{"version":"1.0.0","segments":[{"speaker":"Timothy Iseler","startTime":0.05000000000000071,"endTime":0.23000000000000398,"body":"Hi"},{"speaker":"Timothy Iseler","startTime":0.23000000000000398,"endTime":0.7100000000000044,"body":"everyone."},{"speaker":"Timothy Iseler","startTime":1.0100000000000016,"endTime":1.3400000000000034,"body":"Welcome"},{"speaker":"Timothy Iseler","startTime":1.3400000000000034,"endTime":1.490000000000002,"body":"to"},{"speaker":"Timothy Iseler","startTime":1.490000000000002,"endTime":1.6400000000000041,"body":"The"},{"speaker":"Timothy Iseler","startTime":1.6400000000000041,"endTime":1.9100000000000037,"body":"Thing"},{"speaker":"Timothy Iseler","startTime":1.9100000000000037,"endTime":2.0900000000000034,"body":"We"},{"speaker":"Timothy Iseler","startTime":2.0900000000000034,"endTime":2.330000000000002,"body":"Never"},{"speaker":"Timothy Iseler","startTime":2.330000000000002,"endTime":2.6000000000000014,"body":"Talk"},{"speaker":"Timothy Iseler","startTime":2.6000000000000014,"endTime":2.9300000000000033,"body":"About,"},{"speaker":"Timothy Iseler","startTime":3.020000000000003,"endTime":3.140000000000004,"body":"a"},{"speaker":"Timothy Iseler","startTime":3.140000000000004,"endTime":3.8000000000000007,"body":"podcast"},{"speaker":"Timothy Iseler","startTime":3.8000000000000007,"endTime":4.100000000000001,"body":"about"},{"speaker":"Timothy Iseler","startTime":4.100000000000001,"endTime":4.520000000000003,"body":"personal"},{"speaker":"Timothy Iseler","startTime":4.520000000000003,"endTime":5.060000000000002,"body":"finance"},{"speaker":"Timothy Iseler","startTime":5.060000000000002,"endTime":5.270000000000003,"body":"for"},{"speaker":"Timothy Iseler","startTime":5.270000000000003,"endTime":5.84,"body":"weirdos."},{"speaker":"Timothy Iseler","startTime":13.567998623398973,"endTime":13.747998623398972,"body":"My"},{"speaker":"Timothy Iseler","startTime":13.747998623398972,"endTime":13.927998623398972,"body":"name"},{"speaker":"Timothy Iseler","startTime":13.927998623398972,"endTime":14.077998623398978,"body":"is"},{"speaker":"Timothy Iseler","startTime":14.077998623398978,"endTime":14.317998623398973,"body":"Tim"},{"speaker":"Timothy Iseler","startTime":14.317998623398973,"endTime":14.787998623398972,"body":"Iseler."},{"speaker":"Timothy Iseler","startTime":14.887998623398973,"endTime":15.097998623398974,"body":"I'm"},{"speaker":"Timothy Iseler","startTime":15.097998623398974,"endTime":15.247998623398972,"body":"a"},{"speaker":"Timothy Iseler","startTime":15.247998623398972,"endTime":15.727998623398976,"body":"certified"},{"speaker":"Timothy Iseler","startTime":15.727998623398976,"endTime":16.147998623398976,"body":"financial"},{"speaker":"Timothy Iseler","startTime":16.147998623398976,"endTime":16.53799862339897,"body":"planner,"},{"speaker":"Timothy Iseler","startTime":16.53799862339897,"endTime":16.71799862339897,"body":"and"},{"speaker":"Timothy Iseler","startTime":16.71799862339897,"endTime":16.77799862339897,"body":"I"},{"speaker":"Timothy Iseler","startTime":16.77799862339897,"endTime":17.017998623398974,"body":"run"},{"speaker":"Timothy Iseler","startTime":17.017998623398974,"endTime":17.227998623398975,"body":"my"},{"speaker":"Timothy Iseler","startTime":17.227998623398975,"endTime":17.49799862339897,"body":"own"},{"speaker":"Timothy Iseler","startTime":17.49799862339897,"endTime":18.24799862339897,"body":"independent"},{"speaker":"Timothy Iseler","startTime":18.24799862339897,"endTime":18.66966529006563,"body":"financial"},{"speaker":"Timothy Iseler","startTime":18.66966529006563,"endTime":19.149665290065634,"body":"advisory"},{"speaker":"Timothy Iseler","startTime":19.149665290065634,"endTime":19.77966529006563,"body":"business"},{"speaker":"Timothy Iseler","startTime":19.839665290065632,"endTime":20.079665290065634,"body":"in"},{"speaker":"Timothy Iseler","startTime":20.079665290065634,"endTime":20.439665290065633,"body":"Durham,"},{"speaker":"Timothy Iseler","startTime":20.469665290065635,"endTime":20.91966529006563,"body":"nc"},{"speaker":"Timothy Iseler","startTime":20.91966529006563,"endTime":21.30966529006563,"body":"helping"},{"speaker":"Timothy Iseler","startTime":21.30966529006563,"endTime":21.909665290065632,"body":"artists,"},{"speaker":"Timothy Iseler","startTime":21.909665290065632,"endTime":22.689665290065633,"body":"musicians,"},{"speaker":"Timothy Iseler","startTime":22.689665290065633,"endTime":23.0576349489544,"body":"and"},{"speaker":"Timothy Iseler","startTime":23.0576349489544,"endTime":23.267634948954402,"body":"other"},{"speaker":"Timothy Iseler","startTime":23.267634948954402,"endTime":23.597634948954408,"body":"people"},{"speaker":"Timothy Iseler","startTime":23.597634948954408,"endTime":23.747634948954406,"body":"with"},{"speaker":"Timothy Iseler","startTime":23.747634948954406,"endTime":24.047634948954403,"body":"weird"},{"speaker":"Timothy Iseler","startTime":24.047634948954403,"endTime":24.5576349489544,"body":"jobs"},{"speaker":"Timothy Iseler","startTime":24.587634948954403,"endTime":24.827634948954405,"body":"take"},{"speaker":"Timothy Iseler","startTime":24.827634948954405,"endTime":25.187634948954404,"body":"control"},{"speaker":"Timothy Iseler","startTime":25.187634948954404,"endTime":25.247634948954406,"body":"of"},{"speaker":"Timothy Iseler","startTime":25.247634948954406,"endTime":25.397634948954405,"body":"their"},{"speaker":"Timothy Iseler","startTime":25.397634948954405,"endTime":25.8776349489544,"body":"financial"},{"speaker":"Timothy Iseler","startTime":25.8776349489544,"endTime":26.447634948954402,"body":"lives."},{"speaker":"Timothy Iseler","startTime":26.897634948954405,"endTime":27.077634948954405,"body":"You"},{"speaker":"Timothy Iseler","startTime":27.077634948954405,"endTime":27.227634948954403,"body":"can"},{"speaker":"Timothy Iseler","startTime":27.227634948954403,"endTime":27.407634948954403,"body":"learn"},{"speaker":"Timothy Iseler","startTime":27.407634948954403,"endTime":27.827634948954405,"body":"more"},{"speaker":"Timothy Iseler","startTime":27.857634948954406,"endTime":28.1276349489544,"body":"about"},{"speaker":"Timothy Iseler","startTime":28.1276349489544,"endTime":28.3076349489544,"body":"that"},{"speaker":"Timothy Iseler","startTime":28.3076349489544,"endTime":28.717634948954398,"body":"business"},{"speaker":"Timothy Iseler","startTime":28.717634948954398,"endTime":28.977634948954403,"body":"at"},{"speaker":"Timothy Iseler","startTime":29.0976349489544,"endTime":30.937634948954404,"body":"iselerfinancial.com."},{"speaker":"Timothy Iseler","startTime":31.17430161562107,"endTime":31.624301615621064,"body":"And"},{"speaker":"Timothy Iseler","startTime":31.624301615621064,"endTime":31.80430161562107,"body":"one"},{"speaker":"Timothy Iseler","startTime":31.80430161562107,"endTime":31.984301615621064,"body":"more"},{"speaker":"Timothy Iseler","startTime":31.984301615621064,"endTime":32.22430161562107,"body":"note"},{"speaker":"Timothy Iseler","startTime":32.22430161562107,"endTime":32.46430161562107,"body":"before"},{"speaker":"Timothy Iseler","startTime":32.46430161562107,"endTime":32.55430161562107,"body":"we"},{"speaker":"Timothy Iseler","startTime":32.55430161562107,"endTime":32.82430161562107,"body":"dive"},{"speaker":"Timothy Iseler","startTime":32.82430161562107,"endTime":32.91430161562107,"body":"in"},{"speaker":"Timothy Iseler","startTime":32.91430161562107,"endTime":33.36430161562107,"body":"today,"},{"speaker":"Timothy Iseler","startTime":33.36430161562107,"endTime":33.484301615621064,"body":"I'd"},{"speaker":"Timothy Iseler","startTime":33.484301615621064,"endTime":33.57430161562107,"body":"like"},{"speaker":"Timothy Iseler","startTime":33.57430161562107,"endTime":33.63430161562107,"body":"to"},{"speaker":"Timothy Iseler","startTime":33.63430161562107,"endTime":33.69430161562107,"body":"do"},{"speaker":"Timothy Iseler","startTime":33.904301615621065,"endTime":33.99430161562107,"body":"a"},{"speaker":"Timothy Iseler","startTime":33.99430161562107,"endTime":34.32430161562107,"body":"listener"},{"speaker":"Timothy Iseler","startTime":34.32430161562107,"endTime":34.86430161562107,"body":"mailbag"},{"speaker":"Timothy Iseler","startTime":34.86430161562107,"endTime":35.34430161562107,"body":"episode"},{"speaker":"Timothy Iseler","startTime":35.34430161562107,"endTime":35.49430161562107,"body":"in"},{"speaker":"Timothy Iseler","startTime":35.49430161562107,"endTime":35.55430161562107,"body":"the"},{"speaker":"Timothy Iseler","startTime":35.55430161562107,"endTime":36.30430161562107,"body":"future."},{"speaker":"Timothy Iseler","startTime":36.33430161562107,"endTime":36.63430161562107,"body":"So"},{"speaker":"Timothy Iseler","startTime":36.63430161562107,"endTime":36.754301615621074,"body":"if"},{"speaker":"Timothy Iseler","startTime":36.754301615621074,"endTime":36.874301615621064,"body":"you"},{"speaker":"Timothy Iseler","startTime":36.874301615621064,"endTime":36.99430161562107,"body":"would"},{"speaker":"Timothy Iseler","startTime":36.99430161562107,"endTime":37.20430161562106,"body":"like"},{"speaker":"Timothy Iseler","startTime":37.20430161562106,"endTime":37.264301615621065,"body":"to"},{"speaker":"Timothy Iseler","startTime":37.264301615621065,"endTime":37.44430161562107,"body":"have"},{"speaker":"Timothy Iseler","startTime":37.44430161562107,"endTime":37.68430161562107,"body":"your"},{"speaker":"Timothy Iseler","startTime":37.68430161562107,"endTime":38.07430161562107,"body":"question"},{"speaker":"Timothy Iseler","startTime":38.07430161562107,"endTime":38.52430161562107,"body":"answered"},{"speaker":"Timothy Iseler","startTime":38.52430161562107,"endTime":38.70430161562108,"body":"in"},{"speaker":"Timothy Iseler","startTime":38.70430161562108,"endTime":38.764301615621065,"body":"a"},{"speaker":"Timothy Iseler","startTime":38.764301615621065,"endTime":39.064301615621076,"body":"future"},{"speaker":"Timothy Iseler","startTime":39.064301615621076,"endTime":39.60430161562107,"body":"podcast"},{"speaker":"Timothy Iseler","startTime":39.60430161562107,"endTime":40.144301615621075,"body":"episode,"},{"speaker":"Timothy Iseler","startTime":40.47430161562107,"endTime":40.80430161562107,"body":"please"},{"speaker":"Timothy Iseler","startTime":40.80430161562107,"endTime":41.014301615621065,"body":"head"},{"speaker":"Timothy Iseler","startTime":41.014301615621065,"endTime":41.284301615621075,"body":"over"},{"speaker":"Timothy Iseler","startTime":41.284301615621075,"endTime":41.764301615621065,"body":"to"},{"speaker":"Timothy Iseler","startTime":41.85430161562107,"endTime":45.27430161562107,"body":"iselerfinancial.com/podcast."},{"speaker":"Timothy Iseler","startTime":45.76289403986349,"endTime":45.88289403986348,"body":"The"},{"speaker":"Timothy Iseler","startTime":45.88289403986348,"endTime":46.21289403986348,"body":"annual"},{"speaker":"Timothy Iseler","startTime":46.21289403986348,"endTime":46.48289403986349,"body":"income"},{"speaker":"Timothy Iseler","startTime":46.48289403986349,"endTime":46.752894039863484,"body":"tax"},{"speaker":"Timothy Iseler","startTime":46.752894039863484,"endTime":47.142894039863485,"body":"filing"},{"speaker":"Timothy Iseler","startTime":47.142894039863485,"endTime":47.62289403986349,"body":"deadline"},{"speaker":"Timothy Iseler","startTime":47.62289403986349,"endTime":47.98289403986349,"body":"was"},{"speaker":"Timothy Iseler","startTime":48.04289403986348,"endTime":48.34289403986349,"body":"just"},{"speaker":"Timothy Iseler","startTime":48.34289403986349,"endTime":48.82289403986348,"body":"about"},{"speaker":"Timothy Iseler","startTime":48.82289403986348,"endTime":48.91289403986348,"body":"a"},{"speaker":"Timothy Iseler","startTime":48.91289403986348,"endTime":49.27289403986348,"body":"month"},{"speaker":"Timothy Iseler","startTime":49.27289403986348,"endTime":49.54289403986348,"body":"ago"},{"speaker":"Timothy Iseler","startTime":49.54289403986348,"endTime":49.96289403986348,"body":"now,"},{"speaker":"Timothy Iseler","startTime":50.02289403986348,"endTime":50.41289403986348,"body":"and"},{"speaker":"Timothy Iseler","startTime":50.41289403986348,"endTime":50.532894039863486,"body":"I"},{"speaker":"Timothy Iseler","startTime":50.532894039863486,"endTime":50.68289403986348,"body":"know"},{"speaker":"Timothy Iseler","startTime":50.68289403986348,"endTime":50.862894039863484,"body":"that"},{"speaker":"Timothy Iseler","startTime":50.862894039863484,"endTime":51.19289403986348,"body":"lots"},{"speaker":"Timothy Iseler","startTime":51.19289403986348,"endTime":51.252894039863484,"body":"of"},{"speaker":"Timothy Iseler","startTime":51.252894039863484,"endTime":51.672894039863486,"body":"people"},{"speaker":"Timothy Iseler","startTime":51.672894039863486,"endTime":51.82289403986348,"body":"are"},{"speaker":"Timothy Iseler","startTime":51.82289403986348,"endTime":52.24289403986348,"body":"happy"},{"speaker":"Timothy Iseler","startTime":52.24289403986348,"endTime":52.33289403986348,"body":"to"},{"speaker":"Timothy Iseler","startTime":52.33289403986348,"endTime":52.66289403986348,"body":"leave"},{"speaker":"Timothy Iseler","startTime":52.66289403986348,"endTime":53.05289403986348,"body":"that"},{"speaker":"Timothy Iseler","startTime":53.05289403986348,"endTime":53.20289403986349,"body":"in"},{"speaker":"Timothy Iseler","startTime":53.20289403986349,"endTime":53.29289403986348,"body":"the"},{"speaker":"Timothy Iseler","startTime":53.29289403986348,"endTime":53.862894039863484,"body":"taillights"},{"speaker":"Timothy Iseler","startTime":53.862894039863484,"endTime":54.012894039863475,"body":"for"},{"speaker":"Timothy Iseler","startTime":54.012894039863475,"endTime":54.10289403986348,"body":"the"},{"speaker":"Timothy Iseler","startTime":54.10289403986348,"endTime":54.46289403986348,"body":"next"},{"speaker":"Timothy Iseler","startTime":54.58289403986348,"endTime":54.85289403986348,"body":"eight"},{"speaker":"Timothy Iseler","startTime":54.85289403986348,"endTime":55.002894039863484,"body":"to"},{"speaker":"Timothy Iseler","startTime":55.002894039863484,"endTime":55.27289403986348,"body":"10"},{"speaker":"Timothy Iseler","startTime":55.27289403986348,"endTime":55.84289403986349,"body":"months."},{"speaker":"Timothy Iseler","startTime":56.32289403986348,"endTime":56.77289403986348,"body":"But"},{"speaker":"Timothy Iseler","startTime":56.82289403986348,"endTime":57.00289403986347,"body":"if"},{"speaker":"Timothy Iseler","startTime":57.00289403986347,"endTime":57.092894039863474,"body":"you"},{"speaker":"Timothy Iseler","startTime":57.092894039863474,"endTime":57.30289403986347,"body":"like"},{"speaker":"Timothy Iseler","startTime":57.30289403986347,"endTime":57.39289403986347,"body":"the"},{"speaker":"Timothy Iseler","startTime":57.39289403986347,"endTime":57.66289403986347,"body":"idea"},{"speaker":"Timothy Iseler","startTime":57.66289403986347,"endTime":57.75289403986347,"body":"of"},{"speaker":"Timothy Iseler","startTime":57.75289403986347,"endTime":58.17289403986347,"body":"dialing"},{"speaker":"Timothy Iseler","startTime":58.17289403986347,"endTime":58.41289403986348,"body":"down"},{"speaker":"Timothy Iseler","startTime":58.41289403986348,"endTime":58.53289403986347,"body":"the"},{"speaker":"Timothy Iseler","startTime":58.53289403986347,"endTime":59.04289403986348,"body":"stress"},{"speaker":"Timothy Iseler","startTime":59.04289403986348,"endTime":59.372894039863475,"body":"around"},{"speaker":"Timothy Iseler","startTime":59.372894039863475,"endTime":59.70289403986347,"body":"tax"},{"speaker":"Timothy Iseler","startTime":59.70289403986347,"endTime":60.06289403986347,"body":"filing"},{"speaker":"Timothy Iseler","startTime":60.06289403986347,"endTime":60.54289403986348,"body":"time,"},{"speaker":"Timothy Iseler","startTime":60.93289403986348,"endTime":61.17289403986347,"body":"right"},{"speaker":"Timothy Iseler","startTime":61.17289403986347,"endTime":61.38289403986348,"body":"now"},{"speaker":"Timothy Iseler","startTime":61.38289403986348,"endTime":61.50289403986347,"body":"is"},{"speaker":"Timothy Iseler","startTime":61.50289403986347,"endTime":61.92289403986347,"body":"actually"},{"speaker":"Timothy Iseler","startTime":61.92289403986347,"endTime":62.04289403986348,"body":"the"},{"speaker":"Timothy Iseler","startTime":62.04289403986348,"endTime":62.402894039863476,"body":"best"},{"speaker":"Timothy Iseler","startTime":62.402894039863476,"endTime":62.70289403986347,"body":"time"},{"speaker":"Timothy Iseler","startTime":62.70289403986347,"endTime":62.82289403986348,"body":"to"},{"speaker":"Timothy Iseler","startTime":62.82289403986348,"endTime":63.122894039863475,"body":"start"},{"speaker":"Timothy Iseler","startTime":63.122894039863475,"endTime":63.57289403986348,"body":"thinking"},{"speaker":"Timothy Iseler","startTime":63.57289403986348,"endTime":63.96289403986348,"body":"about"},{"speaker":"Timothy Iseler","startTime":63.99289403986348,"endTime":64.20289403986348,"body":"and"},{"speaker":"Timothy Iseler","startTime":64.20289403986348,"endTime":64.65289403986347,"body":"planning"},{"speaker":"Timothy Iseler","startTime":64.65289403986347,"endTime":65.10289403986349,"body":"for"},{"speaker":"Timothy Iseler","startTime":65.16289403986349,"endTime":65.55289403986347,"body":"next"},{"speaker":"Timothy Iseler","startTime":65.55289403986347,"endTime":65.94289403986346,"body":"year's"},{"speaker":"Timothy Iseler","startTime":65.94289403986346,"endTime":66.69289403986346,"body":"taxes."},{"speaker":"Timothy Iseler","startTime":67.06814558593639,"endTime":67.3681455859364,"body":"Today"},{"speaker":"Timothy Iseler","startTime":67.3681455859364,"endTime":67.42814558593639,"body":"I"},{"speaker":"Timothy Iseler","startTime":67.42814558593639,"endTime":67.6381455859364,"body":"wanna"},{"speaker":"Timothy Iseler","startTime":67.6381455859364,"endTime":67.8481455859364,"body":"share"},{"speaker":"Timothy Iseler","startTime":67.8481455859364,"endTime":68.0281455859364,"body":"some"},{"speaker":"Timothy Iseler","startTime":68.0281455859364,"endTime":68.3281455859364,"body":"thoughts"},{"speaker":"Timothy Iseler","startTime":68.3281455859364,"endTime":68.4781455859364,"body":"on"},{"speaker":"Timothy Iseler","startTime":68.4781455859364,"endTime":68.5381455859364,"body":"a"},{"speaker":"Timothy Iseler","startTime":68.5381455859364,"endTime":68.89814558593639,"body":"type"},{"speaker":"Timothy Iseler","startTime":68.89814558593639,"endTime":69.0481455859364,"body":"of"},{"speaker":"Timothy Iseler","startTime":69.0481455859364,"endTime":69.4981455859364,"body":"tax"},{"speaker":"Timothy Iseler","startTime":69.4981455859364,"endTime":69.70814558593639,"body":"that"},{"speaker":"Timothy Iseler","startTime":69.70814558593639,"endTime":70.39814558593639,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":70.39814558593639,"endTime":70.7281455859364,"body":"people"},{"speaker":"Timothy Iseler","startTime":70.7281455859364,"endTime":70.9381455859364,"body":"have"},{"speaker":"Timothy Iseler","startTime":70.9381455859364,"endTime":71.0881455859364,"body":"to"},{"speaker":"Timothy Iseler","startTime":71.0881455859364,"endTime":71.4781455859364,"body":"pay"},{"speaker":"Timothy Iseler","startTime":71.4781455859364,"endTime":72.1381455859364,"body":"called"},{"speaker":"Timothy Iseler","startTime":72.4681455859364,"endTime":72.8881455859364,"body":"cleverly"},{"speaker":"Timothy Iseler","startTime":72.8881455859364,"endTime":73.3381455859364,"body":"enough"},{"speaker":"Timothy Iseler","startTime":73.6681455859364,"endTime":74.5681455859364,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":74.5681455859364,"endTime":75.1381455859364,"body":"Tax."},{"speaker":"Timothy Iseler","startTime":75.31147891926973,"endTime":75.49147891926972,"body":"Let's"},{"speaker":"Timothy Iseler","startTime":75.49147891926972,"endTime":75.70147891926972,"body":"start"},{"speaker":"Timothy Iseler","startTime":75.70147891926972,"endTime":75.79147891926972,"body":"by"},{"speaker":"Timothy Iseler","startTime":75.79147891926972,"endTime":76.00147891926973,"body":"just"},{"speaker":"Timothy Iseler","startTime":76.00147891926973,"endTime":76.54147891926972,"body":"clarifying"},{"speaker":"Timothy Iseler","startTime":76.54147891926972,"endTime":76.78147891926973,"body":"what"},{"speaker":"Timothy Iseler","startTime":76.78147891926973,"endTime":77.53147891926973,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":77.53147891926973,"endTime":77.92147891926972,"body":"Tax"},{"speaker":"Timothy Iseler","startTime":77.95147891926972,"endTime":78.52147891926973,"body":"actually"},{"speaker":"Timothy Iseler","startTime":78.52147891926973,"endTime":79.03147891926973,"body":"is."},{"speaker":"Timothy Iseler","startTime":79.3781455859364,"endTime":79.5281455859364,"body":"When"},{"speaker":"Timothy Iseler","startTime":79.5281455859364,"endTime":79.6481455859364,"body":"we"},{"speaker":"Timothy Iseler","startTime":79.6481455859364,"endTime":79.91814558593641,"body":"talk"},{"speaker":"Timothy Iseler","startTime":79.91814558593641,"endTime":80.0981455859364,"body":"about"},{"speaker":"Timothy Iseler","startTime":80.0981455859364,"endTime":80.3981455859364,"body":"tax"},{"speaker":"Timothy Iseler","startTime":80.3981455859364,"endTime":80.8781455859364,"body":"planning,"},{"speaker":"Timothy Iseler","startTime":80.9681455859364,"endTime":81.44814558593642,"body":"most"},{"speaker":"Timothy Iseler","startTime":81.44814558593642,"endTime":81.50814558593642,"body":"of"},{"speaker":"Timothy Iseler","startTime":81.50814558593642,"endTime":81.5981455859364,"body":"the"},{"speaker":"Timothy Iseler","startTime":81.5981455859364,"endTime":81.9281455859364,"body":"time"},{"speaker":"Timothy Iseler","startTime":81.9281455859364,"endTime":82.07814558593641,"body":"we"},{"speaker":"Timothy Iseler","startTime":82.07814558593641,"endTime":82.3781455859364,"body":"mean"},{"speaker":"Timothy Iseler","startTime":82.4081455859364,"endTime":82.79814558593641,"body":"income"},{"speaker":"Timothy Iseler","startTime":82.79814558593641,"endTime":83.2481455859364,"body":"tax,"},{"speaker":"Timothy Iseler","startTime":83.2481455859364,"endTime":83.3981455859364,"body":"the"},{"speaker":"Timothy Iseler","startTime":83.3981455859364,"endTime":83.9681455859364,"body":"stuff"},{"speaker":"Timothy Iseler","startTime":83.9681455859364,"endTime":84.44814558593642,"body":"covered"},{"speaker":"Timothy Iseler","startTime":84.44814558593642,"endTime":84.56814558593639,"body":"when"},{"speaker":"Timothy Iseler","startTime":84.56814558593639,"endTime":84.6881455859364,"body":"you"},{"speaker":"Timothy Iseler","startTime":84.6881455859364,"endTime":85.07814558593641,"body":"file"},{"speaker":"Timothy Iseler","startTime":85.07814558593641,"endTime":85.4381455859364,"body":"your"},{"speaker":"Timothy Iseler","startTime":85.4981455859364,"endTime":85.73814558593641,"body":"10"},{"speaker":"Timothy Iseler","startTime":85.73814558593641,"endTime":86.1581455859364,"body":"40"},{"speaker":"Timothy Iseler","startTime":86.1581455859364,"endTime":86.3081455859364,"body":"with"},{"speaker":"Timothy Iseler","startTime":86.3081455859364,"endTime":86.4281455859364,"body":"the"},{"speaker":"Timothy Iseler","startTime":86.4281455859364,"endTime":86.8781455859364,"body":"IRS"},{"speaker":"Timothy Iseler","startTime":86.8781455859364,"endTime":87.0581455859364,"body":"each"},{"speaker":"Timothy Iseler","startTime":87.0581455859364,"endTime":87.35814558593641,"body":"year."