Your Bank Account Is Becoming a Budgeting Engine | Gentry Davies, Crew

In this episode of Terminal Value, I’m joined by Gentry Davies, co-founder and CEO of Crew, to discuss how consumer finance products shape behavior, why traditional budgeting tools often fail, and how Crew is building a calmer, more intentional alternative to today’s banking and investing apps.

We cover Crew’s pocket-based banking model, the problem with credit card and neobank incentives, how AI helps a small team move faster, and why Gentry ultimately wants to build the “anti-Robinhood.”

Disclaimer: For information and education only; not investment advice or a recommendation to buy or sell securities. Views are the speakers’ own.

What is Terminal Value?

Terminal Value is a market landscape podcast that breaks down where value accrues in AI, software, and technology markets through deep dives with founders, operators, and investors.

Terminal Value is hosted by Nik Singh and is currently not monetized. Content is for general information and education, not investment, financial, legal or tax advice. Company discussions are not recommendations to buy or sell securities. Views are the speakers’ own and reflect the recording date.