Retirement Answer Man

Should you use historical or projected returns in your retirement model? One of our listeners asks this question in a very eloquent way.  On this episode of Retirement Answer Man, I’ll spend some time on this question and share my thoughts on...

Show Notes

Should you use historical or projected returns in your retirement model? One of our listeners asks this question in a very eloquent way. 
On this episode of Retirement Answer Man, I’ll spend some time on this question and share my thoughts on which type of model you should use. You’ll also hear the answers to several other listener questions before Kevin Lyles and I discuss tips for having successful conversations with your spouse in retirement. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN LISTENER QUESTIONS 
  • [1:30] Should we use historical or projected returns?
  • [20:11] What is the intent?
  • [23:00] What I sound like at 75% speed
  • [24:05] How to rank spending priorities
  • [28:24] Insurance options before Medicare
  • [32:14] On estimating longevity in a retirement plan
BRING IT ON WITH KEVIN LYLES 
  • [35:48] Conversations to have with your spouse in retirement
  • [38:11] Tips for successful conversations
  • [40:42] Questions to ask each other
TODAY’S SMART SPRINT SEGMENT 
  • [50:32] Review your capital market assumptions
Resources Mentioned In This Episode
Viking Cruises
Rock Retirement Club
Roger’s YouTube Channel - Roger That
BOOK -  Rock Retirement  by Roger Whitney
Roger’s Retirement Learning Center

What is Retirement Answer Man?

A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management in retirement as well as retirement travel and other non-financial issues you'll need to address to rock retirement. Retirement isn’t an age OR a financial number. It’s finding that balance between living well today and feeling confident about your retirement. It’s about gaining more freedom to pursue the life you want. Join the rock retirement community at www.rogerwhitney.com