47 million Indians just lost their life insurance coverage. But not one of the country’s biggest insurers seem bothered.
In this episode, we look at the silent collapse of credit-linked life insurance—policies that were once bundled with microloans and quietly protected millions of low-income borrowers. But now, that model is breaking down.
Blame mounting defaults, shaky microfinance lending, and a post-pandemic spike in death claims. As lenders pull back and insurers retreat, entire communities are being pushed out of the safety net—with barely a ripple in the headlines.
Why the regulator won’t step in and what persistent high mortality means for the future of group insurance?
Tune in.
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What is Daybreak?
Business news is complex and overwhelming. It doesn’t have to be. Every day of the week, from Monday to Friday, Daybreak tells one business story that’s significant, simple and powerful.
Hosted from The Ken’s newsroom by Snigdha Sharma and Rahel Philipose, Daybreak relies on years of original reporting and analysis by some of India’s most experienced and talented business journalists.