},{"speaker":"Timothy Iseler","startTime":88.01814558593641,"endTime":88.19814558593642,"body":"But"},{"speaker":"Timothy Iseler","startTime":88.19814558593642,"endTime":88.4081455859364,"body":"there's"},{"speaker":"Timothy Iseler","startTime":88.4081455859364,"endTime":88.76814558593641,"body":"another"},{"speaker":"Timothy Iseler","startTime":88.76814558593641,"endTime":89.06814558593639,"body":"type"},{"speaker":"Timothy Iseler","startTime":89.06814558593639,"endTime":89.1881455859364,"body":"of"},{"speaker":"Timothy Iseler","startTime":89.1881455859364,"endTime":89.75814558593642,"body":"tax"},{"speaker":"Timothy Iseler","startTime":89.75814558593642,"endTime":89.90814558593642,"body":"that"},{"speaker":"Timothy Iseler","startTime":89.90814558593642,"endTime":90.26814558593641,"body":"applies"},{"speaker":"Timothy Iseler","startTime":90.26814558593641,"endTime":90.38814558593641,"body":"to"},{"speaker":"Timothy Iseler","startTime":90.38814558593641,"endTime":90.65814558593642,"body":"all"},{"speaker":"Timothy Iseler","startTime":90.68814558593643,"endTime":91.04814558593641,"body":"earned"},{"speaker":"Timothy Iseler","startTime":91.04814558593641,"endTime":91.55814558593643,"body":"income"},{"speaker":"Timothy Iseler","startTime":91.96314558593643,"endTime":92.44314558593642,"body":"which"},{"speaker":"Timothy Iseler","startTime":92.50314558593642,"endTime":92.68314558593643,"body":"we"},{"speaker":"Timothy Iseler","startTime":92.68314558593643,"endTime":92.86314558593644,"body":"can"},{"speaker":"Timothy Iseler","startTime":92.86314558593644,"endTime":93.25314558593642,"body":"broadly"},{"speaker":"Timothy Iseler","startTime":93.25314558593642,"endTime":93.61314558593644,"body":"call"},{"speaker":"Timothy Iseler","startTime":93.61314558593644,"endTime":94.27314558593643,"body":"employment"},{"speaker":"Timothy Iseler","startTime":94.27314558593643,"endTime":94.84314558593643,"body":"tax."},{"speaker":"Timothy Iseler","startTime":95.26314558593641,"endTime":95.59314558593643,"body":"While"},{"speaker":"Timothy Iseler","startTime":95.62314558593643,"endTime":96.01314558593641,"body":"income"},{"speaker":"Timothy Iseler","startTime":96.01314558593641,"endTime":96.64314558593641,"body":"tax"},{"speaker":"Timothy Iseler","startTime":96.76314558593641,"endTime":97.06314558593643,"body":"pays"},{"speaker":"Timothy Iseler","startTime":97.06314558593643,"endTime":97.24314558593643,"body":"for"},{"speaker":"Timothy Iseler","startTime":97.24314558593643,"endTime":97.63314558593642,"body":"all"},{"speaker":"Timothy Iseler","startTime":97.63314558593642,"endTime":98.05314558593643,"body":"kinds"},{"speaker":"Timothy Iseler","startTime":98.05314558593643,"endTime":98.11314558593644,"body":"of"},{"speaker":"Timothy Iseler","startTime":98.11314558593644,"endTime":98.56314558593643,"body":"government"},{"speaker":"Timothy Iseler","startTime":98.56314558593643,"endTime":99.16314558593642,"body":"spending,"},{"speaker":"Timothy Iseler","startTime":99.55314558593643,"endTime":100.33314558593644,"body":"employment"},{"speaker":"Timothy Iseler","startTime":100.33314558593644,"endTime":100.75314558593645,"body":"tax"},{"speaker":"Timothy Iseler","startTime":100.75314558593645,"endTime":101.02314558593643,"body":"pays"},{"speaker":"Timothy Iseler","startTime":101.02314558593643,"endTime":101.26314558593644,"body":"into"},{"speaker":"Timothy Iseler","startTime":101.26314558593644,"endTime":101.74314558593643,"body":"exactly"},{"speaker":"Timothy Iseler","startTime":101.74314558593643,"endTime":102.04314558593644,"body":"two"},{"speaker":"Timothy Iseler","startTime":102.04314558593644,"endTime":102.73314558593644,"body":"programs,"},{"speaker":"Timothy Iseler","startTime":102.98314558593646,"endTime":103.40314558593646,"body":"social"},{"speaker":"Timothy Iseler","startTime":103.40314558593644,"endTime":104.12314558593644,"body":"Security"},{"speaker":"Timothy Iseler","startTime":104.36314558593645,"endTime":104.54314558593646,"body":"and"},{"speaker":"Timothy Iseler","startTime":104.54314558593646,"endTime":105.11314558593645,"body":"Medicare."},{"speaker":"Timothy Iseler","startTime":105.4820122526031,"endTime":105.6320122526031,"body":"When"},{"speaker":"Timothy Iseler","startTime":105.6320122526031,"endTime":105.75201225260311,"body":"you"},{"speaker":"Timothy Iseler","startTime":105.75201225260311,"endTime":106.08201225260312,"body":"have"},{"speaker":"Timothy Iseler","startTime":106.08201225260312,"endTime":106.4420122526031,"body":"an"},{"speaker":"Timothy Iseler","startTime":106.47201225260311,"endTime":106.68201225260312,"body":"air"},{"speaker":"Timothy Iseler","startTime":106.68201225260312,"endTime":107.0420122526031,"body":"quotes,"},{"speaker":"Timothy Iseler","startTime":107.0420122526031,"endTime":107.7320122526031,"body":"regular"},{"speaker":"Timothy Iseler","startTime":107.7320122526031,"endTime":108.36201225260312,"body":"W2"},{"speaker":"Timothy Iseler","startTime":108.36201225260312,"endTime":108.75201225260311,"body":"job,"},{"speaker":"Timothy Iseler","startTime":108.75201225260311,"endTime":108.84201225260311,"body":"your"},{"speaker":"Timothy Iseler","startTime":109.02201225260312,"endTime":109.53201225260311,"body":"employment"},{"speaker":"Timothy Iseler","startTime":109.53201225260311,"endTime":109.92201225260312,"body":"tax"},{"speaker":"Timothy Iseler","startTime":109.92201225260312,"endTime":110.07201225260313,"body":"is"},{"speaker":"Timothy Iseler","startTime":110.07201225260313,"endTime":110.37201225260311,"body":"called"},{"speaker":"Timothy Iseler","startTime":110.37201225260311,"endTime":110.9420122526031,"body":"FICA,"},{"speaker":"Timothy Iseler","startTime":111.2220122526031,"endTime":111.4320122526031,"body":"and"},{"speaker":"Timothy Iseler","startTime":111.4320122526031,"endTime":111.5820122526031,"body":"it's"},{"speaker":"Timothy Iseler","startTime":111.5820122526031,"endTime":111.94201225260309,"body":"taken"},{"speaker":"Timothy Iseler","startTime":111.94201225260309,"endTime":112.1820122526031,"body":"out"},{"speaker":"Timothy Iseler","startTime":112.1820122526031,"endTime":112.51201225260311,"body":"before"},{"speaker":"Timothy Iseler","startTime":112.51201225260311,"endTime":112.60201225260312,"body":"you"},{"speaker":"Timothy Iseler","startTime":112.60201225260312,"endTime":112.7820122526031,"body":"get"},{"speaker":"Timothy Iseler","startTime":112.7820122526031,"endTime":112.9020122526031,"body":"your"},{"speaker":"Timothy Iseler","startTime":112.9020122526031,"endTime":113.5620122526031,"body":"paycheck."},{"speaker":"Timothy Iseler","startTime":114.16201225260309,"endTime":114.3720122526031,"body":"If"},{"speaker":"Timothy Iseler","startTime":114.3720122526031,"endTime":114.4920122526031,"body":"you're"},{"speaker":"Timothy Iseler","startTime":114.4920122526031,"endTime":115.2420122526031,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":115.2420122526031,"endTime":115.7220122526031,"body":"though,"},{"speaker":"Timothy Iseler","startTime":116.17201225260311,"endTime":116.5020122526031,"body":"whether"},{"speaker":"Timothy Iseler","startTime":116.5020122526031,"endTime":116.8020122526031,"body":"you're"},{"speaker":"Timothy Iseler","startTime":116.8020122526031,"endTime":116.95201225260311,"body":"a"},{"speaker":"Timothy Iseler","startTime":116.95201225260311,"endTime":117.2220122526031,"body":"sole"},{"speaker":"Timothy Iseler","startTime":117.2220122526031,"endTime":118.1220122526031,"body":"proprietor,"},{"speaker":"Timothy Iseler","startTime":118.1820122526031,"endTime":118.51201225260311,"body":"partner"},{"speaker":"Timothy Iseler","startTime":118.51201225260311,"endTime":118.60201225260312,"body":"in"},{"speaker":"Timothy Iseler","startTime":118.60201225260312,"endTime":118.63201225260309,"body":"a"},{"speaker":"Timothy Iseler","startTime":118.63201225260309,"endTime":119.26201225260311,"body":"partnership,"},{"speaker":"Timothy Iseler","startTime":119.29201225260312,"endTime":119.92201225260311,"body":"LLC"},{"speaker":"Timothy Iseler","startTime":119.92201225260311,"endTime":120.3420122526031,"body":"owner,"},{"speaker":"Timothy Iseler","startTime":120.3720122526031,"endTime":121.2720122526031,"body":"freelancer,"},{"speaker":"Timothy Iseler","startTime":121.2720122526031,"endTime":121.60201225260312,"body":"or"},{"speaker":"Timothy Iseler","startTime":121.60201225260312,"endTime":121.9020122526031,"body":"pretty"},{"speaker":"Timothy Iseler","startTime":121.9020122526031,"endTime":122.11201225260311,"body":"much"},{"speaker":"Timothy Iseler","startTime":122.11201225260311,"endTime":122.6820122526031,"body":"anybody"},{"speaker":"Timothy Iseler","startTime":122.6820122526031,"endTime":122.8320122526031,"body":"who"},{"speaker":"Timothy Iseler","startTime":122.8320122526031,"endTime":123.2820122526031,"body":"receives"},{"speaker":"Timothy Iseler","startTime":123.2820122526031,"endTime":123.3420122526031,"body":"a"},{"speaker":"Timothy Iseler","startTime":123.3420122526031,"endTime":123.7470122526031,"body":"10"},{"speaker":"Timothy Iseler","startTime":123.7470122526031,"endTime":124.1520122526031,"body":"99,"},{"speaker":"Timothy Iseler","startTime":124.50453828847202,"endTime":124.77453828847203,"body":"that"},{"speaker":"Timothy Iseler","startTime":124.77453828847203,"endTime":125.16453828847202,"body":"tax"},{"speaker":"Timothy Iseler","startTime":125.16453828847202,"endTime":125.37453828847202,"body":"is"},{"speaker":"Timothy Iseler","startTime":125.37453828847202,"endTime":125.85453828847201,"body":"called"},{"speaker":"Timothy Iseler","startTime":125.91453828847202,"endTime":126.69453828847202,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":126.69453828847202,"endTime":127.14453828847203,"body":"Tax,"},{"speaker":"Timothy Iseler","startTime":127.38453828847204,"endTime":127.56453828847202,"body":"and"},{"speaker":"Timothy Iseler","startTime":127.56453828847202,"endTime":127.65453828847203,"body":"it"},{"speaker":"Timothy Iseler","startTime":127.65453828847203,"endTime":127.83453828847203,"body":"gets"},{"speaker":"Timothy Iseler","startTime":127.83453828847203,"endTime":128.25453828847202,"body":"paid"},{"speaker":"Timothy Iseler","startTime":128.46453828847203,"endTime":129.27453828847203,"body":"after"},{"speaker":"Timothy Iseler","startTime":129.33453828847203,"endTime":129.51453828847204,"body":"you"},{"speaker":"Timothy Iseler","startTime":129.51453828847204,"endTime":129.99453828847203,"body":"receive"},{"speaker":"Timothy Iseler","startTime":129.99453828847203,"endTime":130.14453828847203,"body":"your"},{"speaker":"Timothy Iseler","startTime":130.14453828847203,"endTime":130.68453828847203,"body":"money,"},{"speaker":"Timothy Iseler","startTime":131.01690955212905,"endTime":131.46690955212904,"body":"typically"},{"speaker":"Timothy Iseler","startTime":131.46690955212904,"endTime":132.06690955212903,"body":"using"},{"speaker":"Timothy Iseler","startTime":132.09690955212903,"endTime":132.66690955212903,"body":"quarterly"},{"speaker":"Timothy Iseler","startTime":132.66690955212903,"endTime":133.53690955212903,"body":"estimated"},{"speaker":"Timothy Iseler","startTime":133.62690955212904,"endTime":134.01690955212905,"body":"tax"},{"speaker":"Timothy Iseler","startTime":134.01690955212905,"endTime":134.58690955212904,"body":"payments."},{"speaker":"Timothy Iseler","startTime":134.77907026126124,"endTime":135.04907026126125,"body":"If"},{"speaker":"Timothy Iseler","startTime":135.04907026126125,"endTime":135.19907026126123,"body":"you"},{"speaker":"Timothy Iseler","startTime":135.19907026126123,"endTime":135.52907026126124,"body":"use"},{"speaker":"Timothy Iseler","startTime":135.52907026126124,"endTime":135.58907026126124,"body":"a"},{"speaker":"Timothy Iseler","startTime":135.58907026126124,"endTime":136.27907026126124,"body":"CPA"},{"speaker":"Timothy Iseler","startTime":136.27907026126124,"endTime":136.51907026126125,"body":"or"},{"speaker":"Timothy Iseler","startTime":136.51907026126125,"endTime":137.11907026126124,"body":"software"},{"speaker":"Timothy Iseler","startTime":137.11907026126124,"endTime":137.50907026126123,"body":"like"},{"speaker":"Timothy Iseler","startTime":137.59907026126123,"endTime":138.34907026126123,"body":"TurboTax"},{"speaker":"Timothy Iseler","startTime":138.34907026126123,"endTime":138.52907026126124,"body":"or"},{"speaker":"Timothy Iseler","startTime":138.52907026126124,"endTime":139.44907026126123,"body":"TaxSlayer"},{"speaker":"Timothy Iseler","startTime":139.75907026126123,"endTime":139.90907026126123,"body":"to"},{"speaker":"Timothy Iseler","startTime":139.90907026126123,"endTime":140.35907026126122,"body":"file"},{"speaker":"Timothy Iseler","startTime":140.35907026126122,"endTime":140.50907026126123,"body":"your"},{"speaker":"Timothy Iseler","startTime":140.50907026126123,"endTime":140.86907026126124,"body":"annual"},{"speaker":"Timothy Iseler","startTime":140.86907026126124,"endTime":141.13907026126122,"body":"tax"},{"speaker":"Timothy Iseler","startTime":141.13907026126122,"endTime":141.64907026126124,"body":"return,"},{"speaker":"Timothy Iseler","startTime":141.88907026126122,"endTime":142.42907026126124,"body":"chances"},{"speaker":"Timothy Iseler","startTime":142.42907026126124,"endTime":142.87907026126123,"body":"are"},{"speaker":"Timothy Iseler","startTime":143.02907026126124,"endTime":143.35907026126122,"body":"that"},{"speaker":"Timothy Iseler","startTime":143.35907026126122,"endTime":144.01907026126125,"body":"quarterly"},{"speaker":"Timothy Iseler","startTime":144.01907026126125,"endTime":144.67907026126124,"body":"estimated"},{"speaker":"Timothy Iseler","startTime":144.67907026126124,"endTime":145.06907026126123,"body":"payment"},{"speaker":"Timothy Iseler","startTime":145.06907026126123,"endTime":145.66907026126123,"body":"forms"},{"speaker":"Timothy Iseler","startTime":145.75907026126123,"endTime":145.99907026126124,"body":"for"},{"speaker":"Timothy Iseler","startTime":145.99907026126124,"endTime":146.32907026126122,"body":"this"},{"speaker":"Timothy Iseler","startTime":146.32907026126122,"endTime":146.77907026126124,"body":"year"},{"speaker":"Timothy Iseler","startTime":146.98907026126125,"endTime":147.25907026126123,"body":"were"},{"speaker":"Timothy Iseler","startTime":147.25907026126123,"endTime":148.06907026126123,"body":"automatically"},{"speaker":"Timothy Iseler","startTime":148.06907026126123,"endTime":148.75907026126123,"body":"generated"},{"speaker":"Timothy Iseler","startTime":148.81907026126123,"endTime":149.02907026126124,"body":"as"},{"speaker":"Timothy Iseler","startTime":149.02907026126124,"endTime":149.26907026126122,"body":"part"},{"speaker":"Timothy Iseler","startTime":149.26907026126122,"endTime":149.38907026126122,"body":"of"},{"speaker":"Timothy Iseler","startTime":149.38907026126122,"endTime":149.71907026126124,"body":"last"},{"speaker":"Timothy Iseler","startTime":149.71907026126124,"endTime":150.04907026126125,"body":"year's"},{"speaker":"Timothy Iseler","startTime":150.04907026126125,"endTime":150.49907026126124,"body":"filing."},{"speaker":"Timothy Iseler","startTime":150.88369384402768,"endTime":151.03369384402765,"body":"It"},{"speaker":"Timothy Iseler","startTime":151.03369384402765,"endTime":151.09369384402765,"body":"is"},{"speaker":"Timothy Iseler","startTime":151.09369384402765,"endTime":151.48369384402767,"body":"important"},{"speaker":"Timothy Iseler","startTime":151.48369384402767,"endTime":151.57369384402767,"body":"to"},{"speaker":"Timothy Iseler","startTime":151.57369384402767,"endTime":151.81369384402765,"body":"note"},{"speaker":"Timothy Iseler","startTime":151.81369384402765,"endTime":152.26369384402767,"body":"that"},{"speaker":"Timothy Iseler","startTime":152.41369384402768,"endTime":152.95369384402767,"body":"employment"},{"speaker":"Timothy Iseler","startTime":152.95369384402767,"endTime":153.40369384402766,"body":"tax"},{"speaker":"Timothy Iseler","startTime":153.40369384402766,"endTime":153.67369384402767,"body":"is"},{"speaker":"Timothy Iseler","startTime":153.70369384402767,"endTime":154.18369384402766,"body":"always"},{"speaker":"Timothy Iseler","startTime":154.18369384402766,"endTime":154.63369384402768,"body":"split"},{"speaker":"Timothy Iseler","startTime":154.69369384402765,"endTime":155.29369384402767,"body":"evenly"},{"speaker":"Timothy Iseler","startTime":155.29369384402767,"endTime":155.80369384402766,"body":"between"},{"speaker":"Timothy Iseler","startTime":155.80369384402766,"endTime":156.64369384402767,"body":"employer"},{"speaker":"Timothy Iseler","startTime":156.67369384402767,"endTime":156.97369384402765,"body":"and"},{"speaker":"Timothy Iseler","startTime":156.97369384402765,"endTime":157.66369384402768,"body":"employee,"},{"speaker":"Timothy Iseler","startTime":157.897027177361,"endTime":158.31702717736098,"body":"but"},{"speaker":"Timothy Iseler","startTime":158.377027177361,"endTime":158.557027177361,"body":"when"},{"speaker":"Timothy Iseler","startTime":158.557027177361,"endTime":158.647027177361,"body":"you"},{"speaker":"Timothy Iseler","startTime":158.647027177361,"endTime":158.88702717736098,"body":"work"},{"speaker":"Timothy Iseler","startTime":158.88702717736098,"endTime":158.97702717736098,"body":"for"},{"speaker":"Timothy Iseler","startTime":158.97702717736098,"endTime":159.57702717736097,"body":"yourself,"},{"speaker":"Timothy Iseler","startTime":159.75702717736098,"endTime":160.20702717736097,"body":"you"},{"speaker":"Timothy Iseler","startTime":160.32702717736097,"endTime":160.687027177361,"body":"fill"},{"speaker":"Timothy Iseler","startTime":160.687027177361,"endTime":160.95702717736097,"body":"both"},{"speaker":"Timothy Iseler","startTime":160.95702717736097,"endTime":161.04702717736097,"body":"of"},{"speaker":"Timothy Iseler","startTime":161.04702717736097,"endTime":161.25702717736098,"body":"those"},{"speaker":"Timothy Iseler","startTime":161.25702717736098,"endTime":161.647027177361,"body":"roles,"},{"speaker":"Timothy Iseler","startTime":161.647027177361,"endTime":161.85702717736098,"body":"which"},{"speaker":"Timothy Iseler","startTime":161.85702717736098,"endTime":162.06702717736098,"body":"means"},{"speaker":"Timothy Iseler","startTime":162.06702717736098,"endTime":162.187027177361,"body":"you're"},{"speaker":"Timothy Iseler","startTime":162.187027177361,"endTime":162.63702717736098,"body":"stuck"},{"speaker":"Timothy Iseler","startTime":162.63702717736098,"endTime":163.057027177361,"body":"paying"},{"speaker":"Timothy Iseler","startTime":163.057027177361,"endTime":163.23702717736097,"body":"for"},{"speaker":"Timothy Iseler","startTime":163.23702717736097,"endTime":163.50702717736098,"body":"both"},{"speaker":"Timothy Iseler","startTime":163.50702717736098,"endTime":163.867027177361,"body":"sides"},{"speaker":"Timothy Iseler","startTime":163.867027177361,"endTime":163.95702717736097,"body":"of"},{"speaker":"Timothy Iseler","startTime":163.95702717736097,"endTime":164.04702717736097,"body":"the"},{"speaker":"Timothy Iseler","startTime":164.04702717736097,"endTime":164.677027177361,"body":"equation."},{"speaker":"Timothy Iseler","startTime":164.89556343792577,"endTime":165.04556343792578,"body":"The"},{"speaker":"Timothy Iseler","startTime":165.04556343792578,"endTime":165.70556343792578,"body":"upside"},{"speaker":"Timothy Iseler","startTime":165.70556343792578,"endTime":165.88556343792578,"body":"is"},{"speaker":"Timothy Iseler","startTime":165.88556343792578,"endTime":166.0355634379258,"body":"that"},{"speaker":"Timothy Iseler","startTime":166.0355634379258,"endTime":166.1255634379258,"body":"the"},{"speaker":"Timothy Iseler","startTime":166.1255634379258,"endTime":166.57556343792578,"body":"employer"},{"speaker":"Timothy Iseler","startTime":166.57556343792578,"endTime":167.02556343792577,"body":"half"},{"speaker":"Timothy Iseler","startTime":167.02556343792577,"endTime":167.38556343792578,"body":"counts"},{"speaker":"Timothy Iseler","startTime":167.38556343792578,"endTime":167.5355634379258,"body":"as"},{"speaker":"Timothy Iseler","startTime":167.5355634379258,"endTime":167.5955634379258,"body":"a"},{"speaker":"Timothy Iseler","startTime":167.5955634379258,"endTime":168.22556343792579,"body":"deduction"},{"speaker":"Timothy Iseler","startTime":168.2555634379258,"endTime":168.4055634379258,"body":"for"},{"speaker":"Timothy Iseler","startTime":168.4055634379258,"endTime":168.73556343792578,"body":"income"},{"speaker":"Timothy Iseler","startTime":168.73556343792578,"endTime":169.0955634379258,"body":"tax"},{"speaker":"Timothy Iseler","startTime":169.0955634379258,"endTime":169.8455634379258,"body":"purposes,"},{"speaker":"Timothy Iseler","startTime":170.32556343792578,"endTime":170.5655634379258,"body":"and"},{"speaker":"Timothy Iseler","startTime":170.5655634379258,"endTime":170.6555634379258,"body":"the"},{"speaker":"Timothy Iseler","startTime":170.6555634379258,"endTime":171.16556343792578,"body":"downside"},{"speaker":"Timothy Iseler","startTime":171.16556343792578,"endTime":171.2855634379258,"body":"is"},{"speaker":"Timothy Iseler","startTime":171.2855634379258,"endTime":171.67556343792577,"body":"that"},{"speaker":"Timothy Iseler","startTime":171.82556343792578,"endTime":172.0055634379258,"body":"you"},{"speaker":"Timothy Iseler","startTime":172.0055634379258,"endTime":172.21556343792577,"body":"still"},{"speaker":"Timothy Iseler","startTime":172.21556343792577,"endTime":172.39556343792577,"body":"have"},{"speaker":"Timothy Iseler","startTime":172.39556343792577,"endTime":172.48556343792578,"body":"to"},{"speaker":"Timothy Iseler","startTime":172.48556343792578,"endTime":172.69556343792578,"body":"pay"},{"speaker":"Timothy Iseler","startTime":172.69556343792578,"endTime":172.7855634379258,"body":"it."