{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "- Introduction to Mike Nicolica and his background as serial investor and multifamily specialist\r",
      "startTime": 8,
      "endTime": 163.09
    },
    {
      "title": "- Early investing journey: First duplex purchase at age 22 and house hacking strategy near university\r",
      "startTime": 163.09,
      "endTime": 339.09
    },
    {
      "title": "- Transition from Canadian flipping to discovering US real estate market opportunities\r",
      "startTime": 339.09,
      "endTime": 453.09
    },
    {
      "title": "- Cleveland and Detroit cash flow analysis: 2-2.5% rent-to-value ratios and landlord-friendly regulations\r",
      "startTime": 453.09,
      "endTime": 701.09
    },
    {
      "title": "- Multifamily investment strategies: 8-24 unit properties and economies of scale benefits\r",
      "startTime": 701.09,
      "endTime": 901.09
    },
    {
      "title": "- Creative financing in US markets: DSCR loans, seller financing, and mezzanine debt options\r",
      "startTime": 901.09,
      "endTime": 969.09
    },
    {
      "title": "- Comparing Canadian vs US markets: Regulatory differences, financing accessibility, and investor mentality\r",
      "startTime": 969.09,
      "endTime": 1037.09
    },
    {
      "title": "- Current investment opportunities: 8-plex and 24-unit properties in Cleveland, pad splits in Jacksonville",
      "startTime": 1037.09,
      "endTime": 1164.51
    }
  ]
}