Fynders Keepers

California law now makes crypto escheatable retroactively after three years of dormancy, and it took effect this January. Allen Osgood expects a wall of people to start receiving letters, and for it to continue every year from here.

The exposure is far wider than exchanges. Stablecoins, tokenized deposits, tokenized securities, custodial and non-custodial wallets all fall inside the regime, and most of the institutions entering those business lines have unclaimed property nowhere near the top of the list.

Allen is co-founder and CEO of Eisen and a former Coinbase payments product manager. He joins AssetFynd CMO Shaun Jackson to map where digital asset dormancy is heading, why forcing custodians to liquidate crypto creates risk nobody has priced, and what happens when a three year dormancy clock meets an asset class that reinvents itself every eighteen months.

What is Fynders Keepers?

Hundreds of billions in lost financial assets are sitting unclaimed around the world. Dormant bank accounts, insurance policies, brokerage accounts, uncashed checks, forgotten estate assets. Money that was never collected because nobody knew it existed or where to find it. These unclaimed assets are collected and held by hundreds of governments and institutions across the world, waiting for someone to claim them.
Fynders Keepers brings together the leading unclaimed property experts and practitioners from law, finance, compliance, corporate restructuring, banking, asset tracing and claiming, genealogy research, international heir finding and wills & estates to share practical insights and real stories from the people doing the work.
Each episode features candid technical, and occasionally surprising conversations about the mechanics and challenges of locating and recovering lost assets, jurisdictional and cross border obstacles, ownership puzzles, the cases that took years, and the recoveries worth remembering.
Brought to you by AssetFynd.