{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "Introduction and Chamber awards overview\r",
      "startTime": 0,
      "endTime": 22
    },
    {
      "title": "What winning Business of the Year means to Peninsula Credit Union\r",
      "startTime": 22,
      "endTime": 107
    },
    {
      "title": "Branch locations and regional reach\r",
      "startTime": 107,
      "endTime": 153
    },
    {
      "title": "Member-owned model and mission-driven strategy\r",
      "startTime": 153,
      "endTime": 212
    },
    {
      "title": "Hispanic community outreach and bilingual services\r",
      "startTime": 212,
      "endTime": 329
    },
    {
      "title": "FireLingo, trust-building, and member relationships\r",
      "startTime": 329,
      "endTime": 398
    },
    {
      "title": "Hispanic advisory council and Heritage Month celebration\r",
      "startTime": 398,
      "endTime": 421
    },
    {
      "title": "Financial education programs and community outreach\r",
      "startTime": 421,
      "endTime": 495
    },
    {
      "title": "Breaking down financial anxiety and barriers\r",
      "startTime": 495,
      "endTime": 625
    },
    {
      "title": "Leadership development and Boss of the Year recognition\r",
      "startTime": 625,
      "endTime": 734
    },
    {
      "title": "Leading by example in the community\r",
      "startTime": 734,
      "endTime": 807
    },
    {
      "title": "Real member “wow story” and debt consolidation impact\r",
      "startTime": 807,
      "endTime": 961
    },
    {
      "title": "Why these stories matter and happen every day\r",
      "startTime": 961,
      "endTime": 1063
    },
    {
      "title": "Financial stress, emergency savings, and real-life challenges\r",
      "startTime": 1063,
      "endTime": 1230
    },
    {
      "title": "Final thoughts on service, trust, and community commitment",
      "startTime": 1230,
      "endTime": 0
    }
  ]
}