},{"speaker":"Timothy Iseler","startTime":173.36930889247125,"endTime":173.45930889247123,"body":"I"},{"speaker":"Timothy Iseler","startTime":173.45930889247123,"endTime":173.69930889247124,"body":"wanna"},{"speaker":"Timothy Iseler","startTime":173.69930889247124,"endTime":174.32930889247123,"body":"restate"},{"speaker":"Timothy Iseler","startTime":174.38930889247123,"endTime":174.47930889247124,"body":"a"},{"speaker":"Timothy Iseler","startTime":174.47930889247124,"endTime":174.65930889247124,"body":"few"},{"speaker":"Timothy Iseler","startTime":174.65930889247124,"endTime":174.71930889247125,"body":"of"},{"speaker":"Timothy Iseler","startTime":174.71930889247125,"endTime":174.92930889247123,"body":"those"},{"speaker":"Timothy Iseler","startTime":174.92930889247123,"endTime":175.52930889247125,"body":"points"},{"speaker":"Timothy Iseler","startTime":175.58930889247125,"endTime":175.88930889247123,"body":"just"},{"speaker":"Timothy Iseler","startTime":175.88930889247123,"endTime":176.00930889247127,"body":"to"},{"speaker":"Timothy Iseler","startTime":176.00930889247127,"endTime":176.30930889247122,"body":"avoid"},{"speaker":"Timothy Iseler","startTime":176.30930889247122,"endTime":176.93930889247122,"body":"confusion."},{"speaker":"Timothy Iseler","startTime":177.11930889247122,"endTime":178.01930889247126,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":178.01930889247126,"endTime":178.43930889247122,"body":"Tax"},{"speaker":"Timothy Iseler","startTime":178.43930889247122,"endTime":178.58930889247125,"body":"is"},{"speaker":"Timothy Iseler","startTime":178.58930889247125,"endTime":178.82930889247126,"body":"not"},{"speaker":"Timothy Iseler","startTime":178.82930889247126,"endTime":179.00930889247127,"body":"an"},{"speaker":"Timothy Iseler","startTime":179.09930889247124,"endTime":179.57930889247126,"body":"extra"},{"speaker":"Timothy Iseler","startTime":179.57930889247126,"endTime":180.11930889247122,"body":"tax"},{"speaker":"Timothy Iseler","startTime":180.11930889247122,"endTime":180.44930889247127,"body":"that"},{"speaker":"Timothy Iseler","startTime":180.44930889247127,"endTime":181.19930889247127,"body":"specifically"},{"speaker":"Timothy Iseler","startTime":181.19930889247127,"endTime":181.70930889247126,"body":"targets"},{"speaker":"Timothy Iseler","startTime":181.70930889247126,"endTime":182.33930889247125,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":182.33930889247125,"endTime":182.75930889247127,"body":"people."},{"speaker":"Timothy Iseler","startTime":183.02930889247125,"endTime":183.65930889247124,"body":"Instead,"},{"speaker":"Timothy Iseler","startTime":183.65930889247124,"endTime":183.92930889247123,"body":"it's"},{"speaker":"Timothy Iseler","startTime":183.92930889247123,"endTime":184.01930889247126,"body":"a"},{"speaker":"Timothy Iseler","startTime":184.01930889247126,"endTime":184.94930889247127,"body":"replacement"},{"speaker":"Timothy Iseler","startTime":185.00930889247127,"endTime":185.27930889247125,"body":"for"},{"speaker":"Timothy Iseler","startTime":185.27930889247125,"endTime":186.08930889247125,"body":"FICA"},{"speaker":"Timothy Iseler","startTime":186.28930889247124,"endTime":186.52930889247125,"body":"that"},{"speaker":"Timothy Iseler","startTime":186.52930889247125,"endTime":187.0693088924712,"body":"W2"},{"speaker":"Timothy Iseler","startTime":187.0693088924712,"endTime":187.51930889247126,"body":"workers"},{"speaker":"Timothy Iseler","startTime":187.51930889247126,"endTime":187.72930889247124,"body":"have"},{"speaker":"Timothy Iseler","startTime":187.72930889247124,"endTime":188.41930889247124,"body":"automatically"},{"speaker":"Timothy Iseler","startTime":188.41930889247124,"endTime":189.04930889247123,"body":"deducted"},{"speaker":"Timothy Iseler","startTime":189.04930889247123,"endTime":189.2593088924712,"body":"from"},{"speaker":"Timothy Iseler","startTime":189.2593088924712,"endTime":189.55930889247122,"body":"every"},{"speaker":"Timothy Iseler","startTime":189.55930889247122,"endTime":189.8893088924712,"body":"paycheck."},{"speaker":"Timothy Iseler","startTime":190.12930889247122,"endTime":190.54930889247123,"body":"Okay?"},{"speaker":"Timothy Iseler","startTime":190.84930889247124,"endTime":191.02930889247125,"body":"So"},{"speaker":"Timothy Iseler","startTime":191.02930889247125,"endTime":191.20930889247126,"body":"it's"},{"speaker":"Timothy Iseler","startTime":191.20930889247126,"endTime":192.07930889247126,"body":"functionally"},{"speaker":"Timothy Iseler","startTime":192.10930889247123,"endTime":192.34930889247124,"body":"the"},{"speaker":"Timothy Iseler","startTime":192.34930889247124,"endTime":192.76930889247126,"body":"same"},{"speaker":"Timothy Iseler","startTime":192.76930889247126,"endTime":193.0693088924712,"body":"thing"},{"speaker":"Timothy Iseler","startTime":193.0693088924712,"endTime":193.24930889247122,"body":"as"},{"speaker":"Timothy Iseler","startTime":193.24930889247122,"endTime":193.72930889247124,"body":"FICA."},{"speaker":"Timothy Iseler","startTime":194.16430889247124,"endTime":194.67430889247123,"body":"But"},{"speaker":"Timothy Iseler","startTime":194.79430889247124,"endTime":195.3943088924712,"body":"because"},{"speaker":"Timothy Iseler","startTime":195.3943088924712,"endTime":196.02430889247125,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":196.02430889247125,"endTime":196.3243088924712,"body":"people"},{"speaker":"Timothy Iseler","startTime":196.3243088924712,"endTime":196.41430889247124,"body":"are"},{"speaker":"Timothy Iseler","startTime":196.41430889247124,"endTime":196.68430889247122,"body":"both"},{"speaker":"Timothy Iseler","startTime":196.68430889247122,"endTime":197.40430889247125,"body":"employer"},{"speaker":"Timothy Iseler","startTime":197.46430889247125,"endTime":197.7643088924712,"body":"and"},{"speaker":"Timothy Iseler","startTime":197.7643088924712,"endTime":198.54430889247124,"body":"employee,"},{"speaker":"Timothy Iseler","startTime":198.93430889247122,"endTime":199.11430889247123,"body":"they're"},{"speaker":"Timothy Iseler","startTime":199.11430889247123,"endTime":199.4443088924712,"body":"stuck"},{"speaker":"Timothy Iseler","startTime":199.4443088924712,"endTime":199.71430889247125,"body":"paying"},{"speaker":"Timothy Iseler","startTime":199.71430889247125,"endTime":199.83430889247126,"body":"the"},{"speaker":"Timothy Iseler","startTime":199.83430889247126,"endTime":200.04430889247124,"body":"whole"},{"speaker":"Timothy Iseler","startTime":200.04430889247124,"endTime":200.37430889247122,"body":"thing."},{"speaker":"Timothy Iseler","startTime":200.76954525610756,"endTime":200.88954525610757,"body":"The"},{"speaker":"Timothy Iseler","startTime":200.88954525610757,"endTime":201.36954525610759,"body":"actual"},{"speaker":"Timothy Iseler","startTime":201.36954525610759,"endTime":202.1795452561076,"body":"calculation"},{"speaker":"Timothy Iseler","startTime":202.1795452561076,"endTime":202.38954525610757,"body":"for"},{"speaker":"Timothy Iseler","startTime":202.38954525610757,"endTime":203.07954525610756,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":203.07954525610756,"endTime":203.4095452561076,"body":"Tax"},{"speaker":"Timothy Iseler","startTime":203.4095452561076,"endTime":203.5895452561076,"body":"is"},{"speaker":"Timothy Iseler","startTime":203.6795452561076,"endTime":203.9195452561076,"body":"kind"},{"speaker":"Timothy Iseler","startTime":203.9195452561076,"endTime":203.9795452561076,"body":"of"},{"speaker":"Timothy Iseler","startTime":203.9795452561076,"endTime":204.63954525610757,"body":"complicated,"},{"speaker":"Timothy Iseler","startTime":204.63954525610757,"endTime":204.81954525610757,"body":"but"},{"speaker":"Timothy Iseler","startTime":204.81954525610757,"endTime":204.93954525610758,"body":"it"},{"speaker":"Timothy Iseler","startTime":204.93954525610758,"endTime":205.20954525610756,"body":"works"},{"speaker":"Timothy Iseler","startTime":205.20954525610756,"endTime":205.3595452561076,"body":"out"},{"speaker":"Timothy Iseler","startTime":205.3595452561076,"endTime":205.4795452561076,"body":"to"},{"speaker":"Timothy Iseler","startTime":205.4795452561076,"endTime":205.8395452561076,"body":"about"},{"speaker":"Timothy Iseler","startTime":205.8395452561076,"endTime":207.81954525610757,"body":"14.13%"},{"speaker":"Timothy Iseler","startTime":207.95954525610756,"endTime":208.34954525610755,"body":"of"},{"speaker":"Timothy Iseler","startTime":208.40954525610755,"endTime":208.82954525610756,"body":"net"},{"speaker":"Timothy Iseler","startTime":208.9195452561076,"endTime":209.36954525610759,"body":"business"},{"speaker":"Timothy Iseler","startTime":209.36954525610759,"endTime":209.90954525610755,"body":"profit."},{"speaker":"Timothy Iseler","startTime":210.21621192277422,"endTime":210.4262119227742,"body":"For"},{"speaker":"Timothy Iseler","startTime":210.4262119227742,"endTime":211.08621192277423,"body":"contrast,"},{"speaker":"Timothy Iseler","startTime":211.1662119227742,"endTime":211.6162119227742,"body":"fICA"},{"speaker":"Timothy Iseler","startTime":211.6162119227742,"endTime":211.8562119227742,"body":"is"},{"speaker":"Timothy Iseler","startTime":211.8562119227742,"endTime":213.26621192277423,"body":"15.3%"},{"speaker":"Timothy Iseler","startTime":213.50621192277424,"endTime":213.7462119227742,"body":"of"},{"speaker":"Timothy Iseler","startTime":213.77621192277422,"endTime":214.1062119227742,"body":"earned"},{"speaker":"Timothy Iseler","startTime":214.1062119227742,"endTime":214.70621192277423,"body":"income."},{"speaker":"Timothy Iseler","startTime":215.3062119227742,"endTime":215.9362119227742,"body":"So"},{"speaker":"Timothy Iseler","startTime":216.1162119227742,"endTime":216.83621192277423,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":216.83621192277423,"endTime":217.2262119227742,"body":"Tax"},{"speaker":"Timothy Iseler","startTime":217.25621192277424,"endTime":217.58621192277423,"body":"actually"},{"speaker":"Timothy Iseler","startTime":217.58621192277423,"endTime":217.8562119227742,"body":"works"},{"speaker":"Timothy Iseler","startTime":217.8562119227742,"endTime":218.00621192277424,"body":"out"},{"speaker":"Timothy Iseler","startTime":218.00621192277424,"endTime":218.12621192277425,"body":"to"},{"speaker":"Timothy Iseler","startTime":218.12621192277425,"endTime":218.39621192277423,"body":"be"},{"speaker":"Timothy Iseler","startTime":218.39621192277423,"endTime":219.02621192277422,"body":"slightly"},{"speaker":"Timothy Iseler","startTime":219.02621192277422,"endTime":219.44621192277424,"body":"less"},{"speaker":"Timothy Iseler","startTime":219.44621192277424,"endTime":219.65621192277422,"body":"than"},{"speaker":"Timothy Iseler","startTime":219.65621192277422,"endTime":220.1662119227742,"body":"FICA."},{"speaker":"Timothy Iseler","startTime":220.19621192277424,"endTime":220.40621192277422,"body":"But"},{"speaker":"Timothy Iseler","startTime":220.40621192277422,"endTime":221.00621192277424,"body":"again,"},{"speaker":"Timothy Iseler","startTime":221.45621192277423,"endTime":221.69621192277424,"body":"when"},{"speaker":"Timothy Iseler","startTime":221.69621192277424,"endTime":221.84621192277422,"body":"you"},{"speaker":"Timothy Iseler","startTime":221.84621192277422,"endTime":222.02621192277422,"body":"are"},{"speaker":"Timothy Iseler","startTime":222.02621192277422,"endTime":222.1762119227742,"body":"your"},{"speaker":"Timothy Iseler","startTime":222.1762119227742,"endTime":222.4162119227742,"body":"own"},{"speaker":"Timothy Iseler","startTime":222.4162119227742,"endTime":222.9262119227742,"body":"boss,"},{"speaker":"Timothy Iseler","startTime":222.95621192277423,"endTime":223.13621192277424,"body":"you're"},{"speaker":"Timothy Iseler","startTime":223.13621192277424,"endTime":223.4962119227742,"body":"stuck"},{"speaker":"Timothy Iseler","startTime":223.4962119227742,"endTime":223.7962119227742,"body":"paying"},{"speaker":"Timothy Iseler","startTime":223.7962119227742,"endTime":224.0362119227742,"body":"both"},{"speaker":"Timothy Iseler","startTime":224.0362119227742,"endTime":224.5462119227742,"body":"halves."},{"speaker":"Timothy Iseler","startTime":224.87621192277425,"endTime":224.96621192277422,"body":"Are"},{"speaker":"Timothy Iseler","startTime":224.96621192277422,"endTime":225.02621192277422,"body":"you"},{"speaker":"Timothy Iseler","startTime":225.02621192277422,"endTime":225.20621192277423,"body":"with"},{"speaker":"Timothy Iseler","startTime":225.20621192277423,"endTime":225.3562119227742,"body":"me"},{"speaker":"Timothy Iseler","startTime":225.3562119227742,"endTime":225.44621192277424,"body":"so"},{"speaker":"Timothy Iseler","startTime":225.4812119227742,"endTime":225.64121192277423,"body":"far?"},{"speaker":"Timothy Iseler","startTime":226.4112119227743,"endTime":226.62121192277428,"body":"So"},{"speaker":"Timothy Iseler","startTime":226.62121192277428,"endTime":226.74121192277428,"body":"when"},{"speaker":"Timothy Iseler","startTime":226.74121192277428,"endTime":226.8612119227743,"body":"you"},{"speaker":"Timothy Iseler","startTime":226.8612119227743,"endTime":227.1612119227743,"body":"have"},{"speaker":"Timothy Iseler","startTime":227.1612119227743,"endTime":227.25121192277427,"body":"a"},{"speaker":"Timothy Iseler","startTime":227.25121192277427,"endTime":227.9112119227743,"body":"W2"},{"speaker":"Timothy Iseler","startTime":227.9112119227743,"endTime":228.45121192277432,"body":"job,"},{"speaker":"Timothy Iseler","startTime":228.6612119227743,"endTime":228.87121192277428,"body":"your"},{"speaker":"Timothy Iseler","startTime":228.87121192277428,"endTime":229.74121192277428,"body":"employer"},{"speaker":"Timothy Iseler","startTime":230.01121192277427,"endTime":230.3412119227743,"body":"takes"},{"speaker":"Timothy Iseler","startTime":230.3412119227743,"endTime":230.58121192277432,"body":"a"},{"speaker":"Timothy Iseler","startTime":230.58121192277432,"endTime":231.51121192277427,"body":"slice"},{"speaker":"Timothy Iseler","startTime":231.69121192277427,"endTime":231.99121192277428,"body":"of"},{"speaker":"Timothy Iseler","startTime":231.99121192277428,"endTime":232.4112119227743,"body":"business"},{"speaker":"Timothy Iseler","startTime":232.4112119227743,"endTime":232.9812119227743,"body":"income"},{"speaker":"Timothy Iseler","startTime":233.2812119227743,"endTime":233.49121192277428,"body":"and"},{"speaker":"Timothy Iseler","startTime":233.49121192277428,"endTime":233.88121192277427,"body":"uses"},{"speaker":"Timothy Iseler","startTime":233.88121192277427,"endTime":234.0912119227743,"body":"that"},{"speaker":"Timothy Iseler","startTime":234.0912119227743,"endTime":234.51121192277427,"body":"slice"},{"speaker":"Timothy Iseler","startTime":234.51121192277427,"endTime":234.6612119227743,"body":"to"},{"speaker":"Timothy Iseler","startTime":234.6612119227743,"endTime":234.9012119227743,"body":"pay"},{"speaker":"Timothy Iseler","startTime":234.9012119227743,"endTime":235.1712119227743,"body":"you."},{"speaker":"Timothy Iseler","startTime":235.40787858944094,"endTime":235.58787858944095,"body":"That"},{"speaker":"Timothy Iseler","startTime":235.58787858944095,"endTime":235.857878589441,"body":"means"},{"speaker":"Timothy Iseler","startTime":235.857878589441,"endTime":236.21787858944094,"body":"that"},{"speaker":"Timothy Iseler","startTime":236.21787858944094,"endTime":236.847878589441,"body":"some"},{"speaker":"Timothy Iseler","startTime":236.93787858944097,"endTime":237.11787858944098,"body":"of"},{"speaker":"Timothy Iseler","startTime":237.11787858944098,"endTime":237.20787858944095,"body":"the"},{"speaker":"Timothy Iseler","startTime":237.20787858944095,"endTime":237.65787858944094,"body":"business"},{"speaker":"Timothy Iseler","startTime":237.65787858944094,"endTime":238.43787858944097,"body":"profits"},{"speaker":"Timothy Iseler","startTime":238.82787858944096,"endTime":239.12787858944097,"body":"gets"},{"speaker":"Timothy Iseler","startTime":239.12787858944097,"endTime":239.51787858944095,"body":"treated"},{"speaker":"Timothy Iseler","startTime":239.51787858944095,"endTime":239.69787858944096,"body":"as"},{"speaker":"Timothy Iseler","startTime":239.69787858944096,"endTime":240.74787858944097,"body":"compensation,"},{"speaker":"Timothy Iseler","startTime":240.80787858944097,"endTime":241.01787858944095,"body":"and"},{"speaker":"Timothy Iseler","startTime":241.01787858944095,"endTime":241.40787858944094,"body":"FICA"},{"speaker":"Timothy Iseler","startTime":241.40787858944094,"endTime":241.64787858944095,"body":"is"},{"speaker":"Timothy Iseler","startTime":241.64787858944095,"endTime":242.097878589441,"body":"owed"},{"speaker":"Timothy Iseler","startTime":242.12787858944097,"endTime":242.39787858944095,"body":"on"},{"speaker":"Timothy Iseler","startTime":242.39787858944095,"endTime":242.69787858944096,"body":"all"},{"speaker":"Timothy Iseler","startTime":242.69787858944096,"endTime":242.81787858944097,"body":"of"},{"speaker":"Timothy Iseler","startTime":242.81787858944097,"endTime":242.99787858944097,"body":"that"},{"speaker":"Timothy Iseler","startTime":242.99787858944097,"endTime":243.86787858944098,"body":"compensation,"},{"speaker":"Timothy Iseler","startTime":244.49787858944097,"endTime":244.73787858944098,"body":"and"},{"speaker":"Timothy Iseler","startTime":244.73787858944098,"endTime":244.88787858944096,"body":"the"},{"speaker":"Timothy Iseler","startTime":244.88787858944096,"endTime":245.39787858944095,"body":"rest"},{"speaker":"Timothy Iseler","startTime":245.39787858944095,"endTime":245.45787858944095,"body":"of"},{"speaker":"Timothy Iseler","startTime":245.45787858944095,"endTime":245.607878589441,"body":"the"},{"speaker":"Timothy Iseler","startTime":245.607878589441,"endTime":245.96787858944094,"body":"business"},{"speaker":"Timothy Iseler","startTime":245.96787858944094,"endTime":246.62787858944097,"body":"profits"},{"speaker":"Timothy Iseler","startTime":246.68787858944097,"endTime":246.89787858944095,"body":"are"},{"speaker":"Timothy Iseler","startTime":246.89787858944095,"endTime":247.227878589441,"body":"not"},{"speaker":"Timothy Iseler","startTime":247.227878589441,"endTime":247.64787858944095,"body":"treated"},{"speaker":"Timothy Iseler","startTime":247.64787858944095,"endTime":247.82787858944096,"body":"as"},{"speaker":"Timothy Iseler","startTime":247.82787858944096,"endTime":248.667878589441,"body":"compensation"},{"speaker":"Timothy Iseler","startTime":248.667878589441,"endTime":248.847878589441,"body":"for"},{"speaker":"Timothy Iseler","startTime":248.847878589441,"endTime":249.14787858944095,"body":"tax"},{"speaker":"Timothy Iseler","startTime":249.14787858944095,"endTime":249.86787858944098,"body":"purposes."},{"speaker":"Timothy Iseler","startTime":250.2545452561077,"endTime":250.76454525610768,"body":"But"},{"speaker":"Timothy Iseler","startTime":250.88454525610769,"endTime":251.0645452561077,"body":"when"},{"speaker":"Timothy Iseler","startTime":251.0645452561077,"endTime":251.21454525610767,"body":"you're"},{"speaker":"Timothy Iseler","startTime":251.21454525610767,"endTime":251.8745452561077,"body":"self-employed,"},{"speaker":"Timothy Iseler","startTime":252.342878589441,"endTime":252.88287858944102,"body":"all"},{"speaker":"Timothy Iseler","startTime":252.88287858944102,"endTime":253.00287858944102,"body":"of"},{"speaker":"Timothy Iseler","startTime":253.00287858944102,"endTime":253.152878589441,"body":"your"},{"speaker":"Timothy Iseler","startTime":253.152878589441,"endTime":253.57287858944102,"body":"business"},{"speaker":"Timothy Iseler","startTime":253.57287858944102,"endTime":254.202878589441,"body":"profits"},{"speaker":"Timothy Iseler","startTime":254.26287858944102,"endTime":254.44287858944102,"body":"are"},{"speaker":"Timothy Iseler","startTime":254.44287858944102,"endTime":255.01287858944102,"body":"treated"},{"speaker":"Timothy Iseler","startTime":255.01287858944102,"endTime":255.25287858944102,"body":"as"},{"speaker":"Timothy Iseler","startTime":255.25287858944102,"endTime":256.152878589441,"body":"compensation."},{"speaker":"Timothy Iseler","startTime":256.392878589441,"endTime":256.602878589441,"body":"That"},{"speaker":"Timothy Iseler","startTime":256.602878589441,"endTime":256.902878589441,"body":"means"},{"speaker":"Timothy Iseler","startTime":256.902878589441,"endTime":257.382878589441,"body":"that"},{"speaker":"Timothy Iseler","startTime":257.562878589441,"endTime":258.43287858944103,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":258.43287858944103,"endTime":258.852878589441,"body":"Tax"},{"speaker":"Timothy Iseler","startTime":258.882878589441,"endTime":259.18287858944103,"body":"is"},{"speaker":"Timothy Iseler","startTime":259.212878589441,"endTime":259.662878589441,"body":"owed"},{"speaker":"Timothy Iseler","startTime":259.662878589441,"endTime":260.082878589441,"body":"on"},{"speaker":"Timothy Iseler","startTime":260.382878589441,"endTime":260.952878589441,"body":"all"},{"speaker":"Timothy Iseler","startTime":261.012878589441,"endTime":261.342878589441,"body":"net"},{"speaker":"Timothy Iseler","startTime":261.342878589441,"endTime":261.852878589441,"body":"profits,"},{"speaker":"Timothy Iseler","startTime":261.852878589441,"endTime":262.662878589441,"body":"regardless"},{"speaker":"Timothy Iseler","startTime":262.722878589441,"endTime":262.902878589441,"body":"of"},{"speaker":"Timothy Iseler","startTime":262.902878589441,"endTime":263.262878589441,"body":"whether"},{"speaker":"Timothy Iseler","startTime":263.262878589441,"endTime":263.832878589441,"body":"you"},{"speaker":"Timothy Iseler","startTime":264.072878589441,"endTime":264.822878589441,"body":"internally"},{"speaker":"Timothy Iseler","startTime":264.822878589441,"endTime":264.912878589441,"body":"in"},{"speaker":"Timothy Iseler","startTime":264.912878589441,"endTime":265.062878589441,"body":"your"},{"speaker":"Timothy Iseler","startTime":265.062878589441,"endTime":265.30287858944104,"body":"own"},{"speaker":"Timothy Iseler","startTime":265.30287858944104,"endTime":266.202878589441,"body":"bookkeeping,"},{"speaker":"Timothy Iseler","startTime":266.5262119227744,"endTime":266.9162119227744,"body":"treat"},{"speaker":"Timothy Iseler","startTime":266.9162119227744,"endTime":267.39621192277434,"body":"that"},{"speaker":"Timothy Iseler","startTime":267.45621192277434,"endTime":267.8462119227744,"body":"as"},{"speaker":"Timothy Iseler","startTime":267.8462119227744,"endTime":268.80621192277437,"body":"compensation"},{"speaker":"Timothy Iseler","startTime":268.8362119227744,"endTime":269.1062119227744,"body":"or"},{"speaker":"Timothy Iseler","startTime":269.1062119227744,"endTime":269.4662119227744,"body":"use"},{"speaker":"Timothy Iseler","startTime":269.4662119227744,"endTime":269.64621192277434,"body":"that"},{"speaker":"Timothy Iseler","startTime":269.64621192277434,"endTime":269.88621192277435,"body":"money"},{"speaker":"Timothy Iseler","startTime":269.88621192277435,"endTime":270.00621192277436,"body":"to"},{"speaker":"Timothy Iseler","startTime":270.00621192277436,"endTime":270.2162119227744,"body":"pay"},{"speaker":"Timothy Iseler","startTime":270.2162119227744,"endTime":270.75621192277436,"body":"yourself."