentage is,
but a very high percentage of people will

00:34:47.219 --> 00:34:49.019
say, Hey, I wanna, I want to age in place.

00:34:49.019 --> 00:34:50.069
I wanna live at home.

00:34:50.309 --> 00:34:54.964
A lot of that has to do with comfort,
the community that they have.

00:34:55.014 --> 00:34:56.724
But all of those things are changing too.

00:34:57.294 --> 00:35:03.384
So helping to have a really complex
and sort of intentional dialogue around

00:35:03.384 --> 00:35:08.004
this will unlock options and decisions.

00:35:08.324 --> 00:35:15.084
I think, the same goes for this big
question of taking away the keys, right?

00:35:15.194 --> 00:35:15.729
For the driver.

00:35:16.439 --> 00:35:20.189
How do you talk to someone who you
don't feel safe with them driving?

00:35:20.819 --> 00:35:27.569
It's not that people necessarily are so
desperate to drive their own car, driving

00:35:27.569 --> 00:35:30.179
isn't that great, but what is great?

00:35:30.569 --> 00:35:31.469
Independence.

00:35:31.849 --> 00:35:38.059
And so how can you come up with
understanding what the fear is?

00:35:38.059 --> 00:35:39.619
I'm gonna lose my independence.

00:35:39.829 --> 00:35:40.069
Okay.

00:35:40.069 --> 00:35:47.404
How can we solve for that issue while
also solving for the safety issue.

00:35:47.734 --> 00:35:51.784
And I think it takes that kind
of intentionality and that kind

00:35:51.784 --> 00:35:54.214
of thoughtfulness and time.

00:35:54.454 --> 00:35:57.634
And not everybody has that, and not
everybody has that relationship.

00:35:58.309 --> 00:35:59.059
Candace Dellacona: I think you're right.

00:35:59.059 --> 00:36:03.559
I think one of the things that many
people struggle with is the role

00:36:03.559 --> 00:36:05.359
that you play within the family unit.

00:36:05.359 --> 00:36:07.639
It's a role that you've
played for a really long time.

00:36:07.639 --> 00:36:10.189
And I think sometimes
there is a role reversal.

00:36:10.189 --> 00:36:15.559
I had that with my own dad where
he was seeking advice for me in

00:36:15.559 --> 00:36:17.629
ways that he had never done before.

00:36:18.139 --> 00:36:19.339
It was strange.

00:36:19.419 --> 00:36:20.679
It was unnerving.

00:36:20.919 --> 00:36:26.139
I was lucky that he actually
thought that my input was valuable.

00:36:26.139 --> 00:36:29.349
I think a lot of adult children
don't have that experience.

00:36:29.399 --> 00:36:32.339
One of the things that you
said, and I think it's the key

00:36:32.339 --> 00:36:33.659
to all of it, is listening.

00:36:34.439 --> 00:36:39.239
And sometimes your family relationship
doesn't really allow for that.

00:36:39.239 --> 00:36:44.069
So having a neutral third party, whether
it's Appian or geriatric care manager

00:36:44.069 --> 00:36:51.099
in general, I think people should think
of the professionals in the context

00:36:51.189 --> 00:36:57.069
of being able to push in on certain
subjects so that the information

00:36:57.069 --> 00:37:02.169
that we need as adult children and
advocates, who cares how we get it.

00:37:03.129 --> 00:37:06.309
If it comes from the geriatric care
manager 'cause mom or dad or aunt or

00:37:06.309 --> 00:37:08.409
uncle couldn't say it out loud to you.

00:37:08.409 --> 00:37:09.189
It doesn't matter.

00:37:09.584 --> 00:37:17.809
But the more data and information we have,
the better we're able to plan for and help

00:37:17.809 --> 00:37:19.639
our loved one plan for what it looks like.

