In this episode of Terminal Value, I’m joined by Gentry Davies, co-founder and CEO of Crew, to discuss how consumer finance products shape behavior, why traditional budgeting tools often fail, and how Crew is building a calmer, more intentional alternative to today’s banking and investing apps.
We cover Crew’s pocket-based banking model, the problem with credit card and neobank incentives, how AI helps a small team move faster, and why Gentry ultimately wants to build the “anti-Robinhood.”
What is Terminal Value?
Terminal Value is a market landscape podcast that breaks down where value accrues in AI, software, and technology markets through deep dives with founders, operators, and investors.