},{"speaker":"Timothy Iseler","startTime":271.0997371814966,"endTime":271.1597371814966,"body":"I"},{"speaker":"Timothy Iseler","startTime":271.1597371814966,"endTime":271.39973718149656,"body":"wanna"},{"speaker":"Timothy Iseler","startTime":271.39973718149656,"endTime":271.8197371814966,"body":"underscore"},{"speaker":"Timothy Iseler","startTime":271.8197371814966,"endTime":272.0597371814966,"body":"this"},{"speaker":"Timothy Iseler","startTime":272.0597371814966,"endTime":272.38973718149657,"body":"because"},{"speaker":"Timothy Iseler","startTime":272.38973718149657,"endTime":272.5397371814966,"body":"it's"},{"speaker":"Timothy Iseler","startTime":272.5397371814966,"endTime":272.5997371814966,"body":"a"},{"speaker":"Timothy Iseler","startTime":272.5997371814966,"endTime":273.0497371814966,"body":"point"},{"speaker":"Timothy Iseler","startTime":273.0497371814966,"endTime":273.3797371814966,"body":"that's"},{"speaker":"Timothy Iseler","startTime":273.4097371814966,"endTime":273.88973718149657,"body":"often"},{"speaker":"Timothy Iseler","startTime":273.88973718149657,"endTime":274.8497371814966,"body":"misunderstood."},{"speaker":"Timothy Iseler","startTime":275.38973718149657,"endTime":275.5997371814966,"body":"If"},{"speaker":"Timothy Iseler","startTime":275.5997371814966,"endTime":275.77973718149656,"body":"you"},{"speaker":"Timothy Iseler","startTime":275.77973718149656,"endTime":275.89973718149656,"body":"are"},{"speaker":"Timothy Iseler","startTime":275.89973718149656,"endTime":276.8597371814966,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":277.0097371814966,"endTime":277.2497371814966,"body":"and"},{"speaker":"Timothy Iseler","startTime":277.2497371814966,"endTime":277.57973718149657,"body":"have"},{"speaker":"Timothy Iseler","startTime":277.57973718149657,"endTime":277.9397371814966,"body":"business"},{"speaker":"Timothy Iseler","startTime":277.9397371814966,"endTime":278.5697371814966,"body":"profits,"},{"speaker":"Timothy Iseler","startTime":278.83973718149656,"endTime":279.01973718149657,"body":"the"},{"speaker":"Timothy Iseler","startTime":279.01973718149657,"endTime":279.6197371814966,"body":"whole"},{"speaker":"Timothy Iseler","startTime":279.6197371814966,"endTime":280.27973718149656,"body":"thing"},{"speaker":"Timothy Iseler","startTime":280.6097371814966,"endTime":280.8197371814966,"body":"is"},{"speaker":"Timothy Iseler","startTime":280.8197371814966,"endTime":281.32973718149657,"body":"treated"},{"speaker":"Timothy Iseler","startTime":281.32973718149657,"endTime":281.6297371814966,"body":"as"},{"speaker":"Timothy Iseler","startTime":281.6897371814966,"endTime":282.1097371814966,"body":"earned"},{"speaker":"Timothy Iseler","startTime":282.1097371814966,"endTime":282.9497371814966,"body":"income"},{"speaker":"Timothy Iseler","startTime":283.1897371814966,"endTime":283.39973718149656,"body":"for"},{"speaker":"Timothy Iseler","startTime":283.39973718149656,"endTime":283.7597371814966,"body":"tax"},{"speaker":"Timothy Iseler","startTime":283.7597371814966,"endTime":284.38973718149657,"body":"purposes,"},{"speaker":"Timothy Iseler","startTime":284.89973718149656,"endTime":285.2897371814966,"body":"even"},{"speaker":"Timothy Iseler","startTime":285.2897371814966,"endTime":285.4097371814966,"body":"if"},{"speaker":"Timothy Iseler","startTime":285.4097371814966,"endTime":285.58973718149656,"body":"that"},{"speaker":"Timothy Iseler","startTime":285.58973718149656,"endTime":285.88973718149657,"body":"money"},{"speaker":"Timothy Iseler","startTime":285.88973718149657,"endTime":286.1897371814966,"body":"sits"},{"speaker":"Timothy Iseler","startTime":286.1897371814966,"endTime":286.3097371814966,"body":"in"},{"speaker":"Timothy Iseler","startTime":286.3097371814966,"endTime":286.33973718149656,"body":"a"},{"speaker":"Timothy Iseler","startTime":286.33973718149656,"endTime":286.9397371814966,"body":"separate"},{"speaker":"Timothy Iseler","startTime":287.00640384816325,"endTime":287.3964038481633,"body":"business"},{"speaker":"Timothy Iseler","startTime":287.3964038481633,"endTime":287.60640384816327,"body":"bank"},{"speaker":"Timothy Iseler","startTime":287.60640384816327,"endTime":288.11640384816326,"body":"account"},{"speaker":"Timothy Iseler","startTime":288.1464038481633,"endTime":288.38640384816324,"body":"and"},{"speaker":"Timothy Iseler","startTime":288.38640384816324,"endTime":288.74640384816325,"body":"never"},{"speaker":"Timothy Iseler","startTime":288.74640384816325,"endTime":288.98640384816326,"body":"hits"},{"speaker":"Timothy Iseler","startTime":288.98640384816326,"endTime":289.10640384816327,"body":"your"},{"speaker":"Timothy Iseler","startTime":289.10640384816327,"endTime":289.5264038481633,"body":"personal"},{"speaker":"Timothy Iseler","startTime":289.5264038481633,"endTime":289.7064038481633,"body":"bank"},{"speaker":"Timothy Iseler","startTime":289.7064038481633,"endTime":289.85640384816327,"body":"account."},{"speaker":"Timothy Iseler","startTime":290.3297371814966,"endTime":290.5097371814966,"body":"Does"},{"speaker":"Timothy Iseler","startTime":290.5097371814966,"endTime":290.6597371814966,"body":"that"},{"speaker":"Timothy Iseler","startTime":290.6597371814966,"endTime":290.8097371814966,"body":"make"},{"speaker":"Timothy Iseler","startTime":290.8097371814966,"endTime":291.2597371814966,"body":"sense?"},{"speaker":"Timothy Iseler","startTime":291.48640384816326,"endTime":291.6364038481633,"body":"The"},{"speaker":"Timothy Iseler","startTime":291.6364038481633,"endTime":292.0864038481633,"body":"IRS"},{"speaker":"Timothy Iseler","startTime":292.0864038481633,"endTime":292.2664038481633,"body":"does"},{"speaker":"Timothy Iseler","startTime":292.2664038481633,"endTime":292.44640384816324,"body":"not"},{"speaker":"Timothy Iseler","startTime":292.44640384816324,"endTime":292.5964038481633,"body":"let"},{"speaker":"Timothy Iseler","startTime":292.5964038481633,"endTime":292.68640384816325,"body":"you"},{"speaker":"Timothy Iseler","startTime":292.68640384816325,"endTime":293.04640384816327,"body":"treat"},{"speaker":"Timothy Iseler","startTime":293.04640384816327,"endTime":293.4064038481633,"body":"only"},{"speaker":"Timothy Iseler","startTime":293.4064038481633,"endTime":293.8864038481633,"body":"part"},{"speaker":"Timothy Iseler","startTime":293.8864038481633,"endTime":293.9764038481633,"body":"of"},{"speaker":"Timothy Iseler","startTime":293.9764038481633,"endTime":294.12640384816325,"body":"your"},{"speaker":"Timothy Iseler","startTime":294.12640384816325,"endTime":294.69640384816324,"body":"profits"},{"speaker":"Timothy Iseler","startTime":294.69640384816324,"endTime":294.93640384816325,"body":"as"},{"speaker":"Timothy Iseler","startTime":294.93640384816325,"endTime":295.86640384816326,"body":"compensation,"},{"speaker":"Timothy Iseler","startTime":296.25640384816325,"endTime":296.55640384816326,"body":"if"},{"speaker":"Timothy Iseler","startTime":296.55640384816326,"endTime":296.73640384816326,"body":"you"},{"speaker":"Timothy Iseler","startTime":296.73640384816326,"endTime":296.91640384816327,"body":"are"},{"speaker":"Timothy Iseler","startTime":296.91640384816327,"endTime":296.9764038481633,"body":"a"},{"speaker":"Timothy Iseler","startTime":296.9764038481633,"endTime":297.2764038481633,"body":"sole"},{"speaker":"Timothy Iseler","startTime":297.2764038481633,"endTime":298.0264038481633,"body":"proprietor,"},{"speaker":"Timothy Iseler","startTime":298.1464038481633,"endTime":298.50640384816325,"body":"partner"},{"speaker":"Timothy Iseler","startTime":298.50640384816325,"endTime":298.5964038481633,"body":"at"},{"speaker":"Timothy Iseler","startTime":298.5964038481633,"endTime":298.6564038481633,"body":"a"},{"speaker":"Timothy Iseler","startTime":298.6564038481633,"endTime":299.3464038481633,"body":"partnership"},{"speaker":"Timothy Iseler","startTime":299.43640384816325,"endTime":300.00640384816325,"body":"LLC"},{"speaker":"Timothy Iseler","startTime":300.00640384816325,"endTime":300.54640384816327,"body":"member"},{"speaker":"Timothy Iseler","startTime":300.81640384816325,"endTime":300.9664038481633,"body":"or"},{"speaker":"Timothy Iseler","startTime":300.9714038481633,"endTime":301.37140384816325,"body":"freelancer."},{"speaker":"Timothy Iseler","startTime":302.2949947572542,"endTime":302.6549947572542,"body":"So"},{"speaker":"Timothy Iseler","startTime":302.74499475725423,"endTime":303.0749947572542,"body":"here's"},{"speaker":"Timothy Iseler","startTime":303.0749947572542,"endTime":303.1649947572542,"body":"a"},{"speaker":"Timothy Iseler","startTime":303.1649947572542,"endTime":303.49499475725423,"body":"simple"},{"speaker":"Timothy Iseler","startTime":303.49499475725423,"endTime":304.0649947572542,"body":"example."},{"speaker":"Timothy Iseler","startTime":304.0949947572542,"endTime":304.3649947572542,"body":"Let's"},{"speaker":"Timothy Iseler","startTime":304.3649947572542,"endTime":304.5449947572542,"body":"say"},{"speaker":"Timothy Iseler","startTime":304.5449947572542,"endTime":304.7249947572542,"body":"you're"},{"speaker":"Timothy Iseler","startTime":304.7249947572542,"endTime":304.7849947572542,"body":"a"},{"speaker":"Timothy Iseler","startTime":304.7849947572542,"endTime":305.68499475725423,"body":"freelancer"},{"speaker":"Timothy Iseler","startTime":305.68499475725423,"endTime":305.8949947572542,"body":"and"},{"speaker":"Timothy Iseler","startTime":305.8949947572542,"endTime":306.0449947572542,"body":"you"},{"speaker":"Timothy Iseler","startTime":306.0449947572542,"endTime":306.3149947572542,"body":"earn"},{"speaker":"Timothy Iseler","startTime":306.3149947572542,"endTime":306.5549947572542,"body":"about"},{"speaker":"Timothy Iseler","startTime":306.5549947572542,"endTime":306.8249947572542,"body":"80"},{"speaker":"Timothy Iseler","startTime":306.8249947572542,"endTime":307.24499475725423,"body":"K"},{"speaker":"Timothy Iseler","startTime":307.24499475725423,"endTime":307.4549947572542,"body":"in"},{"speaker":"Timothy Iseler","startTime":307.4549947572542,"endTime":308.0549947572542,"body":"gross"},{"speaker":"Timothy Iseler","startTime":308.1149947572542,"endTime":308.4899947572542,"body":"10"},{"speaker":"Timothy Iseler","startTime":308.4899947572542,"endTime":308.8649947572542,"body":"99"},{"speaker":"Timothy Iseler","startTime":308.8649947572542,"endTime":309.2849947572542,"body":"income."},{"speaker":"Timothy Iseler","startTime":309.65832809058753,"endTime":309.8083280905875,"body":"And"},{"speaker":"Timothy Iseler","startTime":309.8083280905875,"endTime":309.9883280905875,"body":"let's"},{"speaker":"Timothy Iseler","startTime":309.9883280905875,"endTime":310.1683280905875,"body":"say"},{"speaker":"Timothy Iseler","startTime":310.1683280905875,"endTime":310.31832809058756,"body":"that"},{"speaker":"Timothy Iseler","startTime":310.31832809058756,"endTime":310.43832809058756,"body":"you"},{"speaker":"Timothy Iseler","startTime":310.43832809058756,"endTime":311.15832809058753,"body":"spend"},{"speaker":"Timothy Iseler","startTime":311.21832809058753,"endTime":311.93832809058756,"body":"around"},{"speaker":"Timothy Iseler","startTime":312.0583280905875,"endTime":312.7483280905875,"body":"30,000"},{"speaker":"Timothy Iseler","startTime":312.7483280905875,"endTime":312.89832809058754,"body":"per"},{"speaker":"Timothy Iseler","startTime":312.89832809058754,"endTime":313.25832809058755,"body":"year"},{"speaker":"Timothy Iseler","startTime":313.25832809058755,"endTime":313.58832809058754,"body":"on"},{"speaker":"Timothy Iseler","startTime":313.58832809058754,"endTime":314.00832809058755,"body":"business"},{"speaker":"Timothy Iseler","startTime":314.00832809058755,"endTime":314.63832809058755,"body":"expenses"},{"speaker":"Timothy Iseler","startTime":314.63832809058755,"endTime":314.9983280905875,"body":"like"},{"speaker":"Timothy Iseler","startTime":314.9983280905875,"endTime":315.4183280905875,"body":"office"},{"speaker":"Timothy Iseler","startTime":315.4183280905875,"endTime":316.1083280905875,"body":"supplies,"},{"speaker":"Timothy Iseler","startTime":316.1083280905875,"endTime":316.58832809058754,"body":"rent,"},{"speaker":"Timothy Iseler","startTime":317.1283280905875,"endTime":318.4183280905875,"body":"software,"},{"speaker":"Timothy Iseler","startTime":318.7483280905875,"endTime":319.40832809058753,"body":"equipment,"},{"speaker":"Timothy Iseler","startTime":319.40832809058753,"endTime":319.52832809058754,"body":"et"},{"speaker":"Timothy Iseler","startTime":319.52832809058754,"endTime":319.8883280905875,"body":"cetera,"},{"speaker":"Timothy Iseler","startTime":319.8883280905875,"endTime":320.0083280905875,"body":"et"},{"speaker":"Timothy Iseler","startTime":320.0083280905875,"endTime":320.3683280905875,"body":"cetera."},{"speaker":"Timothy Iseler","startTime":320.6883280905875,"endTime":320.8983280905875,"body":"That"},{"speaker":"Timothy Iseler","startTime":320.8983280905875,"endTime":321.1083280905875,"body":"means"},{"speaker":"Timothy Iseler","startTime":321.1083280905875,"endTime":321.2283280905875,"body":"your"},{"speaker":"Timothy Iseler","startTime":321.2283280905875,"endTime":321.4983280905875,"body":"net"},{"speaker":"Timothy Iseler","startTime":321.4983280905875,"endTime":321.8883280905875,"body":"business"},{"speaker":"Timothy Iseler","startTime":321.8883280905875,"endTime":322.4283280905875,"body":"profit"},{"speaker":"Timothy Iseler","startTime":322.4583280905875,"endTime":322.6383280905875,"body":"is"},{"speaker":"Timothy Iseler","startTime":322.6383280905875,"endTime":323.3583280905875,"body":"therefore"},{"speaker":"Timothy Iseler","startTime":323.4183280905875,"endTime":323.7783280905875,"body":"50"},{"speaker":"Timothy Iseler","startTime":323.7783280905875,"endTime":324.1683280905875,"body":"K,"},{"speaker":"Timothy Iseler","startTime":324.4983280905875,"endTime":324.7683280905875,"body":"80"},{"speaker":"Timothy Iseler","startTime":324.7683280905875,"endTime":325.0683280905875,"body":"K"},{"speaker":"Timothy Iseler","startTime":325.0683280905875,"endTime":325.3983280905875,"body":"minus"},{"speaker":"Timothy Iseler","startTime":325.3983280905875,"endTime":325.6383280905875,"body":"30"},{"speaker":"Timothy Iseler","startTime":325.6383280905875,"endTime":325.8183280905875,"body":"K"},{"speaker":"Timothy Iseler","startTime":325.8183280905875,"endTime":326.0583280905875,"body":"equals"},{"speaker":"Timothy Iseler","startTime":326.0583280905875,"endTime":326.3583280905875,"body":"50"},{"speaker":"Timothy Iseler","startTime":326.3583280905875,"endTime":326.7483280905875,"body":"k,"},{"speaker":"Timothy Iseler","startTime":327.1383280905875,"endTime":327.3783280905875,"body":"and"},{"speaker":"Timothy Iseler","startTime":327.3783280905875,"endTime":328.15832809058753,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":328.15832809058753,"endTime":328.6383280905875,"body":"Tax"},{"speaker":"Timothy Iseler","startTime":328.6683280905875,"endTime":328.84832809058753,"body":"is"},{"speaker":"Timothy Iseler","startTime":328.84832809058753,"endTime":329.6283280905875,"body":"calculated"},{"speaker":"Timothy Iseler","startTime":329.6283280905875,"endTime":329.9883280905875,"body":"based"},{"speaker":"Timothy Iseler","startTime":329.9883280905875,"endTime":330.34832809058753,"body":"on"},{"speaker":"Timothy Iseler","startTime":330.34832809058753,"endTime":330.7683280905875,"body":"that"},{"speaker":"Timothy Iseler","startTime":330.7683280905875,"endTime":331.2783280905875,"body":"number,"},{"speaker":"Timothy Iseler","startTime":331.6083280905875,"endTime":331.8783280905875,"body":"not"},{"speaker":"Timothy Iseler","startTime":331.8783280905875,"endTime":331.9983280905875,"body":"the"},{"speaker":"Timothy Iseler","startTime":331.9983280905875,"endTime":332.2983280905875,"body":"gross"},{"speaker":"Timothy Iseler","startTime":332.2983280905875,"endTime":332.7483280905875,"body":"number,"},{"speaker":"Timothy Iseler","startTime":332.7483280905875,"endTime":332.9283280905875,"body":"but"},{"speaker":"Timothy Iseler","startTime":332.9283280905875,"endTime":333.1683280905875,"body":"that"},{"speaker":"Timothy Iseler","startTime":333.4383280905875,"endTime":333.5883280905875,"body":"net"},{"speaker":"Timothy Iseler","startTime":333.6583280905875,"endTime":334.0783280905875,"body":"profit"},{"speaker":"Timothy Iseler","startTime":334.0783280905875,"endTime":334.5283280905875,"body":"number."},{"speaker":"Timothy Iseler","startTime":335.03832809058747,"endTime":335.3083280905875,"body":"And"},{"speaker":"Timothy Iseler","startTime":335.3083280905875,"endTime":335.7583280905875,"body":"again,"},{"speaker":"Timothy Iseler","startTime":335.7583280905875,"endTime":336.0583280905875,"body":"that's"},{"speaker":"Timothy Iseler","startTime":336.0583280905875,"endTime":336.6883280905875,"body":"true"},{"speaker":"Timothy Iseler","startTime":337.0183280905875,"endTime":337.4083280905875,"body":"even"},{"speaker":"Timothy Iseler","startTime":337.4083280905875,"endTime":337.5283280905875,"body":"if"},{"speaker":"Timothy Iseler","startTime":337.5283280905875,"endTime":337.6483280905875,"body":"the"},{"speaker":"Timothy Iseler","startTime":337.6483280905875,"endTime":337.91832809058747,"body":"money"},{"speaker":"Timothy Iseler","startTime":337.91832809058747,"endTime":338.42832809058746,"body":"stays"},{"speaker":"Timothy Iseler","startTime":338.42832809058746,"endTime":338.5783280905875,"body":"in"},{"speaker":"Timothy Iseler","startTime":338.5783280905875,"endTime":338.6383280905875,"body":"a"},{"speaker":"Timothy Iseler","startTime":338.6383280905875,"endTime":339.0583280905875,"body":"business"},{"speaker":"Timothy Iseler","startTime":339.0583280905875,"endTime":339.5083280905875,"body":"account"},{"speaker":"Timothy Iseler","startTime":339.6283280905875,"endTime":339.8683280905875,"body":"and"},{"speaker":"Timothy Iseler","startTime":339.8683280905875,"endTime":340.5283280905875,"body":"never"},{"speaker":"Timothy Iseler","startTime":340.6183280905875,"endTime":340.91832809058747,"body":"gets"},{"speaker":"Timothy Iseler","startTime":340.91832809058747,"endTime":341.48832809058746,"body":"transferred"},{"speaker":"Timothy Iseler","startTime":341.48832809058746,"endTime":341.66832809058747,"body":"to"},{"speaker":"Timothy Iseler","startTime":341.66832809058747,"endTime":341.72832809058747,"body":"a"},{"speaker":"Timothy Iseler","startTime":341.72832809058747,"endTime":342.1183280905875,"body":"personal"},{"speaker":"Timothy Iseler","startTime":342.1183280905875,"endTime":342.29832809058746,"body":"bank"},{"speaker":"Timothy Iseler","startTime":342.30332809058746,"endTime":342.5633280905875,"body":"account."},{"speaker":"Timothy Iseler","startTime":343.1399947572542,"endTime":343.1699947572542,"body":"A"},{"speaker":"Timothy Iseler","startTime":343.1699947572542,"endTime":343.4099947572542,"body":"couple"},{"speaker":"Timothy Iseler","startTime":343.4099947572542,"endTime":343.4699947572542,"body":"of"},{"speaker":"Timothy Iseler","startTime":343.4699947572542,"endTime":343.88999475725416,"body":"notes."},{"speaker":"Timothy Iseler","startTime":344.18999475725417,"endTime":344.3099947572542,"body":"The"},{"speaker":"Timothy Iseler","startTime":344.3099947572542,"endTime":344.57999475725416,"body":"amount"},{"speaker":"Timothy Iseler","startTime":344.57999475725416,"endTime":344.69999475725416,"body":"you"},{"speaker":"Timothy Iseler","startTime":344.69999475725416,"endTime":345.0299947572542,"body":"pay"},{"speaker":"Timothy Iseler","startTime":345.0299947572542,"endTime":345.1499947572542,"body":"in"},{"speaker":"Timothy Iseler","startTime":345.1499947572542,"endTime":345.5999947572542,"body":"employment"},{"speaker":"Timothy Iseler","startTime":345.5999947572542,"endTime":346.1099947572542,"body":"tax"},{"speaker":"Timothy Iseler","startTime":346.19999475725416,"endTime":346.49999475725417,"body":"does"},{"speaker":"Timothy Iseler","startTime":346.49999475725417,"endTime":346.9799947572542,"body":"not"},{"speaker":"Timothy Iseler","startTime":346.9799947572542,"endTime":347.51999475725415,"body":"reduce"},{"speaker":"Timothy Iseler","startTime":347.51999475725415,"endTime":347.63999475725416,"body":"the"},{"speaker":"Timothy Iseler","startTime":347.63999475725416,"endTime":347.87999475725417,"body":"amount"},{"speaker":"Timothy Iseler","startTime":347.87999475725417,"endTime":347.9699947572542,"body":"you"},{"speaker":"Timothy Iseler","startTime":347.9699947572542,"endTime":348.20999475725415,"body":"have"},{"speaker":"Timothy Iseler","startTime":348.20999475725415,"endTime":348.2999947572542,"body":"to"},{"speaker":"Timothy Iseler","startTime":348.2999947572542,"endTime":348.8099947572542,"body":"declare"},{"speaker":"Timothy Iseler","startTime":348.8099947572542,"endTime":348.9899947572542,"body":"for"},{"speaker":"Timothy Iseler","startTime":348.9899947572542,"endTime":349.3499947572542,"body":"income"},{"speaker":"Timothy Iseler","startTime":349.3499947572542,"endTime":349.6799947572542,"body":"tax"},{"speaker":"Timothy Iseler","startTime":349.6799947572542,"endTime":350.3399947572542,"body":"purposes."},{"speaker":"Timothy Iseler","startTime":350.7899947572542,"endTime":350.9699947572542,"body":"That's"},{"speaker":"Timothy Iseler","startTime":350.9699947572542,"endTime":351.1499947572542,"body":"true"},{"speaker":"Timothy Iseler","startTime":351.1499947572542,"endTime":351.2699947572542,"body":"for"},{"speaker":"Timothy Iseler","startTime":351.2699947572542,"endTime":351.7499947572542,"body":"W2"},{"speaker":"Timothy Iseler","startTime":351.7499947572542,"endTime":352.3499947572542,"body":"employees"},{"speaker":"Timothy Iseler","startTime":352.67999475725424,"endTime":352.91999475725424,"body":"and"},{"speaker":"Timothy Iseler","startTime":352.91999475725424,"endTime":353.2799947572542,"body":"also"},{"speaker":"Timothy Iseler","startTime":353.2799947572542,"endTime":353.42999475725424,"body":"for"},{"speaker":"Timothy Iseler","startTime":353.4599947572542,"endTime":354.1499947572542,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":354.1499947572542,"endTime":354.5399947572542,"body":"people."