00:37:19.639 --> 00:37:23.909
And just, based on what you said, Ben you
come, to your mom and your stepdad and you

00:37:23.909 --> 00:37:26.249
love them and you're like afraid for them.

00:37:26.579 --> 00:37:29.309
I'm sure what they heard is, I know best.

00:37:29.619 --> 00:37:31.209
You are not doing this.

00:37:31.599 --> 00:37:35.529
So changing that dialogue I
think is really important.

00:37:35.529 --> 00:37:40.419
And it is so great to have a neutral
third party that can help you do that

00:37:40.719 --> 00:37:45.489
so that you can continue with your,
relationship as complex as it is,

00:37:46.029 --> 00:37:49.149
you don't also have to solve for, how
do you find out what their hopes and

00:37:49.149 --> 00:37:51.939
dreams are when you've never had a
conversation like that in 45 years?

00:37:52.239 --> 00:37:52.519
Ben Kruger: Absolutely.

00:37:52.534 --> 00:37:59.179
And, look, I'm a traditional like
fixer and problem solver type.

00:37:59.229 --> 00:38:00.219
That's who I am.

00:38:00.219 --> 00:38:02.559
That's who I am in my business.

00:38:02.559 --> 00:38:11.239
But whether it's with your children or
your spouse or your aging parents, how

00:38:11.239 --> 00:38:15.649
you engage and how you listen and how
you show up really, really matters.

00:38:15.649 --> 00:38:23.299
And so I think what I'm trying to build,
too, is a service that can do both.

00:38:23.749 --> 00:38:31.914
We will absolutely do, and we are the
project manager, problem solver, network.

00:38:32.604 --> 00:38:36.744
And that's the sort of engine that
I'm building and is really taking

00:38:36.794 --> 00:38:42.404
this idea of care management, of
care coordination, of navigation, and

00:38:43.184 --> 00:38:48.844
adding a technological underpinning
to that to make it more efficient.

00:38:49.054 --> 00:38:52.744
And so whenever you have a
need, we are there to solve it.

00:38:53.044 --> 00:38:55.894
That is the core underpinning.

00:38:56.404 --> 00:39:02.769
But, what we realize and what my
concept really is that it has to

00:39:02.769 --> 00:39:12.159
engage in the human, emotional,
intentional way that will speak

00:39:12.159 --> 00:39:14.289
to people where they actually are.

00:39:14.679 --> 00:39:20.814
Because one of the challenges with all
of this is getting people to make those

00:39:20.814 --> 00:39:26.334
decisions, getting people to start,
take that first step on the journey.

00:39:26.614 --> 00:39:28.564
And that's why we think
of it as a journey.

00:39:29.104 --> 00:39:34.954
But if you can help people along
to take those steps and then you're

00:39:34.954 --> 00:39:39.514
providing them with all of the
resources that they need to execute

00:39:39.934 --> 00:39:42.574
and helping to keep them on the path.

00:39:43.034 --> 00:39:49.394
We are gonna take this detour and that
will mean this, but then we end up over

00:39:49.394 --> 00:39:54.184
here and if you help them along, then
it becomes a really empowering process.

00:39:55.204 --> 00:39:58.054
Candace Dellacona: One of the things
that we talk about often is the fact

00:39:58.054 --> 00:40:01.564
that it is empowering, that we wanna
engage our loved ones so that we're

00:40:01.564 --> 00:40:05.704
not the one making the decision when
it's long past the time that they can.

00:40:06.184 --> 00:40:09.184
And we're supposing what they want.

00:40:09.184 --> 00:40:12.034
We're just assuming I think
that they would want this.

00:40:12.034 --> 00:40:15.794
So it's really nice to involve,
your loved one in the dialogue

00:40:15.794 --> 00:40:17.664
so that they can pick the course.

00:40:17.964 --> 00:40:21.054
And so there isn't a lot
of getting off the path.

