{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "017 How to Scale Premium Up and Down",
      "startTime": 0,
      "endTime": 111
    },
    {
      "title": "How I Have Used Whole Life Flexibility, Personally",
      "startTime": 111,
      "endTime": 206
    },
    {
      "title": "Comparing Whole Life Insurance to Other Insurance",
      "startTime": 206,
      "endTime": 247
    },
    {
      "title": "Setting the Stage for Flexibility",
      "startTime": 247,
      "endTime": 367
    },
    {
      "title": "Scale Down PUA Premium",
      "startTime": 367,
      "endTime": 532
    },
    {
      "title": "Using Policy Loans to Pay Premium",
      "startTime": 532,
      "endTime": 613
    },
    {
      "title": "Premium Offsets to Pay Premium",
      "startTime": 613,
      "endTime": 663
    },
    {
      "title": "Scale Up PUA Premium Payments to Accelerate Growth",
      "startTime": 663,
      "endTime": 700
    },
    {
      "title": "Balanced Policy Design vs. Maxed Out PUA",
      "startTime": 700,
      "endTime": 818
    },
    {
      "title": "Conclusion and Next Steps",
      "startTime": 818,
      "endTime": 844
    }
  ]
}