Ask Rusty: Your Social Security Advisor

Dear Rusty: I’m 60 and my wife is 62. I have terminal Stage IV prostate cancer, but my wife is in pretty good health. If I draw at 62 would that affect my wife’s survivor benefits? When should she start to withdraw? Also, when I die what would she get? Would she get her SS and then something of mine? Or must she choose between keeping hers and taking my survivor benefit? Please assist – I don’t have much energy anymore. Signed: Running on Empty

What is Ask Rusty: Your Social Security Advisor?

Russ “Rusty” Gloor is a member of the AMAC Foundation’s accredited Social Security Advisory staff. With each episode of “Ask Rusty” he will tell you about an actual Social Security question received at the AMAC Foundation offices.

These recordings are intended for information purposes only and do not represent legal or financial guidance. They present the opinions and interpretations of the AMAC Foundation’s staff, trained and accredited by the National Social Security Association (NSSA). NSSA and the AMAC Foundation, and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (amacfoundation.org/programs/social-security-advisory) or email us at ssadvisor@amacfoundation.org.>