In this episode, Max Moore and Tyler Lingle tackle one of the most misunderstood questions in real estate investing and home buying:Should you ever buy a property based solely on interest rates?
With rates hovering around the 6–7% range, many buyers feel frozen on the sidelines—waiting for “better” conditions. But is that actually the smart move?
In this conversation, we break down:
- Why interest rates matter far less long-term than most people think
- The difference between buying a primary residence vs. an investment property
- Why location, purchase price, and cash flow beat rates every time
- How the 3% rate era distorted buyer psychology
- What today’s supply-and-demand dynamics mean for negotiations
- When higher rates can still produce excellent deals- Why “just waiting for rates to drop” can actually cost you more
They also share real-world examples—including buying an investment property at 8% interest—and explain how to properly evaluate deals using math, not emotion.
If you’re thinking about buying a home, investing in real estate, or just trying to understand how rates actually affect long-term wealth, this episode is a must-watch.
👇 Ready to take the next step? Follow the plan below:
📩 STEP 1 – Stay in the loop
Sign up for our newsletter: https://rootsrealty.co/join-roots-newsletter
Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Come to our next live event: https://rootsrealty.co/events
📅 STEP 2 – Get expert advice
Book a free intro call with Max or Tyler:
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G
🤝 STEP 3 – Get matched with an agenthttps://rootsrealty.co/buy/book-a-consultation
🎟️ Join the Next Masterclass: https://bit.ly/roots-masterclass
🌱 Come to our Next Coffee & Connect: https://bit.ly/roots-cofeeconnect
📸 Follow Us
Roots Realty Co: https://www.instagram.com/roots.realty.co/
Max Moore: https://www.instagram.com/maxxmoorre/
Tyler Lingle: https://www.instagram.com/tyler_lingle/
Disclaimer:This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.
What is The Roots Podcast?
Helping people plant roots & build wealth.
Join hosts Max and Tyler as they inspire you to plant roots in the places that matter most—your home, career, and community. Whether you’re a first-time homebuyer, a seasoned investor, or simply striving for financial freedom, this podcast is your roadmap to retiring on your terms, building wealth, and reclaiming time for what truly matters: relationships, family, and personal growth.
Tune in weekly for actionable strategies, inspiring stories, and insights on growing your real estate portfolio, balancing work and life, and living with purpose. 🌱