00:40:21.404 --> 00:40:28.139
And whether it's Appian or any other
methodology you choose as you age, I think

00:40:28.139 --> 00:40:33.599
one of the key factors, Ben, that you and
I have talked about often is the plan.

00:40:34.259 --> 00:40:40.379
And having the plan in place
will allow you to age well.

00:40:41.039 --> 00:40:46.469
And whether that looks like a really
strong family unit where powers can be

00:40:46.469 --> 00:40:52.199
delegated and tasks can be handed out
because you have a family of physicians

00:40:52.199 --> 00:40:54.059
and social workers and finance people.

00:40:54.089 --> 00:40:55.379
Awesome, that's great.

00:40:55.859 --> 00:41:01.109
But the conversation has to start about
what the expectations are and how to set

00:41:01.109 --> 00:41:04.589
up that framework in advance of a crisis.

00:41:05.249 --> 00:41:10.565
So I will say that, looking at Appian
and, I really hope that this is the

00:41:10.565 --> 00:41:17.115
way of the future that, our goal as
a human race is to age well, even

00:41:17.115 --> 00:41:20.535
though in America, obviously we're so
focused on youth, but that's one of

00:41:20.535 --> 00:41:23.355
the inevitable sort of factors of life.

00:41:23.355 --> 00:41:26.025
If you are lucky enough to have
a long life, you're gonna age.

00:41:26.685 --> 00:41:33.075
So it's awesome that you've come up with
this concept to really try to address

00:41:33.075 --> 00:41:38.955
this giant issue that we're all going to
face whether ourselves or we're going to

00:41:38.955 --> 00:41:41.235
advocate for somebody else in the process.

00:41:41.415 --> 00:41:44.575
I think the other part, and I've
mentioned this a couple of times

00:41:44.575 --> 00:41:48.325
before, we have people watching us,
and those people are our children.

00:41:48.395 --> 00:41:49.955
We're modeling for them.

00:41:50.195 --> 00:41:58.175
So the way in which we are providing care
to our aging loved ones is being witnessed

00:41:58.175 --> 00:42:01.505
by the generation of people we're trying
to bring up to do better than we did.

00:42:02.007 --> 00:42:03.657
Ben Kruger: That's absolutely right.

00:42:04.347 --> 00:42:12.097
I love seeing my children with my parents
and having them experience that kind of

00:42:12.107 --> 00:42:15.127
beautiful, multi-generational experience.

00:42:15.457 --> 00:42:20.777
And again, I think, when we look
back 50 years or into other cultures,

00:42:21.722 --> 00:42:23.342
families were all living together.

00:42:23.342 --> 00:42:27.002
There really was this amazing
network effect that you could have.

00:42:27.302 --> 00:42:32.612
But in today's society, again,
things are quite fragmented.

00:42:33.122 --> 00:42:35.972
People's lives are quite individualistic.

00:42:36.182 --> 00:42:38.702
Everyone is busy and doing their thing.

00:42:39.242 --> 00:42:45.002
And there isn't also that kind of
multi-generational, natural experience

00:42:45.002 --> 00:42:50.102
that one would have and roadmap that
one would've already had of well, I've

00:42:50.102 --> 00:42:52.832
seen someone age, I've witnessed it.

00:42:52.832 --> 00:42:55.352
I've seen, I saw my aunt
do that for my grandmother.

00:42:55.402 --> 00:42:57.142
I've been there along the way.

00:42:57.142 --> 00:42:58.522
And so there's a blueprint.

00:42:58.822 --> 00:42:59.932
There's already a blueprint.

00:42:59.932 --> 00:43:02.182
For us today, there is no blueprint.

00:43:02.512 --> 00:43:09.502
And I think that what is really
shocking to me, but very obvious

00:43:09.562 --> 00:43:13.432
is almost no one is prepared.

00:43:14.602 --> 00:43:21.622
Almost no one has given this experience
and this journey the thought, the

00:43:21.682 --> 00:43:27.802
honor that it deserves and once, as you
say, once you get to the point where

00:43:28.012 --> 00:43:31.792
you are in crisis, it is too late.

