Risky Assets

Everyone manages risk every day without calling it that. We put on a seatbelt. We buy homeowners and auto and life insurance. Then we skip the part where the tap stops running for a week and the phones go dark. After the 1994 Northridge earthquake the freeways were on the ground and the local water supply was contaminated for days. In 2021 the Texas grid came within minutes of a collapse that would have taken weeks or months to reverse. Preparedness is nothing more than the bridge between the moment the system stops working and the moment it comes back, and most families have never built one.

Aaron Rose starts with the rule of threes: you can survive three minutes without oxygen, three days without water, and three weeks without food. From there he gets into what has to already be in your house, how you reach the people you love when the phones are down, why counting on help arriving is a plan with a hole in it, and the one thing hardly anyone in California buys until it is too late. Aaron's channel  @DontForgetYourLunch35   is linked below.

https://www.youtube.com/@DontForgetYourLunch35

TIMESTAMPS
0:00  Introduction
1:16  The 94 quake and the road to the fire service
5:37  The rule of threes
11:43  Why nobody wants to think about this
14:01  When three days is not enough
22:07  The insurance most people skip
23:55  Reaching your family when the grid is down
28:57  The help that is not coming
34:44  The last car out of the neighborhood

ABOUT THE GUEST
Aaron Rose is a firefighter and paramedic in Southern California with more than ten years in the fire service, eight of them as a paramedic. He started as an EMT on a 911 ambulance at 18, served in the Navy in aircrew rescue and trained at its survival school, and now runs the YouTube channel Don't Forget Your Lunch, where he builds compact survival kits and reviews gear so families can put together their own.

ABOUT RISKY ASSETS
The Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create.

FOLLOW THE SHOW
Instagram: @greyhawkinsurance

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#RiskyAssets #DisasterPreparedness #EmergencyPreparedness #Earthquake #Wildfire #Firefighter #California #insurance 

What is Risky Assets?

What do you really know about insurance? Charlie Deaver and Daniel Clarke host Risky Assets, a podcast about insurance, financial strategy, entrepreneurship, and business management. They talk about how insurance is a means to investing in the future, and a necessary tool to be wielded by business owners. Their goal in both the podcast and their work at Greyhawk Insurance is to educate people on what proper structure is for their insurance, to think creatively about risk, and to share their experience with business owners who care about doing insurance right.