},{"speaker":"Timothy Iseler","startTime":354.5399947572542,"endTime":354.5499947572542,"body":"Okay,"},{"speaker":"Timothy Iseler","startTime":354.5499947572542,"endTime":354.5599947572542,"body":"so"},{"speaker":"Timothy Iseler","startTime":355.4999947572542,"endTime":356.0099947572542,"body":"paying"},{"speaker":"Timothy Iseler","startTime":356.0099947572542,"endTime":356.5799947572542,"body":"employment"},{"speaker":"Timothy Iseler","startTime":356.5799947572542,"endTime":356.9699947572542,"body":"tax"},{"speaker":"Timothy Iseler","startTime":356.9699947572542,"endTime":357.29999475725424,"body":"does"},{"speaker":"Timothy Iseler","startTime":357.29999475725424,"endTime":357.7799947572542,"body":"not"},{"speaker":"Timothy Iseler","startTime":357.7799947572542,"endTime":358.4699947572542,"body":"reduce"},{"speaker":"Timothy Iseler","startTime":358.6807748026057,"endTime":358.83077480260573,"body":"your"},{"speaker":"Timothy Iseler","startTime":358.83077480260573,"endTime":359.3707748026057,"body":"taxable"},{"speaker":"Timothy Iseler","startTime":359.3707748026057,"endTime":359.9707748026057,"body":"income"},{"speaker":"Timothy Iseler","startTime":360.39077480260573,"endTime":361.08077480260573,"body":"for"},{"speaker":"Timothy Iseler","startTime":361.20183347092154,"endTime":361.4118334709215,"body":"your"},{"speaker":"Timothy Iseler","startTime":361.4118334709215,"endTime":361.77183347092154,"body":"annual"},{"speaker":"Timothy Iseler","startTime":361.77183347092154,"endTime":362.13183347092155,"body":"filing"},{"speaker":"Timothy Iseler","startTime":362.13183347092155,"endTime":362.82183347092155,"body":"purposes."},{"speaker":"Timothy Iseler","startTime":363.08773907389,"endTime":363.86773907389,"body":"Also,"},{"speaker":"Timothy Iseler","startTime":364.02107240722324,"endTime":364.38107240722326,"body":"even"},{"speaker":"Timothy Iseler","startTime":364.38107240722326,"endTime":364.5610724072232,"body":"though"},{"speaker":"Timothy Iseler","startTime":364.5610724072232,"endTime":365.1010724072233,"body":"contributing"},{"speaker":"Timothy Iseler","startTime":365.1010724072233,"endTime":365.2210724072232,"body":"to"},{"speaker":"Timothy Iseler","startTime":365.2210724072232,"endTime":365.5810724072232,"body":"accounts"},{"speaker":"Timothy Iseler","startTime":365.5810724072232,"endTime":365.76107240722325,"body":"like"},{"speaker":"Timothy Iseler","startTime":365.76107240722325,"endTime":366.39107240722325,"body":"IRAs"},{"speaker":"Timothy Iseler","startTime":366.39107240722325,"endTime":366.5410724072232,"body":"4"},{"speaker":"Timothy Iseler","startTime":366.5410724072232,"endTime":366.6910724072232,"body":"0"},{"speaker":"Timothy Iseler","startTime":366.6910724072232,"endTime":366.8410724072232,"body":"1"},{"speaker":"Timothy Iseler","startTime":366.8410724072232,"endTime":367.3510724072233,"body":"Ks"},{"speaker":"Timothy Iseler","startTime":367.38107240722326,"endTime":367.4410724072232,"body":"or"},{"speaker":"Timothy Iseler","startTime":367.4410724072232,"endTime":367.7110724072232,"body":"SEP"},{"speaker":"Timothy Iseler","startTime":367.7110724072232,"endTime":368.28107240722323,"body":"IRAs"},{"speaker":"Timothy Iseler","startTime":368.28107240722323,"endTime":368.52107240722324,"body":"can"},{"speaker":"Timothy Iseler","startTime":368.52107240722324,"endTime":369.2110724072232,"body":"reduce"},{"speaker":"Timothy Iseler","startTime":369.39107240722325,"endTime":369.4810724072233,"body":"the"},{"speaker":"Timothy Iseler","startTime":369.4810724072233,"endTime":370.02107240722324,"body":"taxable"},{"speaker":"Timothy Iseler","startTime":370.02107240722324,"endTime":370.4410724072232,"body":"income"},{"speaker":"Timothy Iseler","startTime":370.4710724072232,"endTime":370.6810724072232,"body":"on"},{"speaker":"Timothy Iseler","startTime":370.6810724072232,"endTime":371.1010724072233,"body":"your"},{"speaker":"Timothy Iseler","startTime":371.1910724072232,"endTime":371.5810724072232,"body":"annual"},{"speaker":"Timothy Iseler","startTime":371.5810724072232,"endTime":371.8510724072233,"body":"10"},{"speaker":"Timothy Iseler","startTime":371.8510724072233,"endTime":372.15107240722324,"body":"40"},{"speaker":"Timothy Iseler","startTime":372.15107240722324,"endTime":372.6910724072232,"body":"filing,"},{"speaker":"Timothy Iseler","startTime":373.02107240722324,"endTime":373.2310724072233,"body":"it"},{"speaker":"Timothy Iseler","startTime":373.2310724072233,"endTime":373.4710724072232,"body":"does"},{"speaker":"Timothy Iseler","startTime":373.4710724072232,"endTime":373.9510724072232,"body":"not"},{"speaker":"Timothy Iseler","startTime":373.9510724072232,"endTime":374.49107240722327,"body":"reduce"},{"speaker":"Timothy Iseler","startTime":374.49107240722327,"endTime":374.64107240722325,"body":"the"},{"speaker":"Timothy Iseler","startTime":374.64107240722325,"endTime":374.9710724072232,"body":"amount"},{"speaker":"Timothy Iseler","startTime":374.9710724072232,"endTime":375.24107240722327,"body":"you"},{"speaker":"Timothy Iseler","startTime":375.24107240722327,"endTime":375.5710724072232,"body":"owe"},{"speaker":"Timothy Iseler","startTime":375.6010724072233,"endTime":375.78107240722323,"body":"in"},{"speaker":"Timothy Iseler","startTime":375.78107240722323,"endTime":376.2310724072233,"body":"employment"},{"speaker":"Timothy Iseler","startTime":376.2310724072233,"endTime":376.8610724072233,"body":"taxes."},{"speaker":"Timothy Iseler","startTime":376.9810724072233,"endTime":377.4610724072232,"body":"Again,"},{"speaker":"Timothy Iseler","startTime":377.4610724072232,"endTime":377.8510724072233,"body":"that's"},{"speaker":"Timothy Iseler","startTime":377.8510724072233,"endTime":378.5410724072232,"body":"true"},{"speaker":"Timothy Iseler","startTime":379.0510724072232,"endTime":379.4710724072232,"body":"whether"},{"speaker":"Timothy Iseler","startTime":379.4710724072232,"endTime":379.8610724072233,"body":"you"},{"speaker":"Timothy Iseler","startTime":379.89107240722325,"endTime":380.0710724072232,"body":"get"},{"speaker":"Timothy Iseler","startTime":380.0710724072232,"endTime":380.13107240722326,"body":"a"},{"speaker":"Timothy Iseler","startTime":380.13107240722326,"endTime":380.7910724072232,"body":"W2"},{"speaker":"Timothy Iseler","startTime":380.7910724072232,"endTime":381.00107240722326,"body":"or"},{"speaker":"Timothy Iseler","startTime":381.00107240722326,"endTime":381.0610724072232,"body":"a"},{"speaker":"Timothy Iseler","startTime":381.0610724072232,"endTime":381.3015724072232,"body":"10"},{"speaker":"Timothy Iseler","startTime":381.3015724072232,"endTime":381.5420724072232,"body":"99."},{"speaker":"Timothy Iseler","startTime":382.2527390738898,"endTime":382.6427390738898,"body":"Okay,"},{"speaker":"Timothy Iseler","startTime":382.8827390738898,"endTime":383.2427390738898,"body":"since"},{"speaker":"Timothy Iseler","startTime":383.2427390738898,"endTime":384.0227390738898,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":384.0227390738898,"endTime":384.3827390738898,"body":"Tax"},{"speaker":"Timothy Iseler","startTime":384.3827390738898,"endTime":384.5627390738899,"body":"is"},{"speaker":"Timothy Iseler","startTime":384.5627390738899,"endTime":385.34273907388985,"body":"calculated"},{"speaker":"Timothy Iseler","startTime":385.4027390738899,"endTime":385.7927390738899,"body":"on"},{"speaker":"Timothy Iseler","startTime":385.85273907388984,"endTime":386.2427390738898,"body":"net"},{"speaker":"Timothy Iseler","startTime":386.45273907388986,"endTime":387.1727390738899,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":387.2627390738898,"endTime":387.8927390738898,"body":"profit,"},{"speaker":"Timothy Iseler","startTime":388.34273907388985,"endTime":388.5527390738899,"body":"the"},{"speaker":"Timothy Iseler","startTime":388.58273907388985,"endTime":389.0027390738898,"body":"only"},{"speaker":"Timothy Iseler","startTime":389.0027390738898,"endTime":389.3027390738899,"body":"way"},{"speaker":"Timothy Iseler","startTime":389.3027390738899,"endTime":389.45273907388986,"body":"to"},{"speaker":"Timothy Iseler","startTime":389.45273907388986,"endTime":390.23273907388983,"body":"control"},{"speaker":"Timothy Iseler","startTime":390.2627390738898,"endTime":390.5627390738899,"body":"how"},{"speaker":"Timothy Iseler","startTime":390.5627390738899,"endTime":390.83273907388985,"body":"much"},{"speaker":"Timothy Iseler","startTime":390.83273907388985,"endTime":391.19273907388987,"body":"tax"},{"speaker":"Timothy Iseler","startTime":391.19273907388987,"endTime":391.3127390738899,"body":"you"},{"speaker":"Timothy Iseler","startTime":391.3127390738899,"endTime":391.7627390738898,"body":"pay"},{"speaker":"Timothy Iseler","startTime":391.94273907388987,"endTime":392.1827390738899,"body":"is"},{"speaker":"Timothy Iseler","startTime":392.1827390738899,"endTime":392.33273907388985,"body":"to"},{"speaker":"Timothy Iseler","startTime":392.33273907388985,"endTime":392.8127390738899,"body":"control"},{"speaker":"Timothy Iseler","startTime":392.8127390738899,"endTime":392.96273907388985,"body":"your"},{"speaker":"Timothy Iseler","startTime":392.96273907388985,"endTime":393.6227390738898,"body":"profits."},{"speaker":"Timothy Iseler","startTime":394.2527390738898,"endTime":394.5527390738899,"body":"Higher"},{"speaker":"Timothy Iseler","startTime":394.5527390738899,"endTime":395.1227390738898,"body":"expenses"},{"speaker":"Timothy Iseler","startTime":395.1227390738898,"endTime":395.6627390738899,"body":"means"},{"speaker":"Timothy Iseler","startTime":395.72273907388984,"endTime":396.08273907388985,"body":"lower"},{"speaker":"Timothy Iseler","startTime":396.08273907388985,"endTime":396.2927390738899,"body":"net"},{"speaker":"Timothy Iseler","startTime":396.2927390738899,"endTime":396.7427390738898,"body":"income,"},{"speaker":"Timothy Iseler","startTime":396.7427390738898,"endTime":396.8927390738898,"body":"and"},{"speaker":"Timothy Iseler","startTime":396.8927390738898,"endTime":397.1627390738899,"body":"lower"},{"speaker":"Timothy Iseler","startTime":397.1627390738899,"endTime":397.34273907388985,"body":"net"},{"speaker":"Timothy Iseler","startTime":397.34273907388985,"endTime":397.7927390738899,"body":"income"},{"speaker":"Timothy Iseler","startTime":397.7927390738899,"endTime":398.2527390738899,"body":"means"},{"speaker":"Timothy Iseler","startTime":398.36273907388994,"endTime":398.6727390738899,"body":"less"},{"speaker":"Timothy Iseler","startTime":398.6727390738899,"endTime":399.4127390738899,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":399.4127390738899,"endTime":399.84273907388985,"body":"Tax."},{"speaker":"Timothy Iseler","startTime":400.1627390738899,"endTime":400.2727390738899,"body":"That"},{"speaker":"Timothy Iseler","startTime":400.2727390738899,"endTime":400.45273907388986,"body":"makes"},{"speaker":"Timothy Iseler","startTime":400.45273907388986,"endTime":400.6827390738899,"body":"sense,"},{"speaker":"Timothy Iseler","startTime":400.6827390738899,"endTime":401.08273907388985,"body":"right?"},{"speaker":"Timothy Iseler","startTime":401.5461390738899,"endTime":401.6661390738899,"body":"I"},{"speaker":"Timothy Iseler","startTime":401.6661390738899,"endTime":401.84613907388984,"body":"know"},{"speaker":"Timothy Iseler","startTime":401.84613907388984,"endTime":402.20613907388986,"body":"lots"},{"speaker":"Timothy Iseler","startTime":402.20613907388986,"endTime":402.32613907388986,"body":"of"},{"speaker":"Timothy Iseler","startTime":402.32613907388986,"endTime":402.95613907388986,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":402.95613907388986,"endTime":403.5261390738899,"body":"people"},{"speaker":"Timothy Iseler","startTime":403.6461390738899,"endTime":404.0061390738898,"body":"who"},{"speaker":"Timothy Iseler","startTime":404.0061390738898,"endTime":404.3061390738899,"body":"bend"},{"speaker":"Timothy Iseler","startTime":404.3061390738899,"endTime":404.5161390738899,"body":"over"},{"speaker":"Timothy Iseler","startTime":404.5161390738899,"endTime":405.08613907388985,"body":"backwards"},{"speaker":"Timothy Iseler","startTime":405.08613907388985,"endTime":405.23613907388983,"body":"to"},{"speaker":"Timothy Iseler","startTime":405.23613907388983,"endTime":405.5661390738899,"body":"find"},{"speaker":"Timothy Iseler","startTime":405.5661390738899,"endTime":405.8961390738899,"body":"things"},{"speaker":"Timothy Iseler","startTime":405.8961390738899,"endTime":406.0161390738899,"body":"to"},{"speaker":"Timothy Iseler","startTime":406.0161390738899,"endTime":406.2861390738899,"body":"write"},{"speaker":"Timothy Iseler","startTime":406.2861390738899,"endTime":406.73613907388983,"body":"off"},{"speaker":"Timothy Iseler","startTime":406.9161390738899,"endTime":407.09613907388984,"body":"to"},{"speaker":"Timothy Iseler","startTime":407.09613907388984,"endTime":407.48613907388983,"body":"reduce"},{"speaker":"Timothy Iseler","startTime":407.48613907388983,"endTime":407.6361390738899,"body":"their"},{"speaker":"Timothy Iseler","startTime":407.6361390738899,"endTime":408.08613907388985,"body":"taxable"},{"speaker":"Timothy Iseler","startTime":408.08613907388985,"endTime":408.5061390738898,"body":"income,"},{"speaker":"Timothy Iseler","startTime":409.1361390738899,"endTime":409.34613907388984,"body":"and"},{"speaker":"Timothy Iseler","startTime":409.34613907388984,"endTime":409.5261390738899,"body":"there"},{"speaker":"Timothy Iseler","startTime":409.5261390738899,"endTime":409.73613907388983,"body":"is"},{"speaker":"Timothy Iseler","startTime":409.7961390738899,"endTime":410.57613907388986,"body":"absolutely"},{"speaker":"Timothy Iseler","startTime":410.57613907388986,"endTime":411.0261390738899,"body":"nothing"},{"speaker":"Timothy Iseler","startTime":411.0261390738899,"endTime":411.5361390738899,"body":"wrong"},{"speaker":"Timothy Iseler","startTime":411.6861390738899,"endTime":411.95613907388986,"body":"with"},{"speaker":"Timothy Iseler","startTime":411.95613907388986,"endTime":412.4061390738899,"body":"taking"},{"speaker":"Timothy Iseler","startTime":412.4061390738899,"endTime":413.0661390738899,"body":"advantage"},{"speaker":"Timothy Iseler","startTime":413.1261390738898,"endTime":413.33613907388985,"body":"of"},{"speaker":"Timothy Iseler","startTime":413.33613907388985,"endTime":413.72613907388984,"body":"tax"},{"speaker":"Timothy Iseler","startTime":413.72613907388984,"endTime":413.9961390738898,"body":"code"},{"speaker":"Timothy Iseler","startTime":413.9961390738898,"endTime":414.47613907388984,"body":"rules"},{"speaker":"Timothy Iseler","startTime":414.8061390738899,"endTime":414.98613907388983,"body":"to"},{"speaker":"Timothy Iseler","startTime":414.98613907388983,"endTime":415.6161390738898,"body":"minimize"},{"speaker":"Timothy Iseler","startTime":415.6161390738898,"endTime":415.73613907388983,"body":"the"},{"speaker":"Timothy Iseler","startTime":415.73613907388983,"endTime":416.1561390738899,"body":"taxes"},{"speaker":"Timothy Iseler","startTime":416.1561390738899,"endTime":416.2761390738899,"body":"you"},{"speaker":"Timothy Iseler","startTime":416.2761390738899,"endTime":416.6661390738899,"body":"pay."},{"speaker":"Timothy Iseler","startTime":417.0561390738899,"endTime":417.2961390738899,"body":"That's"},{"speaker":"Timothy Iseler","startTime":417.2961390738899,"endTime":417.44613907388987,"body":"how"},{"speaker":"Timothy Iseler","startTime":417.44613907388987,"endTime":417.5661390738899,"body":"our"},{"speaker":"Timothy Iseler","startTime":417.5661390738899,"endTime":417.8661390738898,"body":"system"},{"speaker":"Timothy Iseler","startTime":417.8661390738898,"endTime":418.1361390738899,"body":"works"},{"speaker":"Timothy Iseler","startTime":418.1361390738899,"endTime":418.19613907388987,"body":"in"},{"speaker":"Timothy Iseler","startTime":418.19613907388987,"endTime":418.2561390738898,"body":"the"},{"speaker":"Timothy Iseler","startTime":418.2561390738898,"endTime":418.7661390738899,"body":"US"},{"speaker":"Timothy Iseler","startTime":418.94613907388987,"endTime":419.1561390738899,"body":"and"},{"speaker":"Timothy Iseler","startTime":419.1561390738899,"endTime":419.3061390738899,"body":"you're"},{"speaker":"Timothy Iseler","startTime":419.3061390738899,"endTime":419.84613907388984,"body":"entitled"},{"speaker":"Timothy Iseler","startTime":419.84613907388984,"endTime":419.96613907388985,"body":"to"},{"speaker":"Timothy Iseler","startTime":419.96613907388985,"endTime":420.23613907388983,"body":"take"},{"speaker":"Timothy Iseler","startTime":420.23613907388983,"endTime":420.6561390738899,"body":"advantage"},{"speaker":"Timothy Iseler","startTime":420.6561390738899,"endTime":420.7461390738898,"body":"of"},{"speaker":"Timothy Iseler","startTime":420.7461390738898,"endTime":420.95613907388986,"body":"those"},{"speaker":"Timothy Iseler","startTime":420.95613907388986,"endTime":421.46613907388985,"body":"rules."},{"speaker":"Timothy Iseler","startTime":422.0493254375262,"endTime":422.3193254375262,"body":"But"},{"speaker":"Timothy Iseler","startTime":422.3193254375262,"endTime":422.4393254375262,"body":"there"},{"speaker":"Timothy Iseler","startTime":422.4393254375262,"endTime":422.58932543752616,"body":"can"},{"speaker":"Timothy Iseler","startTime":422.58932543752616,"endTime":422.70932543752616,"body":"be"},{"speaker":"Timothy Iseler","startTime":422.70932543752616,"endTime":423.48932543752613,"body":"downsides"},{"speaker":"Timothy Iseler","startTime":423.48932543752613,"endTime":423.9393254375262,"body":"to,"},{"speaker":"Timothy Iseler","startTime":423.9993254375261,"endTime":424.32932543752617,"body":"let's"},{"speaker":"Timothy Iseler","startTime":424.32932543752617,"endTime":424.6293254375261,"body":"call"},{"speaker":"Timothy Iseler","startTime":424.6293254375261,"endTime":424.83932543752616,"body":"it"},{"speaker":"Timothy Iseler","startTime":424.8993254375261,"endTime":425.3793254375261,"body":"very"},{"speaker":"Timothy Iseler","startTime":425.3793254375261,"endTime":426.0093254375261,"body":"aggressive"},{"speaker":"Timothy Iseler","startTime":426.0093254375261,"endTime":426.9393254375262,"body":"deductions."},{"speaker":"Timothy Iseler","startTime":427.4736436193443,"endTime":427.74364361934437,"body":"One"},{"speaker":"Timothy Iseler","startTime":427.74364361934437,"endTime":428.3136436193443,"body":"downside"},{"speaker":"Timothy Iseler","startTime":428.3136436193443,"endTime":428.4636436193443,"body":"is"},{"speaker":"Timothy Iseler","startTime":428.4636436193443,"endTime":428.9436436193443,"body":"that"},{"speaker":"Timothy Iseler","startTime":429.12364361934425,"endTime":429.3336436193443,"body":"in"},{"speaker":"Timothy Iseler","startTime":429.3336436193443,"endTime":429.48364361934426,"body":"the"},{"speaker":"Timothy Iseler","startTime":429.48364361934426,"endTime":430.6836436193443,"body":"enthusiasm"},{"speaker":"Timothy Iseler","startTime":430.8336436193443,"endTime":431.01364361934424,"body":"to"},{"speaker":"Timothy Iseler","startTime":431.01364361934424,"endTime":431.37364361934425,"body":"find"},{"speaker":"Timothy Iseler","startTime":431.37364361934425,"endTime":431.5536436193443,"body":"more"},{"speaker":"Timothy Iseler","startTime":431.5536436193443,"endTime":432.0636436193443,"body":"deductible"},{"speaker":"Timothy Iseler","startTime":432.0636436193443,"endTime":432.7236436193443,"body":"expenses,"},{"speaker":"Timothy Iseler","startTime":432.8136436193443,"endTime":433.53364361934433,"body":"some"},{"speaker":"Timothy Iseler","startTime":433.5936436193443,"endTime":434.25364361934425,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":434.25364361934425,"endTime":434.64364361934435,"body":"people"},{"speaker":"Timothy Iseler","startTime":434.64364361934435,"endTime":435.0636436193443,"body":"actually"},{"speaker":"Timothy Iseler","startTime":435.0636436193443,"endTime":435.3336436193443,"body":"end"},{"speaker":"Timothy Iseler","startTime":435.3336436193443,"endTime":435.4536436193443,"body":"up"},{"speaker":"Timothy Iseler","startTime":435.4536436193443,"endTime":436.14364361934435,"body":"spending"},{"speaker":"Timothy Iseler","startTime":436.14364361934435,"endTime":436.3236436193443,"body":"a"},{"speaker":"Timothy Iseler","startTime":436.3236436193443,"endTime":436.6836436193443,"body":"lot"},{"speaker":"Timothy Iseler","startTime":436.6836436193443,"endTime":437.28364361934433,"body":"more"},{"speaker":"Timothy Iseler","startTime":437.40364361934434,"endTime":437.64364361934435,"body":"than"},{"speaker":"Timothy Iseler","startTime":437.64364361934435,"endTime":438.27364361934434,"body":"planned"},{"speaker":"Timothy Iseler","startTime":438.48364361934426,"endTime":438.6936436193443,"body":"so"},{"speaker":"Timothy Iseler","startTime":438.6936436193443,"endTime":438.87364361934425,"body":"that"},{"speaker":"Timothy Iseler","startTime":438.87364361934425,"endTime":438.9636436193443,"body":"they"},{"speaker":"Timothy Iseler","startTime":438.9636436193443,"endTime":439.1736436193443,"body":"can"},{"speaker":"Timothy Iseler","startTime":439.1736436193443,"endTime":439.50364361934425,"body":"lump"},{"speaker":"Timothy Iseler","startTime":439.50364361934425,"endTime":439.7136436193443,"body":"those"},{"speaker":"Timothy Iseler","startTime":439.7136436193443,"endTime":440.3136436193443,"body":"purchases"},{"speaker":"Timothy Iseler","startTime":440.3136436193443,"endTime":440.61364361934426,"body":"in"},{"speaker":"Timothy Iseler","startTime":440.6736436193443,"endTime":440.88364361934424,"body":"as"},{"speaker":"Timothy Iseler","startTime":440.88364361934424,"endTime":441.24364361934425,"body":"business"},{"speaker":"Timothy Iseler","startTime":441.24364361934425,"endTime":441.9336436193443,"body":"expenses."