00:43:32.872 --> 00:43:37.102
It is too late to make the kind of
choices that you would want, and

00:43:37.312 --> 00:43:39.772
suddenly you are then just reacting.

00:43:40.012 --> 00:43:47.572
And so Appian unquestionably does
crisis management, but our goal is to

00:43:47.572 --> 00:43:50.182
engage people before there's a crisis.

00:43:50.482 --> 00:43:54.862
And once you have a plan in
place, you can execute that plan.

00:43:54.862 --> 00:43:58.222
And the resources that you
need are much more manageable.

00:43:58.432 --> 00:44:06.277
And so even outside of people who may not
want to engage an outside support system

00:44:06.277 --> 00:44:14.497
like Appian, I really encourage people
to engage early in the conversation.

00:44:15.742 --> 00:44:21.782
Engage early in the planning and
obviously that's why, when we spoke

00:44:21.992 --> 00:44:24.872
the legal piece of it is huge.

00:44:25.142 --> 00:44:28.292
The logistical side of it is huge.

00:44:28.642 --> 00:44:35.482
And so that's what I would just say
to the listener, start planning today.

00:44:36.082 --> 00:44:39.772
If you need support,
reach out, ask for it.

00:44:39.832 --> 00:44:42.832
You have so many resources, and it's
one of the beautiful things about

00:44:42.832 --> 00:44:46.552
this show is that you are bringing
these resources together for people.

00:44:46.842 --> 00:44:52.662
And there are resources out there
for, really almost anyone with,

00:44:53.002 --> 00:44:55.622
very differing levels of resource.

00:44:55.772 --> 00:44:56.462
Candace Dellacona: I think you're right.

00:44:56.462 --> 00:45:00.362
I think I'm gonna echo what you said is
that the time to have the conversations

00:45:00.362 --> 00:45:07.322
now we have to honor the process of aging
with intention and thought, and there's

00:45:07.322 --> 00:45:11.642
no better way to show someone that you
love them than starting this dialogue.

00:45:11.942 --> 00:45:18.932
I also wanna thank you because you
have seen this problem and you've

00:45:18.932 --> 00:45:25.532
sought your own creativity and really
tapped into trying to do a good

00:45:25.532 --> 00:45:31.172
thing, a mitzvah, if you will, by
answering a problem that we all have.

00:45:31.172 --> 00:45:38.672
So in the creation of Appian, hopefully
inspiring other founders to identify and

00:45:38.672 --> 00:45:43.262
hope they solve for those problems to
make it easier for us in the sandwich

00:45:43.262 --> 00:45:48.822
generation to provide the care for our
loved ones so that they can age well and

00:45:48.822 --> 00:45:53.512
they can, live out their beautiful life
and end their beautiful life with dignity.

00:45:53.512 --> 00:45:56.932
Because I think that's all we
hope to do for our loved ones.

00:45:56.932 --> 00:46:01.682
So thank you so much for being here and,
sharing your story with us and again,

00:46:01.682 --> 00:46:06.557
sharing your passion and your creativity
that really is truly answering the call.

00:46:08.774 --> 00:46:12.944
Ben Kruger: I appreciate being on the
show so much, and you're absolutely right.

00:46:12.944 --> 00:46:22.369
The needs are vast, but there are lots of
really passionate, smart people out there

00:46:22.369 --> 00:46:27.659
trying to solve these problems and I thank
you for bringing a lot of this together,

00:46:28.064 --> 00:46:28.514
Candace Dellacona: Yeah, my pleasure.

00:46:28.529 --> 00:46:29.249
Ben Kruger: Thanks for having me.

00:46:29.394 --> 00:46:30.239
Candace Dellacona: You're welcome.

00:46:30.569 --> 00:46:31.049
Thanks, Ben.