Retirement Tax Matters | Advanced Tax Planning for High-Net-Worth Retirees

Discover why working just six months longer can be a bigger retirement planning boost than most near-retirees realize. But while working longer almost always works out, for retirees in the $2M-$8M range sometimes this question comes back to defining enough and knowing when continuing to wait one more year might not be the best path to take. We have developed a 5 step framework for what tax planning looks like for High-Net-Worth Retirees between $2M-$8M. It walks you through each season of the calendar year and how we implement tax-return driven financial planning for clients. Request a free resource using this link: https://www.retirementtaxmatters.com/checklist(00:00) – Welcome & Spring Allergies(01:51) – The One More Year Syndrome(03:27) – The Power of Working Longer Study(06:21) – The Retirement Boost of Working Longer(08:44) – The Role of Social Security & Portfolio Preservation(12:47) – Tax Implications & Roth Conversion Windows(17:34) – The Identity Crisis of a High Achiever(21:14) – Practical Tax Planning Steps for This Year(24:02) – Finding Peace of Mind in RetirementDisclosures: https://www.retirementtaxmatters.com/disclosures

Show Notes

Discover why working just six months longer can be a bigger retirement planning boost than most near-retirees realize. But while working longer almost always works out, for retirees in the $2M-$8M range sometimes this question comes back to defining enough and knowing when continuing to wait one more year might not be the best path to take.


We have developed a 5 step framework for what tax planning looks like for High-Net-Worth Retirees between $2M-$8M. It walks you through each season of the calendar year and how we implement tax-return driven financial planning for clients. Request a free resource using this link: https://www.retirementtaxmatters.com/checklist


(00:00) – Welcome & Spring Allergies

(01:51) – The One More Year Syndrome

(03:27) – The Power of Working Longer Study

(06:21) – The Retirement Boost of Working Longer

(08:44) – The Role of Social Security & Portfolio Preservation

(12:47) – Tax Implications & Roth Conversion Windows

(17:34) – The Identity Crisis of a High Achiever

(21:14) – Practical Tax Planning Steps for This Year

(24:02) – Finding Peace of Mind in Retirement


Disclosures: https://www.retirementtaxmatters.com/disclosures

What is Retirement Tax Matters | Advanced Tax Planning for High-Net-Worth Retirees?

An educational podcast from financial advisors Garrett Crawford, CFP® and Adam Reed, dedicated to helping retirees between $2M-$8M with tax-return driven financial planning. At this level of wealth an integrated strategy for your tax return, investments, and long-term goals is critical. We explore advanced topics like Roth conversions, RMDs, and charitable giving to help you ensure your family remains your biggest beneficiary.