},{"speaker":"Timothy Iseler","startTime":441.99364361934425,"endTime":442.4436436193443,"body":"Like,"},{"speaker":"Timothy Iseler","startTime":442.65364361934434,"endTime":442.77364361934434,"body":"\"I"},{"speaker":"Timothy Iseler","startTime":442.77364361934434,"endTime":443.01364361934424,"body":"made"},{"speaker":"Timothy Iseler","startTime":443.01364361934424,"endTime":443.0736436193443,"body":"a"},{"speaker":"Timothy Iseler","startTime":443.0736436193443,"endTime":443.25364361934425,"body":"lot"},{"speaker":"Timothy Iseler","startTime":443.25364361934425,"endTime":443.3136436193443,"body":"of"},{"speaker":"Timothy Iseler","startTime":443.3136436193443,"endTime":443.5836436193443,"body":"extra"},{"speaker":"Timothy Iseler","startTime":443.5836436193443,"endTime":443.7936436193443,"body":"money"},{"speaker":"Timothy Iseler","startTime":443.7936436193443,"endTime":443.9736436193443,"body":"this"},{"speaker":"Timothy Iseler","startTime":443.9736436193443,"endTime":444.24364361934425,"body":"year,"},{"speaker":"Timothy Iseler","startTime":444.24864361934425,"endTime":444.4486436193443,"body":"so"},{"speaker":"Timothy Iseler","startTime":444.6936436193443,"endTime":444.8136436193443,"body":"I"},{"speaker":"Timothy Iseler","startTime":444.8136436193443,"endTime":445.0536436193443,"body":"better"},{"speaker":"Timothy Iseler","startTime":445.0536436193443,"endTime":445.2936436193443,"body":"buy"},{"speaker":"Timothy Iseler","startTime":445.2936436193443,"endTime":445.3236436193443,"body":"a"},{"speaker":"Timothy Iseler","startTime":445.3236436193443,"endTime":445.53364361934433,"body":"bunch"},{"speaker":"Timothy Iseler","startTime":445.53364361934433,"endTime":445.62364361934425,"body":"of"},{"speaker":"Timothy Iseler","startTime":445.62364361934425,"endTime":446.10364361934427,"body":"stuff"},{"speaker":"Timothy Iseler","startTime":446.13364361934424,"endTime":446.3136436193443,"body":"so"},{"speaker":"Timothy Iseler","startTime":446.3136436193443,"endTime":446.40364361934434,"body":"I"},{"speaker":"Timothy Iseler","startTime":446.40364361934434,"endTime":446.52364361934434,"body":"can"},{"speaker":"Timothy Iseler","startTime":446.52364361934434,"endTime":446.76364361934424,"body":"write"},{"speaker":"Timothy Iseler","startTime":446.76364361934424,"endTime":446.85364361934427,"body":"it"},{"speaker":"Timothy Iseler","startTime":446.85364361934427,"endTime":447.15364361934434,"body":"off.\""},{"speaker":"Timothy Iseler","startTime":447.5636436193442,"endTime":447.86364361934426,"body":"While"},{"speaker":"Timothy Iseler","startTime":447.86364361934426,"endTime":448.0436436193442,"body":"it's"},{"speaker":"Timothy Iseler","startTime":448.0436436193442,"endTime":448.7036436193442,"body":"true"},{"speaker":"Timothy Iseler","startTime":448.73364361934426,"endTime":449.09364361934416,"body":"that"},{"speaker":"Timothy Iseler","startTime":449.09364361934416,"endTime":449.5436436193442,"body":"spending"},{"speaker":"Timothy Iseler","startTime":449.5436436193442,"endTime":449.6636436193442,"body":"an"},{"speaker":"Timothy Iseler","startTime":449.6636436193442,"endTime":450.26364361934424,"body":"extra"},{"speaker":"Timothy Iseler","startTime":450.3236436193442,"endTime":450.9236436193442,"body":"5K"},{"speaker":"Timothy Iseler","startTime":450.9236436193442,"endTime":451.0436436193442,"body":"in"},{"speaker":"Timothy Iseler","startTime":451.0436436193442,"endTime":451.4036436193442,"body":"business"},{"speaker":"Timothy Iseler","startTime":451.4036436193442,"endTime":452.00364361934425,"body":"purchases"},{"speaker":"Timothy Iseler","startTime":452.00364361934425,"endTime":452.1536436193442,"body":"will"},{"speaker":"Timothy Iseler","startTime":452.1536436193442,"endTime":452.5736436193442,"body":"reduce"},{"speaker":"Timothy Iseler","startTime":452.5736436193442,"endTime":452.6936436193442,"body":"your"},{"speaker":"Timothy Iseler","startTime":452.6936436193442,"endTime":453.2036436193442,"body":"taxable"},{"speaker":"Timothy Iseler","startTime":453.2036436193442,"endTime":453.62364361934425,"body":"income"},{"speaker":"Timothy Iseler","startTime":453.62364361934425,"endTime":453.89364361934423,"body":"by"},{"speaker":"Timothy Iseler","startTime":453.89364361934423,"endTime":454.64364361934423,"body":"5K,"},{"speaker":"Timothy Iseler","startTime":454.73364361934426,"endTime":455.0636436193442,"body":"that's"},{"speaker":"Timothy Iseler","startTime":455.0636436193442,"endTime":455.5736436193442,"body":"true."},{"speaker":"Timothy Iseler","startTime":456.07364361934424,"endTime":456.3436436193441,"body":"It's"},{"speaker":"Timothy Iseler","startTime":456.3436436193441,"endTime":456.7636436193442,"body":"also"},{"speaker":"Timothy Iseler","startTime":456.7636436193442,"endTime":457.2436436193441,"body":"true"},{"speaker":"Timothy Iseler","startTime":457.2436436193441,"endTime":457.66364361934416,"body":"that"},{"speaker":"Timothy Iseler","startTime":457.93364361934414,"endTime":458.0836436193441,"body":"you"},{"speaker":"Timothy Iseler","startTime":458.0836436193441,"endTime":458.2336436193441,"body":"no"},{"speaker":"Timothy Iseler","startTime":458.2336436193441,"endTime":458.53364361934416,"body":"longer"},{"speaker":"Timothy Iseler","startTime":458.53364361934416,"endTime":458.7136436193441,"body":"have"},{"speaker":"Timothy Iseler","startTime":458.7136436193441,"endTime":458.8636436193441,"body":"that"},{"speaker":"Timothy Iseler","startTime":458.8636436193441,"endTime":459.2536436193441,"body":"money."},{"speaker":"Timothy Iseler","startTime":459.62364361934414,"endTime":459.8336436193442,"body":"So"},{"speaker":"Timothy Iseler","startTime":459.8336436193442,"endTime":460.01364361934424,"body":"you"},{"speaker":"Timothy Iseler","startTime":460.01364361934424,"endTime":460.37364361934414,"body":"save"},{"speaker":"Timothy Iseler","startTime":460.37364361934414,"endTime":460.5236436193442,"body":"on"},{"speaker":"Timothy Iseler","startTime":460.5236436193442,"endTime":461.24364361934414,"body":"taxes,"},{"speaker":"Timothy Iseler","startTime":461.6636436193442,"endTime":462.2036436193442,"body":"but"},{"speaker":"Timothy Iseler","startTime":462.38364361934424,"endTime":463.0736436193442,"body":"often"},{"speaker":"Timothy Iseler","startTime":463.10364361934415,"endTime":463.2836436193442,"body":"you"},{"speaker":"Timothy Iseler","startTime":463.2836436193442,"endTime":463.49364361934414,"body":"may"},{"speaker":"Timothy Iseler","startTime":463.49364361934414,"endTime":463.7936436193442,"body":"end"},{"speaker":"Timothy Iseler","startTime":463.7936436193442,"endTime":463.97364361934416,"body":"up"},{"speaker":"Timothy Iseler","startTime":463.97364361934416,"endTime":464.1836436193442,"body":"with"},{"speaker":"Timothy Iseler","startTime":464.1836436193442,"endTime":464.5736436193442,"body":"less"},{"speaker":"Timothy Iseler","startTime":464.60364361934415,"endTime":465.0236436193442,"body":"money"},{"speaker":"Timothy Iseler","startTime":465.0236436193442,"endTime":465.2036436193442,"body":"in"},{"speaker":"Timothy Iseler","startTime":465.2036436193442,"endTime":465.35364361934415,"body":"your"},{"speaker":"Timothy Iseler","startTime":465.35364361934415,"endTime":465.9236436193442,"body":"pocket"},{"speaker":"Timothy Iseler","startTime":466.10364361934415,"endTime":466.25364361934413,"body":"at"},{"speaker":"Timothy Iseler","startTime":466.25364361934413,"endTime":466.34364361934416,"body":"the"},{"speaker":"Timothy Iseler","startTime":466.34364361934416,"endTime":466.46364361934417,"body":"end"},{"speaker":"Timothy Iseler","startTime":466.46364361934417,"endTime":466.5236436193442,"body":"of"},{"speaker":"Timothy Iseler","startTime":466.5236436193442,"endTime":466.64364361934423,"body":"the"},{"speaker":"Timothy Iseler","startTime":466.64364361934423,"endTime":466.97364361934416,"body":"year."},{"speaker":"Timothy Iseler","startTime":467.73864361934415,"endTime":467.88864361934424,"body":"I"},{"speaker":"Timothy Iseler","startTime":467.88864361934424,"endTime":468.0686436193442,"body":"don't"},{"speaker":"Timothy Iseler","startTime":468.0686436193442,"endTime":468.6686436193442,"body":"necessarily"},{"speaker":"Timothy Iseler","startTime":468.6686436193442,"endTime":468.87864361934425,"body":"see"},{"speaker":"Timothy Iseler","startTime":468.87864361934425,"endTime":469.0586436193442,"body":"that"},{"speaker":"Timothy Iseler","startTime":469.0586436193442,"endTime":469.1786436193442,"body":"as"},{"speaker":"Timothy Iseler","startTime":469.1786436193442,"endTime":469.26864361934423,"body":"a"},{"speaker":"Timothy Iseler","startTime":469.26864361934423,"endTime":469.5686436193442,"body":"win."},{"speaker":"Timothy Iseler","startTime":469.8986436193442,"endTime":470.49864361934414,"body":"Sometimes"},{"speaker":"Timothy Iseler","startTime":470.49864361934414,"endTime":470.58864361934417,"body":"I"},{"speaker":"Timothy Iseler","startTime":470.58864361934417,"endTime":470.9186436193442,"body":"think"},{"speaker":"Timothy Iseler","startTime":470.9186436193442,"endTime":471.24864361934414,"body":"that"},{"speaker":"Timothy Iseler","startTime":471.24864361934414,"endTime":471.75864361934424,"body":"keeping"},{"speaker":"Timothy Iseler","startTime":471.75864361934424,"endTime":472.2986436193442,"body":"more"},{"speaker":"Timothy Iseler","startTime":472.2986436193442,"endTime":472.62864361934425,"body":"of"},{"speaker":"Timothy Iseler","startTime":472.6886436193442,"endTime":473.0486436193442,"body":"your"},{"speaker":"Timothy Iseler","startTime":473.0486436193442,"endTime":473.5286436193442,"body":"money"},{"speaker":"Timothy Iseler","startTime":473.5586436193442,"endTime":473.9486436193442,"body":"for"},{"speaker":"Timothy Iseler","startTime":473.9486436193442,"endTime":474.8186436193442,"body":"yourself"},{"speaker":"Timothy Iseler","startTime":475.1486436193442,"endTime":475.4186436193442,"body":"and"},{"speaker":"Timothy Iseler","startTime":475.4186436193442,"endTime":475.98864361934415,"body":"accepting"},{"speaker":"Timothy Iseler","startTime":475.98864361934415,"endTime":476.0786436193442,"body":"the"},{"speaker":"Timothy Iseler","startTime":476.0786436193442,"endTime":476.46864361934416,"body":"tax"},{"speaker":"Timothy Iseler","startTime":476.46864361934416,"endTime":477.09864361934416,"body":"impact"},{"speaker":"Timothy Iseler","startTime":477.4586436193442,"endTime":477.6686436193442,"body":"is"},{"speaker":"Timothy Iseler","startTime":477.6686436193442,"endTime":477.72864361934415,"body":"a"},{"speaker":"Timothy Iseler","startTime":477.72864361934415,"endTime":477.99864361934414,"body":"better"},{"speaker":"Timothy Iseler","startTime":477.99864361934414,"endTime":478.47864361934415,"body":"trade."},{"speaker":"Timothy Iseler","startTime":478.97552543752596,"endTime":479.1555254375259,"body":"But"},{"speaker":"Timothy Iseler","startTime":479.1555254375259,"endTime":479.4255254375259,"body":"that's"},{"speaker":"Timothy Iseler","startTime":479.4255254375259,"endTime":479.6355254375259,"body":"just"},{"speaker":"Timothy Iseler","startTime":479.6355254375259,"endTime":479.9355254375259,"body":"me"},{"speaker":"Timothy Iseler","startTime":479.9355254375259,"endTime":480.11552543752595,"body":"and"},{"speaker":"Timothy Iseler","startTime":480.11552543752595,"endTime":480.35552543752596,"body":"how"},{"speaker":"Timothy Iseler","startTime":480.35552543752596,"endTime":480.445525437526,"body":"I"},{"speaker":"Timothy Iseler","startTime":480.445525437526,"endTime":480.6555254375259,"body":"see"},{"speaker":"Timothy Iseler","startTime":480.6555254375259,"endTime":480.7755254375259,"body":"the"},{"speaker":"Timothy Iseler","startTime":480.7755254375259,"endTime":481.1655254375259,"body":"world."},{"speaker":"Timothy Iseler","startTime":481.5895542150974,"endTime":481.8295542150974,"body":"I"},{"speaker":"Timothy Iseler","startTime":481.8295542150974,"endTime":482.03955421509744,"body":"would"},{"speaker":"Timothy Iseler","startTime":482.03955421509744,"endTime":482.3395542150974,"body":"rather"},{"speaker":"Timothy Iseler","startTime":482.3395542150974,"endTime":482.6095542150974,"body":"keep"},{"speaker":"Timothy Iseler","startTime":482.6095542150974,"endTime":482.75955421509747,"body":"more"},{"speaker":"Timothy Iseler","startTime":482.75955421509747,"endTime":482.8495542150974,"body":"of"},{"speaker":"Timothy Iseler","startTime":482.8495542150974,"endTime":483.02955421509745,"body":"my"},{"speaker":"Timothy Iseler","startTime":483.02955421509745,"endTime":483.5695542150974,"body":"money,"},{"speaker":"Timothy Iseler","startTime":483.62955421509747,"endTime":483.9295542150974,"body":"even"},{"speaker":"Timothy Iseler","startTime":483.9295542150974,"endTime":484.04955421509743,"body":"if"},{"speaker":"Timothy Iseler","startTime":484.04955421509743,"endTime":484.13955421509746,"body":"it"},{"speaker":"Timothy Iseler","startTime":484.13955421509746,"endTime":484.64955421509745,"body":"means"},{"speaker":"Timothy Iseler","startTime":484.73955421509737,"endTime":485.00955421509747,"body":"paying"},{"speaker":"Timothy Iseler","startTime":485.00955421509747,"endTime":485.1895542150974,"body":"some"},{"speaker":"Timothy Iseler","startTime":485.1895542150974,"endTime":485.78955421509744,"body":"taxes."},{"speaker":"Timothy Iseler","startTime":486.3112269423702,"endTime":486.49122694237013,"body":"The"},{"speaker":"Timothy Iseler","startTime":486.5512269423702,"endTime":486.85122694237015,"body":"other"},{"speaker":"Timothy Iseler","startTime":486.85122694237015,"endTime":487.6612269423701,"body":"downside"},{"speaker":"Timothy Iseler","startTime":487.6912269423702,"endTime":488.11122694237014,"body":"of"},{"speaker":"Timothy Iseler","startTime":488.1712269423701,"endTime":488.86122694237014,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":488.86122694237014,"endTime":489.2512269423701,"body":"people"},{"speaker":"Timothy Iseler","startTime":489.2512269423701,"endTime":489.5512269423702,"body":"writing"},{"speaker":"Timothy Iseler","startTime":489.5512269423702,"endTime":489.73122694237014,"body":"off"},{"speaker":"Timothy Iseler","startTime":489.73122694237014,"endTime":489.7912269423701,"body":"a"},{"speaker":"Timothy Iseler","startTime":489.7912269423701,"endTime":490.0012269423701,"body":"ton"},{"speaker":"Timothy Iseler","startTime":490.0012269423701,"endTime":490.0612269423702,"body":"of"},{"speaker":"Timothy Iseler","startTime":490.0612269423702,"endTime":490.7512269423701,"body":"expenses"},{"speaker":"Timothy Iseler","startTime":490.7512269423701,"endTime":490.9012269423701,"body":"to"},{"speaker":"Timothy Iseler","startTime":490.9012269423701,"endTime":491.2612269423701,"body":"reduce"},{"speaker":"Timothy Iseler","startTime":491.2612269423701,"endTime":491.74122694237013,"body":"taxable"},{"speaker":"Timothy Iseler","startTime":491.74122694237013,"endTime":492.22122694237015,"body":"income"},{"speaker":"Timothy Iseler","startTime":492.58122694237017,"endTime":492.7612269423701,"body":"is"},{"speaker":"Timothy Iseler","startTime":492.7612269423701,"endTime":492.97122694237015,"body":"that"},{"speaker":"Timothy Iseler","startTime":492.97122694237015,"endTime":493.1512269423701,"body":"you're"},{"speaker":"Timothy Iseler","startTime":493.1512269423701,"endTime":493.6312269423701,"body":"also"},{"speaker":"Timothy Iseler","startTime":493.6312269423701,"endTime":494.3212269423702,"body":"reducing"},{"speaker":"Timothy Iseler","startTime":494.3212269423702,"endTime":494.47122694237015,"body":"your"},{"speaker":"Timothy Iseler","startTime":494.47122694237015,"endTime":495.2512269423701,"body":"access"},{"speaker":"Timothy Iseler","startTime":495.4312269423702,"endTime":495.6712269423701,"body":"to"},{"speaker":"Timothy Iseler","startTime":495.6712269423701,"endTime":496.0312269423701,"body":"what"},{"speaker":"Timothy Iseler","startTime":496.0312269423701,"endTime":496.7812269423701,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":496.7812269423701,"endTime":497.2912269423701,"body":"Tax"},{"speaker":"Timothy Iseler","startTime":497.3812269423701,"endTime":497.8012269423702,"body":"actually"},{"speaker":"Timothy Iseler","startTime":497.8012269423702,"endTime":498.22122694237015,"body":"pays"},{"speaker":"Timothy Iseler","startTime":498.22122694237015,"endTime":498.61122694237014,"body":"for:"},{"speaker":"Timothy Iseler","startTime":499.34622694237004,"endTime":499.82622694237006,"body":"Namely"},{"speaker":"Timothy Iseler","startTime":499.82622694237006,"endTime":500.16622694237003,"body":"Social"},{"speaker":"Timothy Iseler","startTime":500.16622694237003,"endTime":500.67622694237,"body":"Security"},{"speaker":"Timothy Iseler","startTime":500.67622694237,"endTime":500.76622694237005,"body":"and"},{"speaker":"Timothy Iseler","startTime":500.76622694237005,"endTime":501.27622694237004,"body":"Medicare."},{"speaker":"Timothy Iseler","startTime":501.66622694237003,"endTime":501.93622694237,"body":"So"},{"speaker":"Timothy Iseler","startTime":501.93622694237,"endTime":502.2362269423701,"body":"while"},{"speaker":"Timothy Iseler","startTime":502.2362269423701,"endTime":502.80622694237,"body":"everybody"},{"speaker":"Timothy Iseler","startTime":502.80622694237,"endTime":503.16622694237003,"body":"likes"},{"speaker":"Timothy Iseler","startTime":503.16622694237003,"endTime":503.43622694237,"body":"paying"},{"speaker":"Timothy Iseler","startTime":503.43622694237,"endTime":503.64622694237005,"body":"less"},{"speaker":"Timothy Iseler","startTime":503.64622694237005,"endTime":503.76622694237005,"body":"in"},{"speaker":"Timothy Iseler","startTime":503.76622694237005,"endTime":504.33622694237,"body":"taxes,"},{"speaker":"Timothy Iseler","startTime":504.33622694237,"endTime":504.7262269423701,"body":"please"},{"speaker":"Timothy Iseler","startTime":504.7262269423701,"endTime":504.9662269423701,"body":"keep"},{"speaker":"Timothy Iseler","startTime":504.9662269423701,"endTime":505.05622694237,"body":"in"},{"speaker":"Timothy Iseler","startTime":505.05622694237,"endTime":505.3562269423701,"body":"mind"},{"speaker":"Timothy Iseler","startTime":505.3562269423701,"endTime":505.65622694237004,"body":"that"},{"speaker":"Timothy Iseler","startTime":505.68622694237,"endTime":506.37622694237007,"body":"reducing"},{"speaker":"Timothy Iseler","startTime":506.37622694237007,"endTime":506.4962269423701,"body":"your"},{"speaker":"Timothy Iseler","startTime":506.4962269423701,"endTime":507.18622694237,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":507.18622694237,"endTime":507.6062269423701,"body":"Tax"},{"speaker":"Timothy Iseler","startTime":507.78622694237004,"endTime":508.44622694237,"body":"also"},{"speaker":"Timothy Iseler","startTime":508.4762269423701,"endTime":509.13622694237006,"body":"reduces"},{"speaker":"Timothy Iseler","startTime":509.13622694237006,"endTime":509.25622694237006,"body":"the"},{"speaker":"Timothy Iseler","startTime":509.25622694237006,"endTime":509.82622694237,"body":"benefits"},{"speaker":"Timothy Iseler","startTime":509.82622694237,"endTime":509.94622694237,"body":"you"},{"speaker":"Timothy Iseler","startTime":509.94622694237,"endTime":510.0962269423701,"body":"will"},{"speaker":"Timothy Iseler","startTime":510.0962269423701,"endTime":510.7262269423701,"body":"receive"},{"speaker":"Timothy Iseler","startTime":511.08622694237,"endTime":511.38622694237006,"body":"from"},{"speaker":"Timothy Iseler","startTime":511.38622694237006,"endTime":511.7462269423701,"body":"Social"},{"speaker":"Timothy Iseler","startTime":511.7462269423701,"endTime":512.43622694237,"body":"Security"},{"speaker":"Timothy Iseler","startTime":512.4962269423701,"endTime":512.67622694237,"body":"and"},{"speaker":"Timothy Iseler","startTime":512.67622694237,"endTime":513.18622694237,"body":"Medicare."},{"speaker":"Timothy Iseler","startTime":513.57622694237,"endTime":513.93622694237,"body":"And"},{"speaker":"Timothy Iseler","startTime":513.9662269423701,"endTime":514.92622694237,"body":"unfortunately,"},{"speaker":"Timothy Iseler","startTime":515.16622694237,"endTime":515.55622694237,"body":"lots"},{"speaker":"Timothy Iseler","startTime":515.55622694237,"endTime":515.64622694237,"body":"of"},{"speaker":"Timothy Iseler","startTime":515.64622694237,"endTime":516.27622694237,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":516.27622694237,"endTime":516.6062269423701,"body":"people"},{"speaker":"Timothy Iseler","startTime":516.6062269423701,"endTime":516.90622694237,"body":"just"},{"speaker":"Timothy Iseler","startTime":516.90622694237,"endTime":517.26622694237,"body":"don't"},{"speaker":"Timothy Iseler","startTime":517.26622694237,"endTime":517.5062269423701,"body":"have"},{"speaker":"Timothy Iseler","startTime":517.5062269423701,"endTime":517.56622694237,"body":"a"},{"speaker":"Timothy Iseler","startTime":517.56622694237,"endTime":517.83622694237,"body":"great"},{"speaker":"Timothy Iseler","startTime":517.83622694237,"endTime":518.4662269423701,"body":"plan"},{"speaker":"Timothy Iseler","startTime":518.4662269423701,"endTime":518.70622694237,"body":"when"},{"speaker":"Timothy Iseler","startTime":518.70622694237,"endTime":518.76622694237,"body":"it"},{"speaker":"Timothy Iseler","startTime":518.76622694237,"endTime":519.03622694237,"body":"comes"},{"speaker":"Timothy Iseler","startTime":519.03622694237,"endTime":519.15622694237,"body":"to"},{"speaker":"Timothy Iseler","startTime":519.15622694237,"endTime":519.4862269423701,"body":"saving"},{"speaker":"Timothy Iseler","startTime":519.4912269423701,"endTime":519.67122694237,"body":"for"},{"speaker":"Timothy Iseler","startTime":519.67122694237,"endTime":520.19122694237,"body":"retirement."},{"speaker":"Timothy Iseler","startTime":520.7162269423701,"endTime":520.95622694237,"body":"So"},{"speaker":"Timothy Iseler","startTime":520.95622694237,"endTime":521.19622694237,"body":"those"},{"speaker":"Timothy Iseler","startTime":521.19622694237,"endTime":521.67622694237,"body":"benefits"},{"speaker":"Timothy Iseler","startTime":521.67622694237,"endTime":521.8562269423701,"body":"will"},{"speaker":"Timothy Iseler","startTime":521.8562269423701,"endTime":522.3662269423701,"body":"actually"},{"speaker":"Timothy Iseler","startTime":522.3662269423701,"endTime":522.6062269423701,"body":"end"},{"speaker":"Timothy Iseler","startTime":522.6062269423701,"endTime":522.7262269423701,"body":"up"},{"speaker":"Timothy Iseler","startTime":522.7262269423701,"endTime":523.1162269423701,"body":"being"},{"speaker":"Timothy Iseler","startTime":523.20622694237,"endTime":523.80622694237,"body":"super"},{"speaker":"Timothy Iseler","startTime":523.80622694237,"endTime":524.52622694237,"body":"important"},{"speaker":"Timothy Iseler","startTime":524.67622694237,"endTime":524.8862269423701,"body":"to"},{"speaker":"Timothy Iseler","startTime":524.8862269423701,"endTime":524.94622694237,"body":"a"},{"speaker":"Timothy Iseler","startTime":524.94622694237,"endTime":525.15622694237,"body":"lot"},{"speaker":"Timothy Iseler","startTime":525.15622694237,"endTime":525.2162269423701,"body":"of"},{"speaker":"Timothy Iseler","startTime":525.2162269423701,"endTime":525.8462269423701,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":525.8462269423701,"endTime":526.29622694237,"body":"people."