1332 | No. 30 "The Spending Practice"

We’ve been told to spend less. Cut back. Control ourselves.

But what if we practiced spending better instead?

This is my behind-the-scenes thinking that shaped essay #30 in the new book coming out in October 2025. The essay is called “The Spending Practice."

This essay talks about guilt, values, and why learning to spend with intention might just be the most radical financial move you can make.

🎁 Want a preview of the book?
Email [e-mail] with the subject line "Friend of Carl" and we’ll send you seven of my favorite sketches and essays in the book.

📚 Pre-order now:
My recommendation? One copy from Amazon and one from your favorite local bookstore!
• Amazon: https://www.amazon.com/Your-Money-Reimagining-Wealth-Sketches/dp/1804091715
• Local bookstores: https://bookshop.org/p/books/your-money-reimagining-wealth-in-97-simple-sketches-carl-richards/22111257?ean=9781804091715
• Bulk orders (25+ copies) — Use code YourMoney5 at checkout for an additional 5% off the already discounted bulk order pricing: https://bulkbooks.com/products/your-money-reimagining-wealth-in-simple-sketches

What is Behavior Gap Radio?

Greetings, Carl here.

This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.

-Carl