Taking Control: The ADHD Podcast

Jesse Mecham is the Founder of You Need a Budget ... or YNAB ... an award-winning money management app, and personal finance expert. He's here this week to talk about the YNAB method, finding focus on your money, and changing the way you think about budgeting... "You've never done money like this."

Show Notes

GPS is Now Open! Visit https://takecontroladhd.com/gps to learn more and take control of your planning today!

Ok, let's get this out of the way: We're big fans of You Need a Budget. Like, huge fans. Massive, life-changing kind of product fans. So you can imagine that we're a bit beside ourselves this week.

See, for someone who has had struggles with money in the past, discovering a tool that has the capacity to rewire your brain around budgeting and spending is a pretty big deal™. That's YNAB, a budgeting tool like no other. Even better, while the team had not intention to make a budgeting tool that can work for folks with ADHD brains, for a lot of us, they did just that.

Jesse Mecham is the Founder of YNAB and personal finance expert. He hosts the You Need A Budget Podcast, the Beginning Balance Podcast and is the Wall Street Journal best-selling author of the book of the same name, You Need A Budget. The Smart Money Mama herself, Chelsea Brennan, introduced us to YNAB in 2020 and the tool quickly landed at the top of our list of favorite, life-changing services, so Jesse is here not only as a budgeting guy we think you might like to meet, but because we are legit fans.

YNAB isn't a sponsor of this show, but we encourage you to visit right away and sign up for their 34-day free trial and see how it works for you.
  • (00:00) - Welcome to The ADHD Podcast
  • (02:41) - Support the Show: Become a Patron at Patreon.com/TheADHDPodcast
  • (05:42) - Introducing Jesse Mecham
  • (12:58) - The Tenses of Money
  • (15:58) - The Four Rules
  • (16:56) - 1. Giving Every Dollar a Job
  • (20:00) - 2. Embrace your True Expenses
  • (25:06) - 3. Role with the Punches
  • (26:18) - 4. Aging Your Money
  • (29:28) - The Elusive Emergency Fund
  • (32:48) - What if you hate "Budgeting"
  • (34:18) - Your Credit Card and You
  • (38:44) - What if you're overwhelmed?
  • (42:32) - YNAB as a Couple
  • (45:47) - Kids

🎯 Ready to turn your planning chaos into clarity? Take a look at Guided Planning Sessions (GPS)—from getting started to mastering your weekly routines. Whether you’re just picking your tools or refining a system that finally sticks, GPS gives you the structure, support, and community you need to make it happen. Explore more and join today at TakeControlADHD.com/GPS.
★ Support this podcast on Patreon ★

What is Taking Control: The ADHD Podcast?

Nikki Kinzer and Pete Wright offer support, life management strategies, and time and technology tips, dedicated to anyone looking to take control while living with ADHD.