},{"speaker":"Timothy Iseler","startTime":526.5407633060065,"endTime":526.7207633060065,"body":"If"},{"speaker":"Timothy Iseler","startTime":526.7207633060065,"endTime":526.8707633060066,"body":"you're"},{"speaker":"Timothy Iseler","startTime":526.8707633060066,"endTime":527.0807633060065,"body":"really"},{"speaker":"Timothy Iseler","startTime":527.0807633060065,"endTime":527.5307633060065,"body":"aggressive"},{"speaker":"Timothy Iseler","startTime":527.5307633060065,"endTime":527.6507633060065,"body":"in"},{"speaker":"Timothy Iseler","startTime":527.6507633060065,"endTime":528.0107633060065,"body":"finding"},{"speaker":"Timothy Iseler","startTime":528.0107633060065,"endTime":528.4007633060065,"body":"business"},{"speaker":"Timothy Iseler","startTime":528.4007633060065,"endTime":528.9407633060065,"body":"expenses"},{"speaker":"Timothy Iseler","startTime":528.9407633060065,"endTime":529.0307633060065,"body":"to"},{"speaker":"Timothy Iseler","startTime":529.0307633060065,"endTime":529.2107633060065,"body":"write"},{"speaker":"Timothy Iseler","startTime":529.2107633060065,"endTime":529.4807633060065,"body":"off,"},{"speaker":"Timothy Iseler","startTime":529.7207633060065,"endTime":529.9307633060065,"body":"you"},{"speaker":"Timothy Iseler","startTime":529.9307633060065,"endTime":530.1707633060065,"body":"may"},{"speaker":"Timothy Iseler","startTime":530.1707633060065,"endTime":530.4107633060065,"body":"pay"},{"speaker":"Timothy Iseler","startTime":530.4107633060065,"endTime":530.8307633060065,"body":"less"},{"speaker":"Timothy Iseler","startTime":530.8907633060065,"endTime":531.0707633060065,"body":"in"},{"speaker":"Timothy Iseler","startTime":531.0707633060065,"endTime":531.3707633060066,"body":"current"},{"speaker":"Timothy Iseler","startTime":531.3707633060066,"endTime":531.5007633060065,"body":"year"},{"speaker":"Timothy Iseler","startTime":531.5207633060065,"endTime":532.1507633060065,"body":"taxes,"},{"speaker":"Timothy Iseler","startTime":532.6007633060065,"endTime":532.9007633060065,"body":"but"},{"speaker":"Timothy Iseler","startTime":532.9007633060065,"endTime":533.1407633060065,"body":"you'll"},{"speaker":"Timothy Iseler","startTime":533.1407633060065,"endTime":533.5307633060065,"body":"also"},{"speaker":"Timothy Iseler","startTime":533.5307633060065,"endTime":533.6507633060065,"body":"be"},{"speaker":"Timothy Iseler","startTime":533.6507633060065,"endTime":534.3107633060065,"body":"shortchanging"},{"speaker":"Timothy Iseler","startTime":534.3107633060065,"endTime":534.7007633060065,"body":"yourself"},{"speaker":"Timothy Iseler","startTime":534.7007633060065,"endTime":534.7907633060065,"body":"in"},{"speaker":"Timothy Iseler","startTime":534.7907633060065,"endTime":535.3907633060065,"body":"retirement"},{"speaker":"Timothy Iseler","startTime":535.3907633060065,"endTime":535.5707633060065,"body":"in"},{"speaker":"Timothy Iseler","startTime":535.5707633060065,"endTime":535.6307633060065,"body":"the"},{"speaker":"Timothy Iseler","startTime":535.6307633060065,"endTime":535.9907633060066,"body":"form"},{"speaker":"Timothy Iseler","startTime":535.9907633060066,"endTime":536.1707633060065,"body":"of"},{"speaker":"Timothy Iseler","startTime":536.2307633060065,"endTime":536.7407633060066,"body":"lower"},{"speaker":"Timothy Iseler","startTime":536.7407633060066,"endTime":537.1007633060065,"body":"Social"},{"speaker":"Timothy Iseler","startTime":537.1007633060065,"endTime":537.6707633060065,"body":"security"},{"speaker":"Timothy Iseler","startTime":537.6707633060065,"endTime":538.1507633060065,"body":"retirement"},{"speaker":"Timothy Iseler","startTime":538.1507633060065,"endTime":538.6907633060065,"body":"benefits"},{"speaker":"Timothy Iseler","startTime":539.1107633060064,"endTime":539.3507633060065,"body":"or"},{"speaker":"Timothy Iseler","startTime":539.3507633060065,"endTime":539.8307633060065,"body":"higher"},{"speaker":"Timothy Iseler","startTime":539.8307633060065,"endTime":540.1607633060065,"body":"health"},{"speaker":"Timothy Iseler","startTime":540.1607633060065,"endTime":540.6107633060064,"body":"insurance"},{"speaker":"Timothy Iseler","startTime":540.6107633060064,"endTime":541.1807633060065,"body":"costs."},{"speaker":"Timothy Iseler","startTime":541.6453087605521,"endTime":542.095308760552,"body":"Okay."},{"speaker":"Timothy Iseler","startTime":542.125308760552,"endTime":542.575308760552,"body":"Tons"},{"speaker":"Timothy Iseler","startTime":542.575308760552,"endTime":542.695308760552,"body":"of"},{"speaker":"Timothy Iseler","startTime":542.695308760552,"endTime":543.205308760552,"body":"details"},{"speaker":"Timothy Iseler","startTime":543.205308760552,"endTime":543.325308760552,"body":"in"},{"speaker":"Timothy Iseler","startTime":543.325308760552,"endTime":543.595308760552,"body":"there"},{"speaker":"Timothy Iseler","startTime":543.595308760552,"endTime":543.8953087605521,"body":"on"},{"speaker":"Timothy Iseler","startTime":543.8953087605521,"endTime":544.1653087605521,"body":"kind"},{"speaker":"Timothy Iseler","startTime":544.1653087605521,"endTime":544.2853087605521,"body":"of"},{"speaker":"Timothy Iseler","startTime":544.2853087605521,"endTime":544.345308760552,"body":"a"},{"speaker":"Timothy Iseler","startTime":544.345308760552,"endTime":544.5553087605521,"body":"dry"},{"speaker":"Timothy Iseler","startTime":544.5553087605521,"endTime":545.125308760552,"body":"topic,"},{"speaker":"Timothy Iseler","startTime":545.3053087605521,"endTime":545.6653087605521,"body":"but"},{"speaker":"Timothy Iseler","startTime":545.725308760552,"endTime":546.0553087605521,"body":"here"},{"speaker":"Timothy Iseler","startTime":546.0553087605521,"endTime":546.1453087605521,"body":"are"},{"speaker":"Timothy Iseler","startTime":546.1453087605521,"endTime":546.2653087605521,"body":"the"},{"speaker":"Timothy Iseler","startTime":546.2653087605521,"endTime":546.445308760552,"body":"key"},{"speaker":"Timothy Iseler","startTime":546.445308760552,"endTime":547.105308760552,"body":"takeaways:"},{"speaker":"Timothy Iseler","startTime":547.7953087605521,"endTime":548.575308760552,"body":"self-Employment"},{"speaker":"Timothy Iseler","startTime":548.575308760552,"endTime":549.085308760552,"body":"Tax"},{"speaker":"Timothy Iseler","startTime":549.1453087605521,"endTime":549.5353087605521,"body":"serves"},{"speaker":"Timothy Iseler","startTime":549.5353087605521,"endTime":549.715308760552,"body":"the"},{"speaker":"Timothy Iseler","startTime":549.715308760552,"endTime":550.4053087605521,"body":"exact"},{"speaker":"Timothy Iseler","startTime":550.465308760552,"endTime":550.945308760552,"body":"same"},{"speaker":"Timothy Iseler","startTime":550.945308760552,"endTime":551.4253087605521,"body":"purpose"},{"speaker":"Timothy Iseler","startTime":551.4253087605521,"endTime":551.605308760552,"body":"as"},{"speaker":"Timothy Iseler","startTime":551.605308760552,"endTime":552.085308760552,"body":"FICA."},{"speaker":"Timothy Iseler","startTime":552.465308760552,"endTime":552.675308760552,"body":"It's"},{"speaker":"Timothy Iseler","startTime":552.675308760552,"endTime":552.915308760552,"body":"not"},{"speaker":"Timothy Iseler","startTime":552.915308760552,"endTime":553.035308760552,"body":"an"},{"speaker":"Timothy Iseler","startTime":553.095308760552,"endTime":553.515308760552,"body":"extra"},{"speaker":"Timothy Iseler","startTime":553.515308760552,"endTime":553.905308760552,"body":"tax"},{"speaker":"Timothy Iseler","startTime":553.905308760552,"endTime":554.085308760552,"body":"on"},{"speaker":"Timothy Iseler","startTime":554.085308760552,"endTime":554.715308760552,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":554.715308760552,"endTime":555.225308760552,"body":"people."},{"speaker":"Timothy Iseler","startTime":555.285308760552,"endTime":555.735308760552,"body":"Instead,"},{"speaker":"Timothy Iseler","startTime":555.735308760552,"endTime":555.975308760552,"body":"it's"},{"speaker":"Timothy Iseler","startTime":555.975308760552,"endTime":556.035308760552,"body":"a"},{"speaker":"Timothy Iseler","startTime":556.035308760552,"endTime":556.995308760552,"body":"replacement"},{"speaker":"Timothy Iseler","startTime":557.085308760552,"endTime":557.265308760552,"body":"for"},{"speaker":"Timothy Iseler","startTime":557.265308760552,"endTime":557.385308760552,"body":"the"},{"speaker":"Timothy Iseler","startTime":557.385308760552,"endTime":557.775308760552,"body":"tax"},{"speaker":"Timothy Iseler","startTime":557.775308760552,"endTime":558.075308760552,"body":"that"},{"speaker":"Timothy Iseler","startTime":558.075308760552,"endTime":558.735308760552,"body":"traditionally-"},{"speaker":"Timothy Iseler","startTime":558.735308760552,"endTime":559.125308760552,"body":"employed"},{"speaker":"Timothy Iseler","startTime":559.125308760552,"endTime":559.425308760552,"body":"People"},{"speaker":"Timothy Iseler","startTime":559.425308760552,"endTime":559.605308760552,"body":"pay."},{"speaker":"Timothy Iseler","startTime":560.2866723969156,"endTime":560.4366723969156,"body":"When"},{"speaker":"Timothy Iseler","startTime":560.4366723969156,"endTime":560.5566723969156,"body":"you're"},{"speaker":"Timothy Iseler","startTime":560.5566723969156,"endTime":561.4266723969156,"body":"self-employed,"},{"speaker":"Timothy Iseler","startTime":561.4566723969156,"endTime":561.6366723969156,"body":"you"},{"speaker":"Timothy Iseler","startTime":561.6366723969156,"endTime":561.9966723969155,"body":"pay"},{"speaker":"Timothy Iseler","startTime":561.9966723969155,"endTime":562.5066723969156,"body":"both"},{"speaker":"Timothy Iseler","startTime":562.5366723969156,"endTime":562.7466723969155,"body":"the"},{"speaker":"Timothy Iseler","startTime":562.7466723969155,"endTime":563.4966723969155,"body":"employer"},{"speaker":"Timothy Iseler","startTime":563.5266723969156,"endTime":563.9466723969156,"body":"and"},{"speaker":"Timothy Iseler","startTime":563.9466723969156,"endTime":564.5766723969156,"body":"employee"},{"speaker":"Timothy Iseler","startTime":564.5766723969156,"endTime":565.1766723969156,"body":"halves"},{"speaker":"Timothy Iseler","startTime":565.2966723969156,"endTime":565.5666723969156,"body":"of"},{"speaker":"Timothy Iseler","startTime":565.5666723969156,"endTime":566.0766723969156,"body":"employment"},{"speaker":"Timothy Iseler","startTime":566.0766723969156,"endTime":566.5866723969156,"body":"tax."},{"speaker":"Timothy Iseler","startTime":566.9766723969155,"endTime":567.1566723969156,"body":"The"},{"speaker":"Timothy Iseler","startTime":567.1566723969156,"endTime":567.6666723969156,"body":"employer"},{"speaker":"Timothy Iseler","startTime":567.6666723969156,"endTime":568.0266723969156,"body":"half"},{"speaker":"Timothy Iseler","startTime":568.0266723969156,"endTime":568.3866723969156,"body":"counts"},{"speaker":"Timothy Iseler","startTime":568.3866723969156,"endTime":568.5366723969156,"body":"as"},{"speaker":"Timothy Iseler","startTime":568.5366723969156,"endTime":568.6266723969155,"body":"a"},{"speaker":"Timothy Iseler","startTime":568.6266723969155,"endTime":569.2566723969156,"body":"deduction"},{"speaker":"Timothy Iseler","startTime":569.2566723969156,"endTime":569.4366723969156,"body":"for"},{"speaker":"Timothy Iseler","startTime":569.4366723969156,"endTime":569.7366723969155,"body":"income"},{"speaker":"Timothy Iseler","startTime":569.7366723969155,"endTime":570.0366723969156,"body":"tax"},{"speaker":"Timothy Iseler","startTime":570.0366723969156,"endTime":570.6366723969156,"body":"purposes,"},{"speaker":"Timothy Iseler","startTime":570.9366723969156,"endTime":571.3266723969156,"body":"but"},{"speaker":"Timothy Iseler","startTime":571.3866723969156,"endTime":571.5066723969156,"body":"you"},{"speaker":"Timothy Iseler","startTime":571.5066723969156,"endTime":571.7166723969156,"body":"still"},{"speaker":"Timothy Iseler","startTime":571.7166723969156,"endTime":571.9266723969156,"body":"have"},{"speaker":"Timothy Iseler","startTime":571.9266723969156,"endTime":572.0166723969156,"body":"to"},{"speaker":"Timothy Iseler","startTime":572.0166723969156,"endTime":572.2266723969155,"body":"pay"},{"speaker":"Timothy Iseler","startTime":572.2266723969155,"endTime":572.4066723969156,"body":"it."},{"speaker":"Timothy Iseler","startTime":573.0700057302489,"endTime":573.2200057302489,"body":"If"},{"speaker":"Timothy Iseler","startTime":573.2200057302489,"endTime":573.3700057302489,"body":"you're"},{"speaker":"Timothy Iseler","startTime":573.3700057302489,"endTime":573.6400057302488,"body":"sole"},{"speaker":"Timothy Iseler","startTime":573.6400057302488,"endTime":574.3600057302489,"body":"proprietor,"},{"speaker":"Timothy Iseler","startTime":574.7200057302489,"endTime":575.110005730249,"body":"partner"},{"speaker":"Timothy Iseler","startTime":575.110005730249,"endTime":575.2000057302489,"body":"in"},{"speaker":"Timothy Iseler","startTime":575.2000057302489,"endTime":575.2300057302489,"body":"a"},{"speaker":"Timothy Iseler","startTime":575.2300057302489,"endTime":575.890005730249,"body":"partnership,"},{"speaker":"Timothy Iseler","startTime":576.1600057302489,"endTime":576.7000057302489,"body":"LLC"},{"speaker":"Timothy Iseler","startTime":576.7000057302489,"endTime":577.1800057302489,"body":"member,"},{"speaker":"Timothy Iseler","startTime":577.2100057302489,"endTime":577.390005730249,"body":"or"},{"speaker":"Timothy Iseler","startTime":577.390005730249,"endTime":578.140005730249,"body":"freelancer,"},{"speaker":"Timothy Iseler","startTime":578.4400057302489,"endTime":578.650005730249,"body":"the"},{"speaker":"Timothy Iseler","startTime":578.6800057302489,"endTime":579.1000057302489,"body":"only"},{"speaker":"Timothy Iseler","startTime":579.1000057302489,"endTime":579.400005730249,"body":"way"},{"speaker":"Timothy Iseler","startTime":579.400005730249,"endTime":579.610005730249,"body":"to"},{"speaker":"Timothy Iseler","startTime":579.610005730249,"endTime":580.240005730249,"body":"reduce"},{"speaker":"Timothy Iseler","startTime":580.270005730249,"endTime":581.110005730249,"body":"Self-Employment"},{"speaker":"Timothy Iseler","startTime":581.110005730249,"endTime":581.620005730249,"body":"Tax"},{"speaker":"Timothy Iseler","startTime":581.6800057302489,"endTime":581.890005730249,"body":"is"},{"speaker":"Timothy Iseler","startTime":581.890005730249,"endTime":582.0400057302489,"body":"to"},{"speaker":"Timothy Iseler","startTime":582.0400057302489,"endTime":582.6700057302489,"body":"reduce"},{"speaker":"Timothy Iseler","startTime":582.7300057302489,"endTime":583.0600057302489,"body":"net"},{"speaker":"Timothy Iseler","startTime":583.0600057302489,"endTime":583.8100057302489,"body":"profits."},{"speaker":"Timothy Iseler","startTime":584.500005730249,"endTime":584.890005730249,"body":"And"},{"speaker":"Timothy Iseler","startTime":584.890005730249,"endTime":585.3100057302489,"body":"finally,"},{"speaker":"Timothy Iseler","startTime":585.3100057302489,"endTime":585.5800057302489,"body":"while"},{"speaker":"Timothy Iseler","startTime":585.5800057302489,"endTime":586.0600057302489,"body":"everyone"},{"speaker":"Timothy Iseler","startTime":586.0600057302489,"endTime":586.4800057302489,"body":"loves"},{"speaker":"Timothy Iseler","startTime":586.4800057302489,"endTime":586.900005730249,"body":"saving"},{"speaker":"Timothy Iseler","startTime":586.900005730249,"endTime":587.020005730249,"body":"on"},{"speaker":"Timothy Iseler","startTime":587.020005730249,"endTime":587.110005730249,"body":"the"},{"speaker":"Timothy Iseler","startTime":587.110005730249,"endTime":587.260005730249,"body":"ol'"},{"speaker":"Timothy Iseler","startTime":587.5600057302489,"endTime":587.860005730249,"body":"income"},{"speaker":"Timothy Iseler","startTime":587.860005730249,"endTime":588.1900057302489,"body":"tax"},{"speaker":"Timothy Iseler","startTime":588.1900057302489,"endTime":588.610005730249,"body":"bill,"},{"speaker":"Timothy Iseler","startTime":588.8500057302489,"endTime":589.6000057302489,"body":"sometimes"},{"speaker":"Timothy Iseler","startTime":589.6000057302489,"endTime":589.9600057302489,"body":"writing"},{"speaker":"Timothy Iseler","startTime":589.9600057302489,"endTime":590.2000057302489,"body":"off"},{"speaker":"Timothy Iseler","startTime":590.2000057302489,"endTime":590.260005730249,"body":"a"},{"speaker":"Timothy Iseler","startTime":590.260005730249,"endTime":590.4700057302489,"body":"bunch"},{"speaker":"Timothy Iseler","startTime":590.4700057302489,"endTime":590.5600057302489,"body":"of"},{"speaker":"Timothy Iseler","startTime":590.5600057302489,"endTime":591.2200057302489,"body":"expenses"},{"speaker":"Timothy Iseler","startTime":591.2200057302489,"endTime":591.5800057302489,"body":"means"},{"speaker":"Timothy Iseler","startTime":591.6700057302489,"endTime":592.000005730249,"body":"less"},{"speaker":"Timothy Iseler","startTime":592.000005730249,"endTime":592.3000057302489,"body":"money"},{"speaker":"Timothy Iseler","startTime":592.3000057302489,"endTime":592.4200057302489,"body":"in"},{"speaker":"Timothy Iseler","startTime":592.4200057302489,"endTime":592.510005730249,"body":"your"},{"speaker":"Timothy Iseler","startTime":592.510005730249,"endTime":592.9300057302489,"body":"pocket"},{"speaker":"Timothy Iseler","startTime":592.9300057302489,"endTime":593.530005730249,"body":"now"},{"speaker":"Timothy Iseler","startTime":593.8300057302489,"endTime":594.0400057302489,"body":"and"},{"speaker":"Timothy Iseler","startTime":594.0400057302489,"endTime":594.4300057302489,"body":"less"},{"speaker":"Timothy Iseler","startTime":594.4300057302489,"endTime":595.0600057302489,"body":"access"},{"speaker":"Timothy Iseler","startTime":595.0600057302489,"endTime":595.630005730249,"body":"to"},{"speaker":"Timothy Iseler","startTime":595.750005730249,"endTime":596.140005730249,"body":"Social"},{"speaker":"Timothy Iseler","startTime":596.140005730249,"endTime":596.8000057302489,"body":"security"},{"speaker":"Timothy Iseler","startTime":596.8300057302489,"endTime":597.010005730249,"body":"and"},{"speaker":"Timothy Iseler","startTime":597.010005730249,"endTime":597.5800057302489,"body":"Medicare"},{"speaker":"Timothy Iseler","startTime":597.5800057302489,"endTime":598.120005730249,"body":"benefits"},{"speaker":"Timothy Iseler","startTime":598.120005730249,"endTime":598.6000057302489,"body":"later."},{"speaker":"Timothy Iseler","startTime":599.1644151303726,"endTime":599.3444151303726,"body":"All"},{"speaker":"Timothy Iseler","startTime":599.3444151303726,"endTime":599.5844151303726,"body":"right."},{"speaker":"Timothy Iseler","startTime":599.5844151303726,"endTime":599.7644151303725,"body":"There"},{"speaker":"Timothy Iseler","startTime":599.7644151303725,"endTime":600.1844151303726,"body":"is"},{"speaker":"Timothy Iseler","startTime":600.2744151303726,"endTime":600.7544151303725,"body":"one"},{"speaker":"Timothy Iseler","startTime":600.7844151303726,"endTime":601.2944151303726,"body":"additional"},{"speaker":"Timothy Iseler","startTime":601.2944151303726,"endTime":601.5344151303726,"body":"way"},{"speaker":"Timothy Iseler","startTime":601.5344151303726,"endTime":601.8644151303725,"body":"that"},{"speaker":"Timothy Iseler","startTime":601.8644151303725,"endTime":602.4944151303725,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":602.4944151303725,"endTime":602.8844151303725,"body":"people"},{"speaker":"Timothy Iseler","startTime":602.9144151303726,"endTime":603.1244151303725,"body":"can"},{"speaker":"Timothy Iseler","startTime":603.1244151303725,"endTime":603.6944151303726,"body":"reduce"},{"speaker":"Timothy Iseler","startTime":603.7544151303725,"endTime":604.2944151303726,"body":"employment"},{"speaker":"Timothy Iseler","startTime":604.2944151303726,"endTime":604.8344151303726,"body":"tax,"},{"speaker":"Timothy Iseler","startTime":604.9544151303726,"endTime":605.2244151303726,"body":"which"},{"speaker":"Timothy Iseler","startTime":605.2244151303726,"endTime":605.5544151303726,"body":"is"},{"speaker":"Timothy Iseler","startTime":605.7644151303725,"endTime":606.0644151303726,"body":"more"},{"speaker":"Timothy Iseler","startTime":606.0644151303726,"endTime":606.8444151303726,"body":"complicated,"},{"speaker":"Timothy Iseler","startTime":606.8444151303726,"endTime":606.9944151303725,"body":"but"},{"speaker":"Timothy Iseler","startTime":606.9944151303725,"endTime":607.3244151303726,"body":"allows"},{"speaker":"Timothy Iseler","startTime":607.3244151303726,"endTime":607.4444151303726,"body":"you"},{"speaker":"Timothy Iseler","startTime":607.4444151303726,"endTime":607.5644151303726,"body":"to"},{"speaker":"Timothy Iseler","startTime":607.5644151303726,"endTime":608.1344151303725,"body":"designate"},{"speaker":"Timothy Iseler","startTime":608.1344151303725,"endTime":608.1944151303726,"body":"a"},{"speaker":"Timothy Iseler","startTime":608.1944151303726,"endTime":608.7944151303726,"body":"portion"},{"speaker":"Timothy Iseler","startTime":608.7944151303726,"endTime":608.9144151303726,"body":"of"},{"speaker":"Timothy Iseler","startTime":608.9144151303726,"endTime":609.0344151303726,"body":"your"},{"speaker":"Timothy Iseler","startTime":609.0344151303726,"endTime":609.3944151303725,"body":"business"},{"speaker":"Timothy Iseler","startTime":609.3944151303725,"endTime":609.8744151303725,"body":"profits"},{"speaker":"Timothy Iseler","startTime":609.8744151303725,"endTime":610.0844151303726,"body":"as"},{"speaker":"Timothy Iseler","startTime":610.0844151303726,"endTime":611.0444151303726,"body":"compensation"},{"speaker":"Timothy Iseler","startTime":611.5844151303726,"endTime":611.7944151303726,"body":"and"},{"speaker":"Timothy Iseler","startTime":611.7944151303726,"endTime":612.3644151303725,"body":"avoid"},{"speaker":"Timothy Iseler","startTime":612.3644151303725,"endTime":612.8444151303726,"body":"employment"},{"speaker":"Timothy Iseler","startTime":612.8444151303726,"endTime":613.2644151303725,"body":"tax"},{"speaker":"Timothy Iseler","startTime":613.3994151303726,"endTime":613.6194151303725,"body":"on"},{"speaker":"Timothy Iseler","startTime":613.6544151303726,"endTime":613.7444151303725,"body":"the"},{"speaker":"Timothy Iseler","startTime":613.7444151303725,"endTime":614.2244151303726,"body":"rest."},{"speaker":"Timothy Iseler","startTime":614.5544151303726,"endTime":614.7644151303726,"body":"That's"},{"speaker":"Timothy Iseler","startTime":614.7644151303726,"endTime":615.1544151303726,"body":"right,"},{"speaker":"Timothy Iseler","startTime":615.2144151303727,"endTime":615.4544151303727,"body":"i'm"},{"speaker":"Timothy Iseler","startTime":615.4544151303727,"endTime":615.8144151303726,"body":"talking"},{"speaker":"Timothy Iseler","startTime":615.8144151303726,"endTime":616.0244151303726,"body":"about"},{"speaker":"Timothy Iseler","startTime":616.0244151303726,"endTime":616.1144151303727,"body":"the"},{"speaker":"Timothy Iseler","startTime":616.1144151303727,"endTime":616.3844151303726,"body":"S"},{"speaker":"Timothy Iseler","startTime":616.3844151303726,"endTime":616.6544151303726,"body":"corp"},{"speaker":"Timothy Iseler","startTime":616.6544151303726,"endTime":617.2244151303727,"body":"election."},{"speaker":"Timothy Iseler","startTime":617.7344151303727,"endTime":617.9144151303726,"body":"I'll"},{"speaker":"Timothy Iseler","startTime":617.9144151303726,"endTime":618.3344151303726,"body":"discuss"},{"speaker":"Timothy Iseler","startTime":618.3344151303726,"endTime":618.4544151303726,"body":"the"},{"speaker":"Timothy Iseler","startTime":618.4544151303726,"endTime":618.7844151303726,"body":"difference"},{"speaker":"Timothy Iseler","startTime":618.7844151303726,"endTime":619.1744151303726,"body":"between"},{"speaker":"Timothy Iseler","startTime":619.2044151303726,"endTime":619.7744151303726,"body":"LLCs"},{"speaker":"Timothy Iseler","startTime":619.7744151303726,"endTime":619.9244151303726,"body":"and"},{"speaker":"Timothy Iseler","startTime":619.9244151303726,"endTime":620.1644151303726,"body":"S"},{"speaker":"Timothy Iseler","startTime":620.1644151303726,"endTime":620.5244151303726,"body":"Corps"},{"speaker":"Timothy Iseler","startTime":620.7644151303726,"endTime":620.9444151303726,"body":"in"},{"speaker":"Timothy Iseler","startTime":620.9444151303726,"endTime":621.2144151303726,"body":"two"},{"speaker":"Timothy Iseler","startTime":621.2144151303726,"endTime":621.8144151303726,"body":"weeks,"},{"speaker":"Timothy Iseler","startTime":622.0844151303726,"endTime":622.2944151303726,"body":"which"},{"speaker":"Timothy Iseler","startTime":622.2944151303726,"endTime":622.4144151303726,"body":"is"},{"speaker":"Timothy Iseler","startTime":622.4144151303726,"endTime":622.5044151303726,"body":"an"},{"speaker":"Timothy Iseler","startTime":622.5044151303726,"endTime":623.0744151303726,"body":"important"},{"speaker":"Timothy Iseler","startTime":623.0744151303726,"endTime":623.2244151303727,"body":"but"},{"speaker":"Timothy Iseler","startTime":623.2244151303727,"endTime":623.6144151303727,"body":"often"},{"speaker":"Timothy Iseler","startTime":623.6144151303727,"endTime":624.3044151303726,"body":"confusing"},{"speaker":"Timothy Iseler","startTime":624.3044151303726,"endTime":624.8144151303726,"body":"topic"},{"speaker":"Timothy Iseler","startTime":624.8144151303726,"endTime":624.9344151303726,"body":"for"},{"speaker":"Timothy Iseler","startTime":624.9344151303726,"endTime":625.5644151303726,"body":"self-employed"},{"speaker":"Timothy Iseler","startTime":625.5644151303726,"endTime":626.0444151303726,"body":"people."},{"speaker":"Timothy Iseler","startTime":626.1644151303726,"endTime":626.8244151303726,"body":"And"},{"speaker":"Timothy Iseler","startTime":626.8244151303726,"endTime":627.0944151303726,"body":"next"},{"speaker":"Timothy Iseler","startTime":627.0944151303726,"endTime":627.4544151303726,"body":"week"},{"speaker":"Timothy Iseler","startTime":627.5144151303726,"endTime":627.6644151303726,"body":"I'll"},{"speaker":"Timothy Iseler","startTime":627.6644151303726,"endTime":627.7544151303726,"body":"be"},{"speaker":"Timothy Iseler","startTime":627.7544151303726,"endTime":627.9944151303727,"body":"back"},{"speaker":"Timothy Iseler","startTime":627.9944151303727,"endTime":628.1444151303726,"body":"with"},{"speaker":"Timothy Iseler","startTime":628.1444151303726,"endTime":628.1744151303726,"body":"a"},{"speaker":"Timothy Iseler","startTime":628.1744151303726,"endTime":628.8944151303726,"body":"conversation"},{"speaker":"Timothy Iseler","startTime":628.8944151303726,"endTime":629.1344151303726,"body":"with"},{"speaker":"Timothy Iseler","startTime":629.1644151303726,"endTime":629.8244151303726,"body":"musician,"},{"speaker":"Timothy Iseler","startTime":629.8544151303727,"endTime":630.3944151303726,"body":"author"},{"speaker":"Timothy Iseler","startTime":630.3944151303726,"endTime":630.6044151303727,"body":"and"},{"speaker":"Timothy Iseler","startTime":630.6044151303727,"endTime":630.9644151303726,"body":"teacher"},{"speaker":"Timothy Iseler","startTime":630.9644151303726,"endTime":631.3544151303727,"body":"Franz"},{"speaker":"Timothy Iseler","startTime":631.3544151303727,"endTime":631.8644151303727,"body":"Nikolay."},{"speaker":"Timothy Iseler","startTime":632.4944151303727,"endTime":632.6744151303726,"body":"I"},{"speaker":"Timothy Iseler","startTime":632.6744151303726,"endTime":632.9144151303726,"body":"read"},{"speaker":"Timothy Iseler","startTime":632.9144151303726,"endTime":633.0344151303726,"body":"his"},{"speaker":"Timothy Iseler","startTime":633.0344151303726,"endTime":633.2144151303726,"body":"new"},{"speaker":"Timothy Iseler","startTime":633.2144151303726,"endTime":633.4544151303726,"body":"book"},{"speaker":"Timothy Iseler","startTime":633.4544151303726,"endTime":633.8144151303726,"body":"called"},{"speaker":"Timothy Iseler","startTime":633.8144151303726,"endTime":634.1744151303726,"body":"Band"},{"speaker":"Timothy Iseler","startTime":634.1744151303726,"endTime":634.8344151303726,"body":"People"},{"speaker":"Timothy Iseler","startTime":634.9544151303726,"endTime":635.7344151303727,"body":"subtitle,"},{"speaker":"Timothy Iseler","startTime":635.7944151303726,"endTime":636.2144151303726,"body":"life"},{"speaker":"Timothy Iseler","startTime":636.2444151303727,"endTime":636.4544151303726,"body":"and"},{"speaker":"Timothy Iseler","startTime":636.4544151303726,"endTime":636.8144151303726,"body":"Work"},{"speaker":"Timothy Iseler","startTime":636.8144151303726,"endTime":636.9644151303726,"body":"in"},{"speaker":"Timothy Iseler","startTime":636.9644151303726,"endTime":637.4144151303726,"body":"Popular"},{"speaker":"Timothy Iseler","startTime":637.4144151303726,"endTime":637.8944151303726,"body":"Music,"},{"speaker":"Timothy Iseler","startTime":638.0744151303726,"endTime":638.2244151303727,"body":"and"},{"speaker":"Timothy Iseler","startTime":638.2244151303727,"endTime":638.4644151303726,"body":"found"},{"speaker":"Timothy Iseler","startTime":638.4644151303726,"endTime":638.5544151303726,"body":"a"},{"speaker":"Timothy Iseler","startTime":638.5544151303726,"endTime":638.9744151303727,"body":"ton"},{"speaker":"Timothy Iseler","startTime":638.9744151303727,"endTime":639.0644151303726,"body":"of"},{"speaker":"Timothy Iseler","startTime":639.0644151303726,"endTime":639.7244151303727,"body":"crossover"},{"speaker":"Timothy Iseler","startTime":639.7244151303727,"endTime":640.1444151303726,"body":"between"},{"speaker":"Timothy Iseler","startTime":640.1444151303726,"endTime":640.2644151303726,"body":"the"},{"speaker":"Timothy Iseler","startTime":640.2644151303726,"endTime":640.7144151303726,"body":"topics"},{"speaker":"Timothy Iseler","startTime":640.7144151303726,"endTime":640.9244151303726,"body":"he"},{"speaker":"Timothy Iseler","startTime":640.9244151303726,"endTime":641.2544151303726,"body":"covered"},{"speaker":"Timothy Iseler","startTime":641.2544151303726,"endTime":641.3144151303726,"body":"in"},{"speaker":"Timothy Iseler","startTime":641.3144151303726,"endTime":641.3744151303727,"body":"the"},{"speaker":"Timothy Iseler","startTime":641.3744151303727,"endTime":641.7344151303727,"body":"book"},{"speaker":"Timothy Iseler","startTime":642.1844151303726,"endTime":642.5744151303726,"body":"and"},{"speaker":"Timothy Iseler","startTime":642.5744151303726,"endTime":642.6644151303726,"body":"the"},{"speaker":"Timothy Iseler","startTime":642.6644151303726,"endTime":642.9644151303726,"body":"stuff"},{"speaker":"Timothy Iseler","startTime":642.9644151303726,"endTime":643.0844151303726,"body":"I"},{"speaker":"Timothy Iseler","startTime":643.0844151303726,"endTime":643.3244151303726,"body":"think"},{"speaker":"Timothy Iseler","startTime":643.3244151303726,"endTime":643.5644151303726,"body":"about"},{"speaker":"Timothy Iseler","startTime":643.5644151303726,"endTime":643.7444151303727,"body":"all"},{"speaker":"Timothy Iseler","startTime":643.7444151303727,"endTime":643.8644151303727,"body":"the"},{"speaker":"Timothy Iseler","startTime":643.8644151303727,"endTime":644.3144151303726,"body":"time."},{"speaker":"Timothy Iseler","startTime":644.8608267692099,"endTime":645.25082676921,"body":"Okay,"},{"speaker":"Timothy Iseler","startTime":645.25082676921,"endTime":645.4908267692099,"body":"that's"},{"speaker":"Timothy Iseler","startTime":645.4908267692099,"endTime":645.6108267692099,"body":"it"},{"speaker":"Timothy Iseler","startTime":645.6108267692099,"endTime":645.76082676921,"body":"for"},{"speaker":"Timothy Iseler","startTime":645.76082676921,"endTime":646.27082676921,"body":"today."},{"speaker":"Timothy Iseler","startTime":646.54082676921,"endTime":647.1108267692099,"body":"Now"},{"speaker":"Timothy Iseler","startTime":647.1108267692099,"endTime":647.29082676921,"body":"it's"},{"speaker":"Timothy Iseler","startTime":647.29082676921,"endTime":647.5608267692099,"body":"time"},{"speaker":"Timothy Iseler","startTime":647.5608267692099,"endTime":647.68082676921,"body":"for"},{"speaker":"Timothy Iseler","startTime":647.68082676921,"endTime":647.9508267692099,"body":"some"},{"speaker":"Timothy Iseler","startTime":647.9508267692099,"endTime":648.9708267692099,"body":"disclosures."},{"speaker":"Timothy Iseler","startTime":649.66082676921,"endTime":649.78082676921,"body":"The"},{"speaker":"Timothy Iseler","startTime":649.78082676921,"endTime":650.05082676921,"body":"thing"},{"speaker":"Timothy Iseler","startTime":650.05082676921,"endTime":650.14082676921,"body":"we"},{"speaker":"Timothy Iseler","startTime":650.14082676921,"endTime":650.3508267692099,"body":"never"},{"speaker":"Timothy Iseler","startTime":650.3508267692099,"endTime":650.65082676921,"body":"talk"},{"speaker":"Timothy Iseler","startTime":650.65082676921,"endTime":650.9508267692099,"body":"about"},{"speaker":"Timothy Iseler","startTime":650.9808267692099,"endTime":651.16082676921,"body":"is"},{"speaker":"Timothy Iseler","startTime":651.16082676921,"endTime":651.3108267692099,"body":"for"},{"speaker":"Timothy Iseler","startTime":651.3108267692099,"endTime":652.12082676921,"body":"educational"},{"speaker":"Timothy Iseler","startTime":652.12082676921,"endTime":652.39082676921,"body":"and"},{"speaker":"Timothy Iseler","startTime":652.39082676921,"endTime":653.05082676921,"body":"entertainment"},{"speaker":"Timothy Iseler","startTime":653.05082676921,"endTime":653.5908267692099,"body":"purposes"},{"speaker":"Timothy Iseler","startTime":653.5908267692099,"endTime":654.2208267692099,"body":"only."},{"speaker":"Timothy Iseler","startTime":654.40082676921,"endTime":654.64082676921,"body":"It's"},{"speaker":"Timothy Iseler","startTime":654.64082676921,"endTime":654.88082676921,"body":"not"},{"speaker":"Timothy Iseler","startTime":654.88082676921,"endTime":655.39082676921,"body":"legal,"},{"speaker":"Timothy Iseler","startTime":655.42082676921,"endTime":656.02082676921,"body":"investment"},{"speaker":"Timothy Iseler","startTime":656.05082676921,"endTime":656.2008267692099,"body":"or"},{"speaker":"Timothy Iseler","startTime":656.2008267692099,"endTime":656.53082676921,"body":"tax"},{"speaker":"Timothy Iseler","startTime":656.53082676921,"endTime":657.04082676921,"body":"advice."},{"speaker":"Timothy Iseler","startTime":657.52082676921,"endTime":657.88082676921,"body":"People"},{"speaker":"Timothy Iseler","startTime":657.88082676921,"endTime":658.0608267692099,"body":"on"},{"speaker":"Timothy Iseler","startTime":658.0608267692099,"endTime":658.15082676921,"body":"the"},{"speaker":"Timothy Iseler","startTime":658.15082676921,"endTime":658.51082676921,"body":"show,"},{"speaker":"Timothy Iseler","startTime":658.51082676921,"endTime":658.96082676921,"body":"including"},{"speaker":"Timothy Iseler","startTime":658.96082676921,"endTime":659.20082676921,"body":"yours,"},{"speaker":"Timothy Iseler","startTime":659.20082676921,"endTime":659.62082676921,"body":"truly"},{"speaker":"Timothy Iseler","startTime":659.83082676921,"endTime":660.07082676921,"body":"may"},{"speaker":"Timothy Iseler","startTime":660.07082676921,"endTime":660.25082676921,"body":"have"},{"speaker":"Timothy Iseler","startTime":660.25082676921,"endTime":660.79082676921,"body":"interests"},{"speaker":"Timothy Iseler","startTime":660.85082676921,"endTime":661.48082676921,"body":"for"},{"speaker":"Timothy Iseler","startTime":661.51082676921,"endTime":661.72082676921,"body":"or"},{"speaker":"Timothy Iseler","startTime":661.72082676921,"endTime":662.11082676921,"body":"against"},{"speaker":"Timothy Iseler","startTime":662.11082676921,"endTime":662.35082676921,"body":"any"},{"speaker":"Timothy Iseler","startTime":662.35082676921,"endTime":662.95082676921,"body":"investments"},{"speaker":"Timothy Iseler","startTime":662.95082676921,"endTime":663.52082676921,"body":"discussed."},{"speaker":"Timothy Iseler","startTime":663.5508267692101,"endTime":663.76082676921,"body":"So"},{"speaker":"Timothy Iseler","startTime":663.76082676921,"endTime":663.91082676921,"body":"do"},{"speaker":"Timothy Iseler","startTime":663.91082676921,"endTime":664.24082676921,"body":"yourself"},{"speaker":"Timothy Iseler","startTime":664.24082676921,"endTime":664.33082676921,"body":"a"},{"speaker":"Timothy Iseler","startTime":664.33082676921,"endTime":664.81082676921,"body":"favor"},{"speaker":"Timothy Iseler","startTime":664.84082676921,"endTime":665.11082676921,"body":"and"},{"speaker":"Timothy Iseler","startTime":665.11082676921,"endTime":665.47082676921,"body":"don't"},{"speaker":"Timothy Iseler","startTime":665.47082676921,"endTime":665.83082676921,"body":"make"},{"speaker":"Timothy Iseler","startTime":665.86082676921,"endTime":666.13082676921,"body":"any"},{"speaker":"Timothy Iseler","startTime":666.13082676921,"endTime":666.76082676921,"body":"decisions"},{"speaker":"Timothy Iseler","startTime":666.88082676921,"endTime":667.21082676921,"body":"based"},{"speaker":"Timothy Iseler","startTime":667.21082676921,"endTime":667.33082676921,"body":"on"},{"speaker":"Timothy Iseler","startTime":667.33082676921,"endTime":667.48082676921,"body":"what"},{"speaker":"Timothy Iseler","startTime":667.48082676921,"endTime":667.57082676921,"body":"you"},{"speaker":"Timothy Iseler","startTime":667.57082676921,"endTime":667.72082676921,"body":"hear"},{"speaker":"Timothy Iseler","startTime":667.72082676921,"endTime":667.87082676921,"body":"on"},{"speaker":"Timothy Iseler","startTime":667.87082676921,"endTime":668.23082676921,"body":"this"},{"speaker":"Timothy Iseler","startTime":668.26082676921,"endTime":668.53082676921,"body":"or"},{"speaker":"Timothy Iseler","startTime":668.53082676921,"endTime":668.89082676921,"body":"any"},{"speaker":"Timothy Iseler","startTime":668.89082676921,"endTime":669.13082676921,"body":"other"},{"speaker":"Timothy Iseler","startTime":669.13082676921,"endTime":669.88082676921,"body":"podcast."},{"speaker":"Timothy Iseler","startTime":670.1241601025433,"endTime":670.3041601025434,"body":"If"},{"speaker":"Timothy Iseler","startTime":670.3041601025434,"endTime":670.4541601025434,"body":"you"},{"speaker":"Timothy Iseler","startTime":670.4541601025434,"endTime":670.6041601025433,"body":"have"},{"speaker":"Timothy Iseler","startTime":670.6041601025433,"endTime":670.6641601025434,"body":"a"},{"speaker":"Timothy Iseler","startTime":670.6641601025434,"endTime":671.0241601025433,"body":"money"},{"speaker":"Timothy Iseler","startTime":671.0541601025434,"endTime":671.2041601025434,"body":"or"},{"speaker":"Timothy Iseler","startTime":671.2041601025434,"endTime":671.5941601025434,"body":"finance"},{"speaker":"Timothy Iseler","startTime":671.5941601025434,"endTime":672.0441601025434,"body":"question"},{"speaker":"Timothy Iseler","startTime":672.0441601025434,"endTime":672.1941601025434,"body":"you'd"},{"speaker":"Timothy Iseler","startTime":672.1941601025434,"endTime":672.4341601025434,"body":"like"},{"speaker":"Timothy Iseler","startTime":672.4641601025434,"endTime":672.9141601025434,"body":"answered"},{"speaker":"Timothy Iseler","startTime":672.9141601025434,"endTime":673.0041601025433,"body":"in"},{"speaker":"Timothy Iseler","startTime":673.0041601025433,"endTime":673.0641601025434,"body":"a"},{"speaker":"Timothy Iseler","startTime":673.0641601025434,"endTime":673.3941601025433,"body":"future"},{"speaker":"Timothy Iseler","startTime":673.3941601025433,"endTime":673.9941601025433,"body":"episode,"},{"speaker":"Timothy Iseler","startTime":674.3541601025433,"endTime":674.6241601025433,"body":"please"},{"speaker":"Timothy Iseler","startTime":674.6241601025433,"endTime":675.1041601025433,"body":"visit"},{"speaker":"Timothy Iseler","startTime":675.3041601025434,"endTime":677.7141601025434,"body":"iselerfinancial.com/podcast."},{"speaker":"Timothy Iseler","startTime":677.7341601025433,"endTime":678.0041601025433,"body":"Again,"},{"speaker":"Timothy Iseler","startTime":678.0041601025433,"endTime":678.3541601025433,"body":"that's"},{"speaker":"Timothy Iseler","startTime":678.4941601025433,"endTime":680.8141601025434,"body":"iselerfinancial.com/podcast,"},{"speaker":"Timothy Iseler","startTime":681.3341601025434,"endTime":681.5241601025433,"body":"and"},{"speaker":"Timothy Iseler","startTime":681.5241601025433,"endTime":682.0141601025433,"body":"Iseler"},{"speaker":"Timothy Iseler","startTime":682.0341601025433,"endTime":682.1541601025433,"body":"is"},{"speaker":"Timothy Iseler","startTime":682.1541601025433,"endTime":682.6041601025433,"body":"spelled"},{"speaker":"Timothy Iseler","startTime":682.7241601025434,"endTime":684.3141601025434,"body":"I-S-E-L-E-R."},{"speaker":"Timothy Iseler","startTime":684.7224934358767,"endTime":685.0224934358768,"body":"And"},{"speaker":"Timothy Iseler","startTime":685.0524934358767,"endTime":685.2324934358767,"body":"if"},{"speaker":"Timothy Iseler","startTime":685.2324934358767,"endTime":685.3524934358767,"body":"you"},{"speaker":"Timothy Iseler","startTime":685.3524934358767,"endTime":685.5324934358767,"body":"like"},{"speaker":"Timothy Iseler","startTime":685.5324934358767,"endTime":685.6524934358767,"body":"what"},{"speaker":"Timothy Iseler","startTime":685.6524934358767,"endTime":685.7724934358768,"body":"you"},{"speaker":"Timothy Iseler","startTime":685.7724934358768,"endTime":686.1324934358767,"body":"hear,"},{"speaker":"Timothy Iseler","startTime":686.4924934358767,"endTime":686.8224934358767,"body":"please"},{"speaker":"Timothy Iseler","startTime":686.8224934358767,"endTime":687.1824934358767,"body":"like"},{"speaker":"Timothy Iseler","startTime":687.1824934358767,"endTime":687.3624934358767,"body":"and"},{"speaker":"Timothy Iseler","startTime":687.3624934358767,"endTime":687.8424934358767,"body":"subscribe"},{"speaker":"Timothy Iseler","startTime":687.8424934358767,"endTime":687.9024934358767,"body":"to"},{"speaker":"Timothy Iseler","startTime":687.9024934358767,"endTime":688.0224934358768,"body":"the"},{"speaker":"Timothy Iseler","startTime":688.0224934358768,"endTime":688.5324934358767,"body":"show"},{"speaker":"Timothy Iseler","startTime":688.7724934358768,"endTime":689.3724934358767,"body":"wherever"},{"speaker":"Timothy Iseler","startTime":689.3724934358767,"endTime":689.4924934358767,"body":"you"},{"speaker":"Timothy Iseler","startTime":689.4924934358767,"endTime":689.7024934358767,"body":"get"},{"speaker":"Timothy Iseler","startTime":689.7024934358767,"endTime":689.7924934358767,"body":"your"},{"speaker":"Timothy Iseler","startTime":689.7924934358767,"endTime":690.6324934358767,"body":"podcasts."},{"speaker":"Timothy Iseler","startTime":691.1424934358768,"endTime":691.3224934358767,"body":"And"},{"speaker":"Timothy Iseler","startTime":691.3224934358767,"endTime":691.4124934358767,"body":"you"},{"speaker":"Timothy Iseler","startTime":691.4124934358767,"endTime":691.5624934358767,"body":"can"},{"speaker":"Timothy Iseler","startTime":691.5624934358767,"endTime":691.7124934358767,"body":"get"},{"speaker":"Timothy Iseler","startTime":691.7124934358767,"endTime":691.8624934358767,"body":"my"},{"speaker":"Timothy Iseler","startTime":691.8624934358767,"endTime":692.2524934358767,"body":"insights"},{"speaker":"Timothy Iseler","startTime":692.2524934358767,"endTime":692.4024934358767,"body":"on"},{"speaker":"Timothy Iseler","startTime":692.4024934358767,"endTime":692.6724934358767,"body":"money"},{"speaker":"Timothy Iseler","startTime":692.6724934358767,"endTime":692.7624934358768,"body":"and"},{"speaker":"Timothy Iseler","startTime":692.7624934358768,"endTime":693.0324934358767,"body":"more"},{"speaker":"Timothy Iseler","startTime":693.0324934358767,"endTime":693.4524934358767,"body":"delivered"},{"speaker":"Timothy Iseler","startTime":693.4524934358767,"endTime":693.8724934358767,"body":"directly"},{"speaker":"Timothy Iseler","startTime":693.8724934358767,"endTime":693.9624934358767,"body":"to"},{"speaker":"Timothy Iseler","startTime":693.9624934358767,"endTime":694.0524934358767,"body":"your"},{"speaker":"Timothy Iseler","startTime":694.0524934358767,"endTime":694.5324934358767,"body":"inbox"},{"speaker":"Timothy Iseler","startTime":694.5324934358767,"endTime":694.6524934358767,"body":"by"},{"speaker":"Timothy Iseler","startTime":694.6524934358767,"endTime":695.3124934358767,"body":"subscribing"},{"speaker":"Timothy Iseler","startTime":695.3124934358767,"endTime":695.5524934358767,"body":"to"},{"speaker":"Timothy Iseler","startTime":695.5524934358767,"endTime":695.7924934358767,"body":"my"},{"speaker":"Timothy Iseler","startTime":695.7924934358767,"endTime":696.0624934358767,"body":"Keep"},{"speaker":"Timothy Iseler","startTime":696.0624934358767,"endTime":696.1524934358767,"body":"It"},{"speaker":"Timothy Iseler","startTime":696.1524934358767,"endTime":696.4224934358767,"body":"Easy"},{"speaker":"Timothy Iseler","startTime":696.4224934358767,"endTime":697.0924934358767,"body":"newsletter"},{"speaker":"Timothy Iseler","startTime":697.1224934358768,"endTime":697.4124934358767,"body":"at"},{"speaker":"Timothy Iseler","startTime":697.7724934358768,"endTime":700.1824934358767,"body":"iselerfinancial.com/newsletter."},{"speaker":"Timothy Iseler","startTime":700.9524934358767,"endTime":701.2524934358767,"body":"Thanks"},{"speaker":"Timothy Iseler","startTime":701.2524934358767,"endTime":701.3724934358767,"body":"for"},{"speaker":"Timothy Iseler","startTime":701.3724934358767,"endTime":701.9424934358767,"body":"listening."},{"speaker":"Timothy Iseler","startTime":702.0324934358767,"endTime":702.1524934358767,"body":"I"},{"speaker":"Timothy Iseler","startTime":702.1524934358767,"endTime":702.5724934358767,"body":"appreciate"},{"speaker":"Timothy Iseler","startTime":702.5724934358767,"endTime":702.6924934358767,"body":"you."}]}